We are under contract to buy a condo. Closing is in two weeks. Yesterday my company laid off 50 people including me. I can’t get the loan now. Does the seller get to keep my $5,000 earnest money even though it’s not my fault?

12 Answers

Home title

Putting daughter on the title of my home

9 Answers

How do you get around a restrictive covenant?

I purchased a plot of land with the intent of building a modern ADU for my elderly parents, but I’ve just discovered a restrictive covenant from 1954 that forbids 'secondary dwellings.' How difficult is it to petition for a variance or have an outdated covenant removed in a high-density suburban area?

11 Answers

Sellers didn't disclose water/drainage issues, can we hold them responsible?

We closed on our Victorian home three months ago, but during a heavy storm, we discovered a significant drainage issue that causes the basement to flood—something the sellers explicitly denied on the disclosure. Since the inspection didn't catch it because it was a dry week, do we have any legal recourse against the sellers for non-disclosure, or is this officially our 'money pit' now?

9 Answers

How do I check if a house is going to be uninsurable in five years?

I found a house near the coast that I love but my insurance quote came back at eight thousand dollars a year because of climate risk. If I buy this now am i going to be stuck with a house that nobody will insure in 2030? is there a website that shows the future insurance risk for a specific zip code?

6 Answers

What is the lockout effect?

I have a two percent interest rate from a few years ago and even though i want to move i cant justify a six percent rate on a new place. Is there a strategic way to port my mortgage to a new house or am i basically forced to become a landlord and rent this place out if i ever want to leave?

8 Answers

When does it actually make sense to refinance?

Since we have to pay to refinance the loan and the interest rate is only about .5% lower, does it even make sense to refinance? When we bought they kept saying "date the rate" but now we're 2 years in and rates are still high.

13 Answers

How does owing a rental property affect my ability to qualify for a new mortgage?

I have a great interest rate on my current property, but the home doesn't meet my needs anymore. I'd like to move and rent out my current house. But I'm wondering if I can do that financially? If I keep this house and rent it out, how does that affect my ability to get a mortgage?

9 Answers

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How can I get an apprisal on property?In was county texas

I’m a single mom paid off a condo HOA $609 should I keep it?

Can I cancel my contract if I lost my job?

Home title

How do you get around a restrictive covenant?

Sellers didn't disclose water/drainage issues, can we hold them responsible?

How do I check if a house is going to be uninsurable in five years?

What is the lockout effect?

When does it actually make sense to refinance?

How does owing a rental property affect my ability to qualify for a new mortgage?

Related Blogs

Real Estate Tokenization: A Practical Guide To Fractional Ownership And Digital Assets

Assumable Mortgage: A Guide for Homebuyers

16 Ideas to Upgrade Your Bedroom Without Buying A Thing

Contributing Real Estate Professionals

Loodmy Jacques

Keith Jean Pierre

Kevin Neely

Amanda Courtney

Barrett Henry

Austin Pelka

Jason Craig

Chris Yochum

Julianne Clark

Phong Tran

Austin Moore

Aaron Sims

Advice Topic: Finance & Legal Info

Ask An Agent

Finance & Legal Info

Related Blogs

Real Estate Tokenization: A Practical Guide To Fractional Ownership And Digital Assets

Assumable Mortgage: A Guide for Homebuyers

16 Ideas to Upgrade Your Bedroom Without Buying A Thing

Contributing Real Estate Professionals

Loodmy Jacques

Keith Jean Pierre

Kevin Neely

Amanda Courtney

Barrett Henry

Austin Pelka

Jason Craig

Chris Yochum

Julianne Clark

Phong Tran

Austin Moore

Aaron Sims

Advice Topic:
Finance & Legal Info