1. Tim Hahn
German American Bank
NMLS ID# 179923
16 Yrs of Experience Experience: 16 Years
I have been in the real estate industry since 2001 and more specifically the home lending side since 2009. My experience traverses everything from correspondent lending to new construction to bank affiliated lending. With German American I have a plethora of loan options available for home buying clients and current homeowners. We offer the typical Conventional and Jumbo loan options, as well as all government loan types, including FHA, VA and USDA/RHS. We are also affiliated with Kentucky Housing Corporation and Indiana HOP. Furthermore, German American also has in-house/portfolio lending that offers some specialized loan types not readily available on the open market. The two most popular of these are our Physicians Home Loan and our Community Home Loan, both of which offer little-to-no down payment with no mortgage insurance, amongst other benefits. Portfolio lending is also an option for those home buyers and clients that may not fit perfectly in the box that conventional lending or government lending offers. German American also offers Construction-to-Permanent Loans and Renovation Loans for those looking to build from the ground up or to renovate a property that may need work. Home Equity Lines-of-Credit and Bridge Loans are also options for our clients, which can greatly assist in moving from one home to another, or to have equity readily available for future emergencies or household needs.
2. Tracy Holtsclaw
Motto Mortgage Home Group
NMLS ID# 470791
26 Yrs of Experience Experience: 26 Years
We understand the value of being local and hands-on when buying or refinancing your home.
3. Ray Childs
Northpointe Bank
NMLS ID# 859241
14 Yrs of Experience Experience: 14 Years
Hello there! I'm Ray Childs, a knowledgeable Loan Officer with 12 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
4. Mike Mateja
Empire Mortgage Corp
NMLS ID# 1158783
11 Yrs of Experience Experience: 11 Years
Hello. I am a independent mortgage broker which allows me to shop for you to get you the best rate and fees. I specialize in closing deals in 8-20 which is a competitive advantage to you and your offers. Found out how easy the mortgage process can be for you.
5. Eric Kemerer
Milestone Lending LLC
NMLS ID# 603905
20 Yrs of Experience Experience: 20 Years
Hello there! I'm Eric Kemerer, a knowledgeable Loan Officer with 17 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
6. Quin Bernhardt
Draper and Kramer Mortgage
NMLS ID# 201178
29 Yrs of Experience Experience: 29 Years
With over two decades of mortgage industry and a broad financial background, Quin Bernhardt is an ideal partner in the home financing process. Quin has originated or consulted on thousands of mortgage loans for clients while delivering an award-winning level of customer care. Originally a financial advisor for an international firm, Quin offers a wider range of financial expertise. He prides himself on assessing your needs and wants, educating you on the available options and recommending the optimally tailored products and programs for you. He offers access to a wealth of home financing options, including conventional, jumbo, FHA, VA, USDA/rural housing, renovation, construction and reverse mortgages. Whether you or someone you know has a goal to refinance a current home or to purchase a new one, Quin is eager to assist. Before joining Draper and Kramer Mortgage Corp., Quin served as Branch Manager for one of the country's largest mortgage lenders. Prior to that, he was a Regional Sales Manager at the largest "private label" lender in the country, servicing a 4-state region comprising 224 real estate offices and 21 loan officers with their co-branded in house financing programs. Quin has served as a board member and president of the Mortgage Bankers Association and is recognized as a perennial top producer.
7. Andrew Dow
Motto Mortgage Premier Partners
NMLS ID# 42199
21 Yrs of Experience Experience: 21 Years
I'm Andrew Dow, a knowledgeable Loan Officer with 20 years of experience, and I'm here to help you with your financial needs. My job is to help you evaluate the loan options to make sure your financing options are clearly outlined out so you can pursue the home that suits your needs. I'll help you understand the options available and find a tailored solution that suits your specific requirements. We'll navigate the lending landscape together and I'll help guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
8. Leigh Hughes
Ruoff Mortgage
NMLS ID# 193659
41 Yrs of Experience Experience: 41 Years
"Hello, I'm Leigh Hughes, and I bring over two decades of dedicated lending experience to the table. Throughout my career, I've been committed to providing exceptional customer service and guiding clients through their financial journeys with expertise and care. As a seasoned loan officer, I understand the importance of listening to your unique needs and crafting tailored solutions that set you up for success. Whether you're a first-time homebuyer or a seasoned investor, I'm here to help you navigate the lending process with confidence and ease. Let's work together to achieve your financial goals."
9. Ann Ford
New American Funding
NMLS ID# 2550406
22 Yrs of Experience Experience: 22 Years
Hello there! I'm Ann Ford, a knowledgeable Loan Officer with experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
10. Angie Cheatham
Loan Fox Inc
NMLS ID# 16184
25 Yrs of Experience Experience: 25 Years
Angie Cheatham is a dedicated Loanofficer. Friendly and dependable, Angie ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
11. Connie Gilbert
Stockton Mortgage Corp
NMLS ID# 42080
24 Yrs of Experience Experience: 24 Years
Connie Gilbert is a dedicated Loanofficer. Friendly and dependable, Connie ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
12. Julie Bernhardt
First Alliance Home Mortgage
NMLS ID# 145253
23 Yrs of Experience Experience: 23 Years
Julie Bernhardt is a dedicated Loanofficer. Friendly and dependable, Julie ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
13. Joel Lobb
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
NMLS ID# 57916
22 Yrs of Experience Experience: 22 Years
I specialize in Kentucky First Time Homebuyers FHA, VA, USDA & Rural Housing, KHC and Fannie Mae mortgage loans. I have helped over 1300 Kentucky families buy their first home or refinance their current mortgage for a lower payment; Kentucky First time buyers we still how available down payment assistance with KHC.
15. Tracy Holtsclaw
Commonwealth Bank & Trust
I have been a mortgage lending professional for over two decades. Because the mortgage industry is ever-changing, I understand the importance of staying current and poised in the marketplace. With my knowledge and experience, I guide my clients through the mortgage lending process every step of the way. Whether youre a first-time homebuyer or a seasoned buyer, I make every client a priority.