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1. Michael Bencks
NMLS1202417
Michael Bencks joined Guaranteed Rate with almost 13 years of residential lending experience to propel his long term passion for helping people achieve their dreams of home ownership. His experience in building relationships and dedication to helping people with their financial wellness are pillars of his business model. It is Michael's enthusiasm for working with clients to achieve their goals that drew him to the mortgage lending industry after a long and successful career in medical devices. "I love investing in people and helping them purchase their dream-home, representing one of the largest investments in their lifetime. This is not just about closing the deal, but also understanding each client's unique needs before we even begin their quest, to make sure everything is a perfect fit." Whether his clients are looking for their first condo, single family home, or investment property, or they're seasoned homebuyers, Michael provides the same exceptional level of service to each person. "I want my clients to feel comfortable, well informed and have fun throughout process." In his prior career, Michael successfully facilitated some of the most intricate and complex spinal and orthopedic surgeries with some of the top surgeons in the Chicagoland area. His experiences in navigating life-altering surgeries, building relationships with surgeons and hospital staff and finding a way to achieve the best outcomes for his patients enabled him to consistently rank as a top performer. He brings that same tenacity, attention to detail and dedication to every home financing decision. "My experience allows me to bring discipline and best-practices from the medical world to help provide individual and tailored service to my clients in the financial world." After earning his finance degree from the University of Illinois Urbana/Champaign, where he grew up as a child, Michael established his roots in Chicagoland over 20 years ago and currently lives with his wife of 10 years and two beautiful young daughters in the Northern suburb of Lincolnshire. In his spare time he enjoys chasing around his 4 and 6 year old, traveling the world, playing golf, snowboarding and spending time with family and friends. "If given the opportunity to work with you on your home financing needs, I promise the experience and more importantly, the results, will put you and your family in the best financial situation possible." I am a licensed loan originator with the state of IL, license number: 031.0037894 My NMLS (national mortgage licensing system) number is: 1202417 My professional email is: [email protected] Contact information for the IL dept of professional and financial regulation/division of banking can be found at: www.IDFPR.COM The national mortgage licensing website for consumer access is: http://www.nmlsconsumeraccess.org/ Licensed to work in: California, Florida, Illinois (031.0037894), Indiana (44522), Michigan, Wisconsin (1202417)
2. Mark Schulenburg
NMLS559943
I enjoy helping people secure the mortgage financing that best meets their needs to achieve their down payment and their monthly payment goals, with the most competitive interest rates and loan programs. Working with first-time homebuyers is especially satisfying because I enjoy helping people who don't understand the process and explaining everything to assure a smooth and successful closing. Even before a buyer makes an offer on a home, I can provide a financial analysis that details the monthly payment, down payment and closing costs. I also enjoy helping people determine the amount of mortgage for which they will qualify, and the home price range that will provide for a comfortable monthly payment.
3. Emilio Diaz
2 NMLS1506006
With Emilio Fabian Diaz, you will receive: The financial strength of a national multi-billion-dollar direct lender. Access to the most competitive rates and the most complete line of products. Industry-leading closing times and strong technological infrastructure. Strong client-focus and a desire to win your business. The peace of mind that comes with an unsurpassed level of post-sales support. A prompt, professional, and courteous response to your inquiries. An ongoing commitment to excellence and service.
4. Tammy Hajjar Miller
The Federal Savings Bank.
NMLS981615
Tammy was born in South Korea, but has lived in Chicago since she was 3 years old, and has witnessed many areas grow into thriving and prosperous neighborhoods. Residing in East Lakeview for over 35 years, Tammy now lives on the North Shore and knows the city and its surrounding areas like the back of her hand. Tammy grew up working closely with her mother in their small neighborhood grocery store in Lincoln Square, attended high school at St. Ignatius College Prep, and didn't see any reason to leave the city for college, graduating from DePaul's business school with an Accounting/Finance double major. By joining The Federal Savings Bank, Tammy is able to provide a wide array of products and unmatched service to her customers, realtors, and referral sources. She runs a proficient and systemized business practice, constantly looking to improve communications between clients and referral sources. She continues to focus on growing and improving daily, both personally and professionally, but believes it would all be in vain if it wasn't for her handsome husband and their wonderful children: Cheyenne (28), Isabel (16), Henry (14), Nicholas (13), and Harrison (13). As the old adage states: "If you want something done, ask a busy person," but the true testament of her heart is to serve others through her personal motto: Have Fun, Make Money and Make a Difference!
5. Bill Holmes
Inland Home Mortgage
NMLS307758
I offer most types of financing and specialize in hard to place loans
6. Mike Del Preto
Fairway Independent Mortgage Corp.
NMLS230942
Mike believes education empowers home buyers and will result in a more comfortable and enjoyable home buying experience. Starting in 2005 Mike has always treated his clients like he'd like to be treated and provided exceptional service with low rates regardless of how many clients he has helped. With his unique approach, Mike is a distinguished Mortgage Advisor ranking in the top 1% of Mortgage Originators in the country. Mike has closed hundreds of millions of dollars in loans and still treats every client as if they were his first. By providing information specific to each client's situation, he ensures they are making informed decisions for the biggest investment of their lives. There is no situation too small or large; Mike simply wants to help.
7. Kyle Fallon
NMLS1581693
My team and I think differently to help people qualify for their dream home! I have many programs and options to offer with no extra overlays. There is always a team ready to assist clients and agents when I am unavailable.
8. Michael Chance
NMLS355722
At ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of lenders and have excellent rates. We also offer some specialty programs such as FHA (down to a 500 credit score), renovation loans, reverse mortgages, and much more. Whether you are looking for Conventional, FHA, VA, USDA, or non QM, we have the programs to get homeowners into the home of their dreams.
9. Devon Peterson
Success Lending, LLC
NMLS1118936
11 Yrs of Exp Experience: 11 Years
I have had the pleasure of being a mortgage loan originator for over 10 years. I enjoy interacting with my clients and helping them learn all about the home loan process. While it can be a lot of information to absorb, I do my very best to break it done into bite-sized pieces. This way you can feel comfortable as you are able to make informed decisions along the way. I work with all types of buyers, but I pride myself on working with first-time home buyers as I really enjoy helping them understand everything. There are a lot of moving pieces, but with the right team, it can make it a much more pleasurable experience. Please feel free to contact me today at [email protected]. I look forward to working with you!!! Licensed In: CA, FL, IA, IL, IN, MI, MN, MT, NC, TX, WI
10. Linda Winge
Guaranteed Rate
NMLS221663
27 Yrs of Exp Experience: 27 Years
I have been in the mortgage industry for over 25 years. Buying or refinancing a home is one of the biggest financial decisions you will make and it is important to work with someone that is not only knowledgeable but also someone you can trust. You want someone that will return your calls and emails, you want someone to be patient and answer all your questions. You want to feel like a person not just a loan number. I promise if you choose to work with me, I will exceed all of your expectations.
11. Brad Porter
Flat Branch Home Loans
NMLS1135365
11 Yrs of Exp Experience: 11 Years
Home lending professional that has 10 + years of experience. Proficient with Conventional, FHA, VA, USDA, DSCR and Portfolio lending products. Dedicated to quick and reliable service for all of my referral partners and client base.
12. Pasquale Messina
Proper Rate
NMLS227000
19 Yrs of Exp Experience: 19 Years
Everyone's path to a new home is different, at Proper Rate we'll make sure yours is perfect!!
13. Chris Ford
loanDepot
Illinois031.0038283
21 Yrs of Exp Experience: 21 Years
I have over 20 years experience with residential mortgages. We will streamline the mortgage process to make is easier for you, and as stress free as possible. We will answer all of your questions and guide you every step of the way, so that we can earn your trust and business for life!
14. Bill McNamee
First State Mortgage
NMLS221335
39 Yrs of Exp Experience: 39 Years
I've been helping people buy homes since 1985. My team and I go out of our way to provide VIP treatment to all our clients. Helping clients find the best options for their unique situation and finding solutions to any challenges that might be involved. We work on short timelines and constantly think outside the box in order to make the best of every situation for everyone involved.
15. Jarod Sanders
Flat Branch Home Loans
NMLS2337228
2 Yrs of Exp Experience: 2 Years
Jarod has been working in finance and customer service for his entire career. He entered the mortgage industry in 2022. Ultimately, his goal is to help people. He Specializes in working with first-time home buyers, and clients that need assistance outside of normal "banker's hours." One of his greatest abilities is availability. Outside of work, Jarod's goal is to obtain his private pilot license so he can fly airplanes. Additionally, he is heavily involved with his church and has been playing the drums in their music department for 10 years. Jarod works with the Capital Mortgage Team in Southern Illinois, and he is excited to work with you!
16. Matt Bukovy
GreenState Mortgage
NMLS755921
20 Yrs of Exp Experience: 20 Years
With over 20 years of experience, hundreds of past clients, and over $200MM of residential loans funded, I have the knowledge, skills and experience to find a loan that matches your needs. Whether you have perfect credit, or have some "issues", whether you're putting down 20%, or need some help with the down payment, whether you're a Veteran, a Schoolteacher, a Police Officer or a First Time Homebuyer, there are programs that relate to your specific set of circumstances, and I'm the Loan Officer who has the experience to find those programs, and to present them to you in a way that allows you to make the BEST choice for you and your family. Over the last 20+ years, I've worked for Direct Lenders, Brokers and Banks, I've seen rates go up and rates go down, programs come and go, but the one thing that has remained constant is for me is to make sure my clients' needs are met 100% of the time. I believe that GreenState Mortgage is the place that allows me to do that, and I look forward to working with you.
17. Nicole LaMorte
CrossCountry Mortgage
NMLS868279
14 Yrs of Exp Experience: 14 Years
I am your mortgage go to! I have worked in every aspect of our industry from title to processing to originating. I take pride in staying current with all guidelines for every loan product we offer and will never give up on my clients!
18. Adam Karno
Asset Mutual Mortgage Inc
NMLS184303
18 Yrs of Exp Experience: 18 Years
5 star reviews Debra Farley from Naples, FL | worked with Adam Karno and team Zillow Verified Contact Well, I have to say this was an experience! John was so nice. Thought I was going to have to sell my soul, but got a mortgage first! Honestly, if you do your due dilligence, it's all worth it. John was great. I am so grateful. Don't hesitate to call. Thank you John Loan Status Closed Jan 2023 Loan Type Purchase Interest Rate As expected First time homebuyer with special circumstances James Gajewski from Carpentersville, IL | worked with JOHN KOHUT As a person with disabilities who is slowly declining cognitively, I could not be happier with the service that John has provided to me throughout this entire process. John was available to me at anytime no matter the day and he always answered his phone. If I needed a rush preapproval letter on a Sunday, John would be sure that I had one for my showing without hesitation. Due to my disability, my memory is starting to wane and to assist with that John would talk things through with me slowly and he probably had to explain the same concepts to me multiple times. John never gave me any grief for having to go over the same concepts multiple times and I appreciate that as I do not have control over my cognitive decline. John has shown me nothing but respect throughout this whole process and I will do what I can to steer more business his way if anyone ever inquires on purchasing a property. Having someone on your team as knowledgeable and respectful as John is a godsend and I am thankful I had to opportunity to work with him. Also, as my property didn't appraise out, John worked behind the scenes with his processing manager, Mary Jones, to have my tax amounts applied right away rather than requiring me to come up with more money at closing. Without that quick wit and determination to get the deal done for me, I am not confident that things would've worked out as they are. Thanks for all that you've done for me John! I appreciate everything that you've done. Loan Status Closed Loan Type Purchase Interest Rate As expected Close on time Yes
19. Lisa Terry
Compass Mortgage
NMLS623441
6 Yrs of Exp Experience: 6 Years
I've been in the mortgage industry since 1996 helping in all areas of the process. This is a great time to purchase a home due to the competitive interest rates and variety of products available. I feel the most rewarding part of being a mortgage specialist is assisting my clients in making their dreams of homeownership a reality. Whether you're buying your first home or building the home of your dreams, it is a very exciting time and I enjoy being a part of it and help you achieve your homeownership goals. We are locally owned and operated direct lender. The entire process from application to processing, underwriting and closing takes place right here. This enables us to have complete control and close loans quickly with excellent customer service.
20. Jeremy Maubach
First State Mortgage
NMLS1187142
15 Yrs of Exp Experience: 15 Years
Hi, I'm Jeremy Maubach and I've been assisting the people of Bloomington-Normal with their mortgage lending needs for nearly a decade. I'm passionate about helping my clients to realize their dreams of home ownership, and I go above and beyond to make sure that their mortgage experiences are pleasant and stress free. From first time home buyers to seasoned purchasers or those looking to refinance, I work right alongside my clients to ensure that their needs are met in an organized and timely manner. I particularly enjoy working with and educating first time home buyers and seeing the excitement on their faces come closing day. I'm a Bloomington-Normal native who graduated from U-High and later from Eastern Illinois University where I studied Business Administration and Sports Management. I spend my free time with 2 awesome children and 2 rescue dogs. I also love coaching youth sports and playing rec league soccer.
21. Joanne Noetzel
The Anderson Financial Group, Inc.
NMLS755953
13 Yrs of Exp Experience: 13 Years
I've been in the mortgage industry for 20 years, specializing in loan origination. I understand that your home is not only one of your largest monetary investment, but an emotional investment. I love connecting and relating to my clients throughout the loan process and after. I will be there to walk you through every step of the mortgage process. I am committed to provide the most competitive rates, terms, and conditions.
22. Frank Stompanato
Preferred Rate
NMLS212745
39 Yrs of Exp Experience: 39 Years
Hi, I'm Frank a seasoned loan officer with a passion for helping people get the financing they need. I believe that every client is unique and deserves a customized loan solution that fits their goals and budget. I'm committed to making the lending process easy and stress-free. If you're looking for a loan officer with experience, who values honesty, integrity, and personalized service, then I'm your guy. Let's chat to see how I can help you achieve your goal of home ownership!!!
23. Raymond Smith
Priority 1 Mortgage LLC
NMLS1784529
1 Yrs of Exp Experience: 1 Years
I'm a mortgage broker with a deep understanding of the McHenry county area, having called it home for the past 20 years. My expertise lies in assisting clients with both residential and commercial properties, ensuring they secure the best mortgage solutions tailored to their specific needs. With strong connections to top-rated lenders, I am able to provide my clients with a range of financing options and competitive rates. My great negotiating skills allow me to advocate on behalf of my clients, ensuring favorable terms and conditions that align with their goals. Whether you're a first-time homebuyer, an investor, or a business owner looking to expand, I am dedicated to guiding you through the mortgage process with professionalism, integrity, and personalized attention. Let me help you achieve your real estate dreams in Illinois.
24. April Spangler
Green State Credit Union
NMLS1467754
74 Yrs of Exp Experience: 74 Years
Hey there, I'm April, a seasoned loan officer with a passion for helping people get the financing they need. I believe that every client is unique and deserves a customized loan solution that fits their goals and budget.
25. Dan Conwell
Crown Mortgage Company
NMLS222060
49 Yrs of Exp Experience: 49 Years
I work for Crown Mortgage Company based in Oak Lawn, IL. Crown is a 48 year old mortgage banking firm, that actually lends you the money, and never sells your loan. Since we are the actual lender of the money, I am able to close FHA and Conventional loans in 10 days. I am one of the people at Crown who approved the loans, so I am able to approve my clients for free right over the phone. Then they are able to come into my office with their paperwork and have a fully underwritten mortgage commitment within an hour. I was born and raised in Evergreen Park. I now live in Mt Greenwood with my wife and two kids. If you are looking to buy, refinance, or partner with a local lender, please call me at 708-398-2014 Specialties: First-time Homebuyers, Conventional/FHA/VA loans, Repairs after closing, Quick Closings
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