

1. Angie Gerhardson
Luminate Home Loans
NMLS ID# 274125
I have been in the Real Estate industry for almost 25 years now. I started out as a Realtor when I was 19 years old. I had the stars in my eyes and thought that it would be so fun to sit in a house, serve juice and cookies, and sell houses all day long. Now? I pride myself on being accessible, knowledgeable, and understanding of the needs of my clients and referral partners. There is nothing else I would rather be doing than helping as many families as I can realize the dream of homeownership and making sure that they are in the best financial position possible. I can't wait to help you, and everyone you know, make your homeownership dreams a reality.

2. Ty Kollar
New American Funding
NMLS ID# 139996
24 Yrs of Experience Experience: 24 Years
I have successfully served the mortgage needs of home buyers for the past 20 years. Earning a reputation for personalized service, educating homebuyers, and moving them through an easy, hassle free, unique, comprehensive approval process. First-time homebuyers and returning clients choose me because of my educational approach to the lending process. I love seeing families receive what they want, building a new home, remodeling or completing an unfinished basement, or a mortgage refinance that provides financial freedom. I can help with anything. I look forward to working with you soon!!!

3. Mike Melbostad
Cardinal Financial Company, LLP
NMLS ID# 128611
20 Yrs of Experience Experience: 20 Years
I'm a 17-year veteran of mortgage financing who loves to offer his time and experience to help those in need of guidance through the important process's of either home purchasing or refinancing a current or future home. Communication and exploring all possible options are key as there are no two clients that have the same needs or expectations. It would be a privilege to be of service as I pride myself on always being available for my clients and referral partners to rely on.

4. Bryan Kiani
Edge Home Finance
NMLS ID# 499110
14 Yrs of Experience Experience: 14 Years
Bryan Kiani is a dedicated Loanofficer. Friendly and dependable, Bryan ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!

5. Nicole Stock
Fairway Independent Mortgage Corporation
NMLS ID# 2285676
3 Yrs of Experience Experience: 3 Years
Financing a home is a big commitment - let me guide you through the process. I keep the home loan process SIMPLE. I have an extensive background in all facets of mortgage lending and assisting my clients with different needs, whether you are a homebuyer looking to purchase a new home or a current homeowner looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. I also keep up with the latest financial and industry trends, as well as state and federal regulatory requirements, so that I can serve as an informed advocate for my clients. My focus is on not merely getting my clients a loan, but finding the best possible loan for their individual needs.

6. Lars Thoreson
CrossCountry Mortgage
NMLS ID# 2057575
4 Yrs of Experience Experience: 4 Years
I grew up in the North-West Region of Wisconsin and have been serving people in this area for two years as a loan officer. I have made many wonderful connections with realtors and title companies in both Minnesota and Wisconsin. Douglas county has always been a wonderful place to go visit whether it was for work, or a weekend get-away. I work with my father, Dave Thoreson, who has been in this business for 20+ years as well as work with two wonderful Assistants, Ashley and Sheila. Our office is located in Hayward, WI. We pride ourselves in being friendly and personable while always being available, especially in a competitive market. Myself and CrossCountry Mortgage are dedicated to the job AND the people we are doing business with. My team is always striving to be the best in the business and get people in their homes faster than anyone else. We continuously challenge ourselves to close before the allotted time given to us, while also being available at all times including nights and weekends. I am happy to answer any questions you may have regarding the loan process, or may be able to point you in the direction of some great realtors that I work with on a regular basis in both Western Wisconsin as well as Eastern Minnesota. Dave and I are licensed in both MN and WI so please feel free to give me a call any time at 612-644-3189. I look forward to working with all of you. Personal NMLS: 2057575 Branch NMLS: 283236 Company NMLS: 3029 CrossCountry Mortgage, LLC does business in the state of New York as CrossCountry Financing. Licensed Mortgage Banker - NYS Department of Financial Services. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Call for details. Certificate of Eligibility required for VA loans. NMLS3029 (www.nmlsconsumeraccess.org). Equal Housing Opportunity

7. Sandra Shook
CrossCountry Mortgage
NMLS ID# 2026537
5 Yrs of Experience Experience: 5 Years
Hi There! My name is Sandy. I am a seasoned finance and real estate mortgage advisor known for my compassionate and pressure-free approach in guiding clients through the lending process for home purchasing, homeownership sustainability through debt consolidation, and property investment ventures. With over three decades of financial expertise, I remain committed to empowering homeowners by offering tailored loan solutions that align with their unique requirements.
8. Chris Carr
Union Home Mortgage
NMLS ID# 403758
28 Yrs of Experience Experience: 28 Years
Hello there! I'm Chris Carr, a knowledgeable Loan Officer with 26 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.

9. Shane Duehn
Shanes Home Loans
NMLS ID# 2344978
3 Yrs of Experience Experience: 3 Years
Shane Duehn is dedicated to delivering superior financial services, paired with competitive rates tailored to your specific needs. With a personalized approach, Shane ensures that each client receives a financial solution that aligns perfectly with their goals. Whether you're purchasing your dream home, refinancing an existing loan, or consolidating debt, Shane is committed to finding the ideal loan program at a competitive rate. Building lasting relationships is at the core of Shane's business philosophy. Unlike larger, impersonal mortgage companies, Shane prioritizes the security and privacy of your information, providing a trustworthy and confidential experience. In addition to his passion for finance, Shane enjoys exploring the world through travel, casting lines while fishing, cherishing moments with family, shredding the slopes while snowboarding, and embracing the great outdoors. An avid sports enthusiast, Shane never misses a game and finds inspiration in the teamwork and dedication displayed by athletes. Get in touch today to discover how Shane Duehn can help you achieve your financial goals while building a trusted partnership for years to come. Whether you're seeking mortgage advice or looking to explore loan options, Shane is here to assist you every step of the way. Let's navigate your financial journey together.

10. John Roehrich
Homes Mortgage
NMLS ID# 300490
21 Yrs of Experience Experience: 21 Years
I have been a full time mortgage planner since 1993. Fortunately, I have had the honor of being named a Super Mortgage Professional by the Mpls/St. Paul Magazine and Twin Cities Business Monthly every year since 2014! Those listed represent less than the top 2 percent of the mortgage professionals in the Twin Cities market and are selected by surveys filled out by recent homebuyers. While honored to be acknowledged by this resource, I am most proud of the positive testimonials I receive from past clients and referral partners. My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come. Although I am located in Minnesota, I can offer unparalleled mortgage and refinance service to clients throughout the great states of Minnesota and Wisconsin. With over 25 years in business and an A+ rating with the better business bureau, there is no better place to come for your financing needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I team can help make your dreams come true.

11. Ally Lemmer
Supreme Lending
NMLS ID# 2277151
26 Yrs of Experience Experience: 26 Years
Ally Lemmer is a dedicated Loanofficer. Friendly and dependable, Ally ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!

12. Emelda Harris
Paramount Residential Mortgage Group Inc.
NMLS ID# 1708429
24 Yrs of Experience Experience: 24 Years
Hello, I am Emelda Harris, a seasoned Loan Officer based in the Minneapolis, MN area. PRMG and I lend in all 49 States. I have over 15 years of experience in the Residential and Commercial Lending space. I have a strong passion and dedication to helping my clients secure the Financial Resources they deserve. Whether it's a home purchase, refinance, or growing a business, I can assist. I am committed to providing exceptional customer service which sets me apart. I am always fine-tuning my skill sets through continual learning, industry trends, and regulation to provide professional advice and guidance to clients. Let's partner to find the right lending solution that will meet your financing goals. I will be with you throughout the loan process and beyond!

13. Wendy Lahn
LahnLoans powered by Loan Factory
NMLS ID# 2052104
5 Yrs of Experience Experience: 5 Years
Wendy Lahn is a dedicated Loanofficer. Friendly and dependable, Wendy ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!

14. Michele Brandt
Fairway Mortgage
452483 ID# MN
20 Yrs of Experience Experience: 20 Years
Having been in the mortgage business for over a decade I can honestly say I've found my calling! Caring for and educating people on the home buying process is a true passion of mine. When I'm not hard at work on my business I enjoy riding horses, being outdoors and watching as much hockey as possible! I've lived in Elk River since 2004 and my life is completed with my twelve year old Triplets!

15. Russell Branjord
Cardinal Financial Company
999977 ID# MN
10 Yrs of Experience Experience: 10 Years