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1. Ron Thomas
All Financial Services
NMLS528105
18 Yrs of Exp Experience: 18 Years
I am Ron Thomas, Sales Manager at All Financial Services. We are a full service Mortgage Brokerage. I have over 15 Years of Mortgage Industry Experience has afforded me the opportunity to help individuals and families from all walks of life fulfill their dream of Home Ownership. I take pride in the details knowing that buying a home is one of the largest investments an individual or family will make. I offer my knowledge and experience to navigate through the home ownership process ensuring my clients have a solid understanding of the process step by step. Hard work and a passion for helping others has driven my career and will continue to be the foundation for my success.
2. Andrea Pasco
1Coastal Lending Group llc
NMLS2474115
1 Yrs of Exp Experience: 1 Years
Hi! I'm Andrea, and I would love to help you on your home buying journey. Although I got licensed this year, I've been in the mortgage industry for 25+ years. It gives me an advantage on knowing how to structure your loan to best suit your needs. I would love to assist with your financing options to buy a home, and get you into your dream home! I personally had to repair my own credit in order to get into my first house, and that has lead me to be very empathetic/personable when working together. There are a few ways to get started. OPTION 1) CONSULTATION CALL: This would allow us to loosely discuss numbers or any questions/concerns that you might have. OPTION 2) LOAN APPLICATION ONLINE: This will allow us to see what you qualify for as far as price range and programs as well as issue your official lending letter to get started with home shopping. With this online application. Here you have 2 options: PREQUALIFICATION (SAFE analysis): o Answer questions about personal info (takes 10-15 minutes) o Soft credit check - NO IMPACT TO CREDIT AT ALL o No Documentation uploads o No real "expiration date" PREAPPROVAL (SAFEST analysis): o Answer questions about personal info (takes 10-15 minutes) o Soft credit check - NO IMPACT TO CREDIT AT ALL (we will let you know if a hard check is in fact necessary to make a decision, and ask you prior to doing so!) o Upload simple Documents after the question portion (the system will have a small list of what is needed) o No real "expiration date" just updated documents after 90-120 days
3. Kyle Erpenbach
Coastal Lending Group
NMLS950031
11 Yrs of Exp Experience: 11 Years
Hello there! I'm Kyle Erpenbach, a knowledgeable Loan Officer with 11 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
4. Vialdy Baez
1Primary Residential Mortgage,Inc.
NMLS2300738
2 Yrs of Exp Experience: 2 Years
Vialdy Baez is a dedicated Loanofficer. Friendly and dependable, Vialdy ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
5. Joseph Longobardi
VanDyk Mortgage
399823MD
13 Yrs of Exp Experience: 13 Years
Visit my Zillow profile for all of my 5 Star Reviews - https://www.zillow.com/lender-profile/Joseph%20Longobardi/ About me I am a Maryland native - I grew up, went to school and college here. I received my Bachelors Degree from Towson University in Business Administration/Finance. I am a local sports fan and love my Birds - both the Ravens and Orioles! I live in Baltimore County with my wonderful wife, young daughter, son and 1 crazy dog. What I believe I believe in strong communication with my clients and am available via phone or email 7 days a week. I also believe in honesty and integrity which seems to be lacking in the business world these days. I love working with people and assisting with their life and dreams. I am a local licensed direct mortgage lender in Maryland. I help clients with their new home purchase as well as refinancing their existing homes. Agents know I am a person who is thorough with follow up. I am very hands on and don't like to pass my clients off to an assistant or processor. It may add more work for me but I want to make sure I am their client thorough out the entire process. I would say aside from my follow up/thoroughness and hand-holding with clients, my other strength is staying current on products,guidelines and lending capabilities. Our industry is ever-changing and I maybe ask our underwriters too many questions or call FannieMae too much for clarification...but if it means getting the deal done - I am quick to pick up the phone and speak with the right person. Licensed to work in: Georgia (40598), Maryland (20355), Virginia (MLO-18672VA)
Resources to pick the best agent in San Jose, CA
When buying a home you want to be sure you are working with the best home loan lenders in Lutherville Timonium, MD. Working with a knowledgeable home loan broker in Lutherville Timonium, MD will ensure you the best rate and experience.
Not all lenders are the same and we want to make it easy for you to find the best one that fits your needs. Find a loan officer in Lutherville Timonium, MD that will give you the rate you are looking for and the type of loan you need. With the right lender, your entire loan process will be smooth.
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