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116 questions found
Home title
Putting daughter on the title of my home
Asked by Karla Kay Story | Ocala, FL | 04-10-2026 | 16 Views | Finance & Legal Info | Updated 1 week ago
How do you get around a restrictive covenant?
I purchased a plot of land with the intent of building a modern ADU for my elderly parents, but I’ve just discovered a restrictive covenant from 1954 that forbids 'secondary dwellings.' How difficult is it to petition for a variance or have an outdated covenant removed in a high-density suburban area?
Asked by Jerry | St. Louis, MO | 04-08-2026 | 29 Views | Finance & Legal Info | Updated 1 week ago
Sellers didn't disclose water/drainage issues, can we hold them responsible?
We closed on our Victorian home three months ago, but during a heavy storm, we discovered a significant drainage issue that causes the basement to flood—something the sellers explicitly denied on the disclosure. Since the inspection didn't catch it because it was a dry week, do we have any legal recourse against the sellers for non-disclosure, or is this officially our 'money pit' now?
Asked by Peter | Louisville, KY | 04-08-2026 | 32 Views | Finance & Legal Info | Updated 1 week ago
How do I check if a house is going to be uninsurable in five years?
I found a house near the coast that I love but my insurance quote came back at eight thousand dollars a year because of climate risk. If I buy this now am i going to be stuck with a house that nobody will insure in 2030? is there a website that shows the future insurance risk for a specific zip code?
Asked by Cal | Wilmington, NC | 04-06-2026 | 18 Views | Finance & Legal Info | Updated 1 week ago
What is the lockout effect?
I have a two percent interest rate from a few years ago and even though i want to move i cant justify a six percent rate on a new place. Is there a strategic way to port my mortgage to a new house or am i basically forced to become a landlord and rent this place out if i ever want to leave?
Asked by Tony K | Shreveport, LA | 04-06-2026 | 24 Views | Finance & Legal Info | Updated 1 week ago
When does it actually make sense to refinance?
Since we have to pay to refinance the loan and the interest rate is only about .5% lower, does it even make sense to refinance? When we bought they kept saying "date the rate" but now we're 2 years in and rates are still high.
Asked by Stephen | Fairfax, VA | 03-30-2026 | 32 Views | Finance & Legal Info | Updated 2 weeks ago
How does owing a rental property affect my ability to qualify for a new mortgage?
I have a great interest rate on my current property, but the home doesn't meet my needs anymore. I'd like to move and rent out my current house. But I'm wondering if I can do that financially? If I keep this house and rent it out, how does that affect my ability to get a mortgage?
Asked by Eric | Portland, ME | 03-30-2026 | 43 Views | Finance & Legal Info | Updated 2 weeks ago
What is needed for a land and construction mortgage
I want to know what are the qualifications for a land and construction mortgage.
Asked by Chante Davis | Florence, MS | 03-25-2026 | 42 Views | Finance & Legal Info | Updated 3 weeks ago
Can I take out a loan against the house I live in now to use as the down payment for my next house?
I'd like to try to keep my current house and rent it out. But I don't have money saved for a downpayment. Can I take out a loan against the house I live in now to use as the down payment for my next house?
Asked by Drew | Madison, WI | 03-23-2026 | 50 Views | Finance & Legal Info | Updated 3 weeks ago
I just got a small inheritance. What to do? Invest, Refinance, Pay down mortgage?
I just got a small inheritance. What should I do with it? rnInvest it? rnRefinance mortgage?rnRecast mortgage?rnPay down mortgage? rnBury it in the backyard? rnrnKidding on that last one, but it feels like sometimes hiding it away is the best option. What shoud i do?
Asked by Grant | Twin Falls, ID | 03-23-2026 | 25 Views | Finance & Legal Info | Updated 3 weeks ago
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