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Newest Questions
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How do I know when to refinance?
I bought a house about a year ago. My interest on the loan is pretty high. How do I know when it's the right time to refinance? I want a lower rate. I'm worried if I jump on the first rate drop that I'll miss out on something better later.
- Asked by Drew
- El Paso, TX
- 642 views
- Finance & Legal Info
- Created 1 year ago
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What do I do to get a quick sale of my parents home ?
There is no will . Just myself and sister. I been paying the mortgage for 4 years now. I just want the deed in our name. Chase mortgage will transfer the mortgage over to our names if we can transfer the deed over.
- Asked by Anthony
- i don't know, FL
- 375 views
- Finance & Legal Info
- Created 1 year ago
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Real estate contract addendums ?
I am a beneficiary of a 2016 addendum for a commercial building adjacent to a income property the addendum was to separate mine from the sale. The owner and buyer both named I was an intentional beneficiary it covers necessary work and upgrades to the apartment and detailed use of property i now have none although I pay for out -of - pocket while the other tenants have social services and other perks. My landlord has done nothing to rectify the discrepancy nor has she offer or intend to fulfill the obligation she made to me and accepted bythe buyer
- Asked by Amme
- West York, PA
- 319 views
- Finance & Legal Info
- Created 1 year ago
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Can our agent demand their commission B4 closing?
Our listing company is insisting that we bring a cashier's check to them before closing because the lender the buyers are using doesn't work with them. Our listing agreement states that they will receive their money AT closing. They want $3000 prior to closing the deal.
- Asked by Elizabeth Hanning
- Ocala, FL
- 500 views
- Finance & Legal Info
- Created 1 year ago
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Why is a 15-year fixed rate mortgage better than a 30 year?
Why is a 15-year fixed rate mortgage better than a 30 year mortgage? Are there other factors that I should think about?
- Asked by Kayla
- Portland, OR
- 996 views
- Finance & Legal Info
- Created 1 year ago
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What are mortgage points?
What are mortgage points? And how do they work? What are the benefits or drawbacks of mortgage points? Is there a reason why a lender would offer that option and another lender wouldn't?
- Asked by Will
- Concord, NH
- 669 views
- Finance & Legal Info
- Created 1 year ago
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What are the different types of mortgages?
What are the different types of mortgages? I know there's different lengths of time. And it seems like then the interest rates changes with the different lengths?
- Asked by Alicia
- Boise, ID
- 503 views
- Finance & Legal Info
- Created 1 year ago
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How do I decide what mortgage is right for me?
How do I decide what mortgage is right for me? With the rates being so high I'm trying to figure out the best way to go forward. It feels like there are a lot of options and I don't know what's best for me.
- Asked by Alex
- Houston, TX
- 841 views
- Finance & Legal Info
- Created 1 year ago
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What credit score is needed to buy a house?
What credit score do I need to buy a house? I have decent credit, and I want to make sure I can get the loan I want.
- Asked by James
- Heath, OH
- 1449 views
- Finance & Legal Info
- Created 1 year ago
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Minimum down payment for house first time buyer?
What is the minimum down payment for house first-time buyer? How do you decide how much to put down on a house?
- Asked by Miguel
- Taos, NM
- 732 views
- Finance & Legal Info
- Created 1 year ago
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What credit score is needed to buy a house in California?
What credit score is needed to buy a house in California? Does the credit score need to be higher than in other states?
- Asked by Juan
- Bakersfield, CA
- 745 views
- Finance & Legal Info
- Created 1 year ago
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What is the difference between closing costs and pre paids?
What is the difference between closing costs and prepaids? And what about credits? How do all these affect what I pay for a house?
- Asked by Edwin
- Louisville, KY
- 541 views
- Finance & Legal Info
- Created 1 year ago
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What is better a 15 or 30 year mortgage?
What is better a 15 year mortgage or a 30 year mortgage? Or if one is not better, what's the advantages or disadvantages of a 15 year mortgage or a 30 year mortgage?
- Asked by Jesse
- Phoenix, AZ
- 721 views
- Finance & Legal Info
- Created 1 year ago
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What are the tax implications for selling a house?
What are the tax implications for selling a house? When selling a house do I pay state and federal taxes? If I buy another house can I avoid taxes?
- Asked by Ken
- St John, IN
- 781 views
- Finance & Legal Info
- Created 1 year ago
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What kind of loan do we need for redemption ?
Our mortgage company sold our home to Sheriff without discussing anything even though we have proof of making all of our mortgage payments
- Asked by Terry A. Cowger Jr.
- Romulus, MI
- 855 views
- Finance & Legal Info
- Created 2 years ago
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What is owner financing for a house?
What is owner financing for a house? Are there any hesitations or concerns with owner financing for a house? How do I know if this is an option?
- Asked by Brody
- Sierra Vista, AZ
- 897 views
- Finance & Legal Info
- Created 2 years ago
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How does buying land and building a house financing work?
How does buying land and building a house financing work? Are there separate loans for buying land and then financing a house?
- Asked by Grainger
- Grand Rapids, MI
- 970 views
- Finance & Legal Info
- Created 2 years ago
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Can I sell a house with a home equity loan?
I have a mortgage and a home equity loan, can I sell my house? If I can sell a house with a home equity loan, what if I owe money on it?
- Asked by Carlos
- Bakersfield, CA
- 865 views
- Finance & Legal Info
- Created 2 years ago
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Do I need home insurance on a vacant home?
I'm planning to move out of my home and it will be vacant until it sells. Do I need home insurance on the vacant home?
- Asked by Garrett
- Breckenridge, CO
- 836 views
- Finance & Legal Info
- Created 2 years ago
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Is a loan for a condo different than a house loan?
Is a mortgage for a condo different than a mortgage for a house?
- Asked by Cooper
- Chicago, IL
- 978 views
- Finance & Legal Info
- Created 2 years ago
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Capital gains tax- how long can I wait to buy a home?
How long can I wait to buy a home and avoid capital gains tax?
- Asked by Darrel
- Raleigh, NC
- 723 views
- Finance & Legal Info
- Created 2 years ago
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How do I avoid paying capital gains tax?
Can I avoid paying capital gains tax? If so, how? I'm planning to sell and buy within the next year or so, but not immediately.
- Asked by Darrel
- Raleigh, NC
- 671 views
- Finance & Legal Info
- Created 2 years ago
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Should I avoid an ARM loan?
If I get an adjustable rate loan, my interest rate is lower. But my family tells me I shouldn't get an ARM loan. This is my first home purchase, so I'm figuring all this out.
- Asked by Brian
- Omaha, NE
- 1123 views
- Finance & Legal Info
- Created 2 years ago
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How can I save money on a mortgage loan?
Is there anything I can do to save money on a mortgage?
- Asked by Misha
- San Diego, CA
- 713 views
- Finance & Legal Info
- Created 2 years ago
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How big should I make my downpayment?
How big should I make my downpayment? If i can squeeze and put more than 20% down should I? I'm also worried about having a cushion if something breaks on the house.
- Asked by Jerry
- Franklin, WI
- 458 views
- Finance & Legal Info
- Created 2 years ago
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Should I appeal my property taxes?
We're already paying a hefty sum every year in property taxes. And every year they're going up. Should I appeal my property taxes to try to get them reduced? Or do I just need to accept the increase in property taxes?
- Asked by Brian
- Chicago, IL
- 406 views
- Finance & Legal Info
- Created 2 years ago
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Invest or pay off mortgage?
I have a low-interest rate on my house thanks to the recent years of low-interest mortgage rates. Is it better to pay an extra $200/month to pay down my mortgage or should I take that money and invest it?
- Asked by Garrett
- Alexandria, VA
- 875 views
- Finance & Legal Info
- Created 2 years ago
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Do you pay taxes when you sell a house?
Do you pay taxes when you sell a house?
- Asked by Charlotte
- Buffalo, NY
- 729 views
- Finance & Legal Info
- Created 2 years ago
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Can I use my 401K to buy a house... (if so should I?)?
Can I use my 401K to buy a house? Should I use my 401K to buy a house? First time home buyer and I need additional cash for the downpayment. I have decades before retirement and I'm thinking of using my 401K for the downpayment.
- Asked by Brent
- St. Louis, MO
- 694 views
- Finance & Legal Info
- Created 2 years ago
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Who pays realtor fees with a for sale by owner house?
Who pays real estate agent fees with a FSBO house?
- Asked by Todd
- Alexandria, VA
- 1146 views
- Finance & Legal Info
- Created 2 years ago
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When selling and buying do I pay closing costs on both?
Selling one house and buying a new one... do I pay closing costs on both homes? Do I pay different closing costs for each home? How are they different?
- Asked by Evelyn
- Marinette, WI
- 1234 views
- Finance & Legal Info
- Created 2 years ago
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What's in the closing costs?
I bought a place before and feel like I paid a bunch of money for closing costs, but didn't know what it was for. I'm hoping to sell and buy a different place this spring, but I want to understand what I need to pay and make sure I have enough money for it.
- Asked by Henry
- Bentonville, AR
- 598 views
- Finance & Legal Info
- Created 2 years ago
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How are commission rates split?
So, the seller usually pays the commission for both agents, right? Who determines the commission rate for the buyer's agent? Can the seller's agent get 2.5% and the buyer's agent get 2%? Or is it always split evenly?
- Asked by Tony
- St. Louis, MO
- 1059 views
- Finance & Legal Info
- Created 2 years ago
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What to pay attention when reading real estate agreement?
What should I pay attention to when reading a real estate agreement or contract? There's so many pages and so many details, I don't know what to look for or what's important.
- Asked by Charlotte
- Augusta, ME
- 892 views
- Finance & Legal Info
- Created 2 years ago
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Do you need to report sale of real estate at a loss?
Do you need to report sale of real estate at a loss?
- Asked by Brianna
- Monroe, LA
- 776 views
- Finance & Legal Info
- Created 2 years ago
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Are home improvements tax deductible when selling a home?
Just wondering if I should do some home improvements before I sell. Would they be tax deductible or is there any kind of tax benefit?
- Asked by Will
- Waterbury, CT
- 1060 views
- Finance & Legal Info
- Created 2 years ago
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How to avoid capital gains tax on real estate?
Hi, How do I avoid paying capital gains tax on real estate? We're planning to move, rent for a bit to see what neighborhood is best for us, and then buy a home. It might take a year or so before we buy our next home. But we don't want to pay capital gains tax. Is there a way to avoid this?
- Asked by Carol
- Glenview, IL
- 897 views
- Finance & Legal Info
- Created 2 years ago
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Do I get my earnest money back?
Help me understand earnest money. What is it? Why do I need to pay it? Does it go towards my home purchase? What if I back out, do I get that money back? Clearly I need some help in understanding how this works. Thanks.
- Asked by Peter G
- Phoenix, AZ
- 1261 views
- Finance & Legal Info
- Created 2 years ago
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Is sale of real estate from a trust taxable?
If we sell a property that is in a trust, do we have to pay taxes? And who is responsible for the taxes, the trust? Thanks
- Asked by Tido V
- Galveston, TX
- 1072 views
- Finance & Legal Info
- Created 2 years ago
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How to report real estate sale on tax return?
I sold a property last year and need to report it. How do I report a real estate sale on my tax return?
- Asked by Carl B
- St. Louis, MO
- 770 views
- Finance & Legal Info
- Created 2 years ago
