Advice Topic:
My Dad bought a house 2 years ago and I've made all the mortgage payments since. He has never lived in the home. I'm wondering if everything he is doing is legal? Or is this considered mortgage fraud.
What kind of loan do we need for redemption ? Home loan for redemption of buying house back I’m within my 90 day window to be able for redemption and I’m in California
What happens if your mortgage is worth more than your house? I'm worried that I overpaid for the house and that the value will go down.
I live in Tennessee but want to move close to family in Florida. I've checked addresses for eligiblity and USDA map shows it is eligible. I've not begun the process of even applying for the loan but wanted to know if I can live in one state but apply to get the loan in another? I work at a big known retail store and transfer will not be a problem.
Do not want to use persistent house for loan, loan is only4 months old. Thinking of June to purchase for rental
First time buying a home, and doing all paperwork through email. Is that normal?
If they offer the same rate, is there a benefit to one or the other? I talked to a big bank and a local lady, and they both seem good.
I wanted to buy a house this spring, but I don't know if I should with the mortgage rates being so high. But is it better to buy a house now and then try to refinance later when the rates go down?
I'm thinking of buying a house for an aging parent. If I put the loan in my name, could my parent pay the monthly mortgage or a portion of the income? I want to help my parent, but I don't want it to appear as income on my taxes or be penalized for trying to help.
We're pre-approved for a mortgage. We looked for houses in the Fall, but nothing worked out. We want to search again in the spring. Do we need to get pre-approved again?