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1. Michael Bencks
NMLS1202417
Michael Bencks joined Guaranteed Rate with almost 13 years of residential lending experience to propel his long term passion for helping people achieve their dreams of home ownership. His experience in building relationships and dedication to helping people with their financial wellness are pillars of his business model. It is Michael's enthusiasm for working with clients to achieve their goals that drew him to the mortgage lending industry after a long and successful career in medical devices. "I love investing in people and helping them purchase their dream-home, representing one of the largest investments in their lifetime. This is not just about closing the deal, but also understanding each client's unique needs before we even begin their quest, to make sure everything is a perfect fit." Whether his clients are looking for their first condo, single family home, or investment property, or they're seasoned homebuyers, Michael provides the same exceptional level of service to each person. "I want my clients to feel comfortable, well informed and have fun throughout process." In his prior career, Michael successfully facilitated some of the most intricate and complex spinal and orthopedic surgeries with some of the top surgeons in the Chicagoland area. His experiences in navigating life-altering surgeries, building relationships with surgeons and hospital staff and finding a way to achieve the best outcomes for his patients enabled him to consistently rank as a top performer. He brings that same tenacity, attention to detail and dedication to every home financing decision. "My experience allows me to bring discipline and best-practices from the medical world to help provide individual and tailored service to my clients in the financial world." After earning his finance degree from the University of Illinois Urbana/Champaign, where he grew up as a child, Michael established his roots in Chicagoland over 20 years ago and currently lives with his wife of 10 years and two beautiful young daughters in the Northern suburb of Lincolnshire. In his spare time he enjoys chasing around his 4 and 6 year old, traveling the world, playing golf, snowboarding and spending time with family and friends. "If given the opportunity to work with you on your home financing needs, I promise the experience and more importantly, the results, will put you and your family in the best financial situation possible." I am a licensed loan originator with the state of IL, license number: 031.0037894 My NMLS (national mortgage licensing system) number is: 1202417 My professional email is: [email protected] Contact information for the IL dept of professional and financial regulation/division of banking can be found at: www.IDFPR.COM The national mortgage licensing website for consumer access is: http://www.nmlsconsumeraccess.org/ Licensed to work in: California, Florida, Illinois (031.0037894), Indiana (44522), Michigan, Wisconsin (1202417)
2. Emilio Diaz
2 NMLS1506006
With Emilio Fabian Diaz, you will receive: The financial strength of a national multi-billion-dollar direct lender. Access to the most competitive rates and the most complete line of products. Industry-leading closing times and strong technological infrastructure. Strong client-focus and a desire to win your business. The peace of mind that comes with an unsurpassed level of post-sales support. A prompt, professional, and courteous response to your inquiries. An ongoing commitment to excellence and service.
3. Tammy Hajjar Miller
The Federal Savings Bank.
NMLS981615
Tammy was born in South Korea, but has lived in Chicago since she was 3 years old, and has witnessed many areas grow into thriving and prosperous neighborhoods. Residing in East Lakeview for over 35 years, Tammy now lives on the North Shore and knows the city and its surrounding areas like the back of her hand. Tammy grew up working closely with her mother in their small neighborhood grocery store in Lincoln Square, attended high school at St. Ignatius College Prep, and didn't see any reason to leave the city for college, graduating from DePaul's business school with an Accounting/Finance double major. By joining The Federal Savings Bank, Tammy is able to provide a wide array of products and unmatched service to her customers, realtors, and referral sources. She runs a proficient and systemized business practice, constantly looking to improve communications between clients and referral sources. She continues to focus on growing and improving daily, both personally and professionally, but believes it would all be in vain if it wasn't for her handsome husband and their wonderful children: Cheyenne (28), Isabel (16), Henry (14), Nicholas (13), and Harrison (13). As the old adage states: "If you want something done, ask a busy person," but the true testament of her heart is to serve others through her personal motto: Have Fun, Make Money and Make a Difference!
4. Mike Del Preto
Fairway Independent Mortgage Corp.
NMLS230942
Mike believes education empowers home buyers and will result in a more comfortable and enjoyable home buying experience. Starting in 2005 Mike has always treated his clients like he'd like to be treated and provided exceptional service with low rates regardless of how many clients he has helped. With his unique approach, Mike is a distinguished Mortgage Advisor ranking in the top 1% of Mortgage Originators in the country. Mike has closed hundreds of millions of dollars in loans and still treats every client as if they were his first. By providing information specific to each client's situation, he ensures they are making informed decisions for the biggest investment of their lives. There is no situation too small or large; Mike simply wants to help.
5. Michael Chance
NMLS355722
At ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of lenders and have excellent rates. We also offer some specialty programs such as FHA (down to a 500 credit score), renovation loans, reverse mortgages, and much more. Whether you are looking for Conventional, FHA, VA, USDA, or non QM, we have the programs to get homeowners into the home of their dreams.
6. Bill McNamee
First State Mortgage
NMLS221335
39 Yrs of Exp Experience: 39 Years
I've been helping people buy homes since 1985. My team and I go out of our way to provide VIP treatment to all our clients. Helping clients find the best options for their unique situation and finding solutions to any challenges that might be involved. We work on short timelines and constantly think outside the box in order to make the best of every situation for everyone involved.
7. Matt Bukovy
GreenState Mortgage
NMLS755921
20 Yrs of Exp Experience: 20 Years
With over 20 years of experience, hundreds of past clients, and over $200MM of residential loans funded, I have the knowledge, skills and experience to find a loan that matches your needs. Whether you have perfect credit, or have some "issues", whether you're putting down 20%, or need some help with the down payment, whether you're a Veteran, a Schoolteacher, a Police Officer or a First Time Homebuyer, there are programs that relate to your specific set of circumstances, and I'm the Loan Officer who has the experience to find those programs, and to present them to you in a way that allows you to make the BEST choice for you and your family. Over the last 20+ years, I've worked for Direct Lenders, Brokers and Banks, I've seen rates go up and rates go down, programs come and go, but the one thing that has remained constant is for me is to make sure my clients' needs are met 100% of the time. I believe that GreenState Mortgage is the place that allows me to do that, and I look forward to working with you.
8. Adam Karno
Asset Mutual Mortgage Inc
NMLS184303
18 Yrs of Exp Experience: 18 Years
5 star reviews Debra Farley from Naples, FL | worked with Adam Karno and team Zillow Verified Contact Well, I have to say this was an experience! John was so nice. Thought I was going to have to sell my soul, but got a mortgage first! Honestly, if you do your due dilligence, it's all worth it. John was great. I am so grateful. Don't hesitate to call. Thank you John Loan Status Closed Jan 2023 Loan Type Purchase Interest Rate As expected First time homebuyer with special circumstances James Gajewski from Carpentersville, IL | worked with JOHN KOHUT As a person with disabilities who is slowly declining cognitively, I could not be happier with the service that John has provided to me throughout this entire process. John was available to me at anytime no matter the day and he always answered his phone. If I needed a rush preapproval letter on a Sunday, John would be sure that I had one for my showing without hesitation. Due to my disability, my memory is starting to wane and to assist with that John would talk things through with me slowly and he probably had to explain the same concepts to me multiple times. John never gave me any grief for having to go over the same concepts multiple times and I appreciate that as I do not have control over my cognitive decline. John has shown me nothing but respect throughout this whole process and I will do what I can to steer more business his way if anyone ever inquires on purchasing a property. Having someone on your team as knowledgeable and respectful as John is a godsend and I am thankful I had to opportunity to work with him. Also, as my property didn't appraise out, John worked behind the scenes with his processing manager, Mary Jones, to have my tax amounts applied right away rather than requiring me to come up with more money at closing. Without that quick wit and determination to get the deal done for me, I am not confident that things would've worked out as they are. Thanks for all that you've done for me John! I appreciate everything that you've done. Loan Status Closed Loan Type Purchase Interest Rate As expected Close on time Yes
9. Rene Salo
American Pacific Mortgage
NMLSLO91740
3 Yrs of Exp Experience: 3 Years
I am committed and passionate about assisting clients in their dream of home ownership, ensuring each client has the best possible experience throughout their home buying journey and beyond! I am available evenings and weekends as well as weekdays to accommodate clients' schedules and expedite the loan process to guarantee a quick closing.
10. Kevin Levy
Diamond Residential Mortgage Corporation
NMLS1624800
6 Yrs of Exp Experience: 6 Years
I am very proud to represent Diamond Residential Mortgage Corporation. My goal is to provide you with the best customer experience possible, and I welcome the opportunity to guide you through the home loan process and help you select the loan program that best suits your needs. My core belief that the customer is the number one priority sets me apart from my competition, and my philosophy is to listen to each customer's needs and respond to them efficiently and effectively. Communication is the key to building strong and lasting relationships with borrowers and business partners alike. In the time I have been in the mortgage business, I have gained the knowledge and expertise to help put my customers at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination to closing. It would be my pleasure to help you with your home financing!
11. Darin Daniels
Nations Lending
NMLS1875587
21 Yrs of Exp Experience: 21 Years
Darin Daniels, a resident on the North Shore of Chicago, boasts an impressive career spanning over 25 years in both business and the real estate industry. Currently serving as a Senior Mortgage Advisor with Nations Lending, he has become a respected figure in the field due to his extensive experience and expertise. The lending business is all about being personable and interacting with potential clients, referral sources and communities," he says. "Home financing is not just about the product or rate; it is about delivering an exceptional customer experience." Specializing in custom mortgage lending for Jumbo loans, second, newly constructed, and multi-unit homes. He can help clients find financing that complements their wealth-building strategies and serves as a full-service resource for high-net-worth buyers with complex income or asset management situations. Darin also provides corporations and unions with specialized employee mortgage programs and education. Darin adopts a personalized approach to financial guidance, delving into in-depth interviews to understand clients' lifestyles and goals. Collaboration with other advisors ensures a comprehensive perspective. With a dedicated underwriter and processor, the decision-making process is streamlined. Leveraging various financial reports, Darin empowers clients to make informed decisions about loans, tailored to their unique circumstances and objectives. Prior to his career in real estate, he served as a partner and CEO in a Nationwide Health club chain, helping the company grow to over 165 clubs with $140 million in annual sales. Over the past 25 years, he has also been a successful real estate investor, actively buying, holding, and flipping properties which helps him relate to buyers and investors. Darin obtained his real estate license in 1997 and subsequently launched his own real estate company, developing single-family and multi-family residences in both Seattle and Chicago. Beyond his professional accomplishments, he has actively contributed to his community, serving on the Board of the Chicagoland Italian American Professionals, the Highwood Chamber of Commerce, The North Shore Barrington Association of Realtors and The First Friday Club of Chicago. Darin is the founder of Daniels Social Club, a member only club, and the Single Malt Society, a Scotch tasting and social group. Outside of work, Darin enjoys spending time with family, traveling, attending the theatre, social events, strolls around the neighborhood, golfing, dining out, cooking, and volunteering with his church." LinkedIn: https://www.linkedin.com/in/darindaniels/ Facebook: https://www.facebook.com/profile.php?id=61552080158105
12. Daniel Ortiz
Umortgage
NMLS2120881
6 Yrs of Exp Experience: 6 Years
Daniel Ortiz is a dedicated Loanofficer. Friendly and dependable, Daniel ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
13. Sean McGeehan
Fifth Third Bank Mortgage
NMLS220835
19 Yrs of Exp Experience: 19 Years
Sean McGeehan is a dedicated Loanofficer. Friendly and dependable, Sean ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
14. Luis Martinez
Neighborhood Loans
NMLS2595599
0 Yrs of Exp Experience: 0 Years
Luis Martinez is a dedicated Loanofficer. Friendly and dependable, Luis ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
15. Pamela Harambasic
Guild Mortgage
NMLS194520
22 Yrs of Exp Experience: 22 Years
Pamela Harambasic is a dedicated Loanofficer. Friendly and dependable, Pamela ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
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