

1. Brian Decker
NMLS ID# 319790
Brian Decker is one of the most recognizable names in the mortgage industry, closing over $3 Billion dollars in mortgage loans over the last 15 years. He has never forgotten his roots which is why he founded his company Modern Lending in the small town in which he was born Temecula, CA. His focus has been to bring financial education, low cost financing options and the highest level of service to the industry. He finished in the Top 5 in the U.S (out of over 700,000 loan officers) for closed mortgage loans nearly every year for the last decade. His constant dedication to a transparent and ethical lending process are just a few of the reasons he was named One of the Top 10 Influential Mortgage Professionals in the United States for the impact he is having on the mortgage industry. With nearly 200,000 followers on his social media accounts Brian spends nearly a dozen hours a week providing free education to underserved communities to help increase homeownership levels. Brian's team consistently offers clients the lowest mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products. Brian specializes in first time home buyers programs and is a preferred lender of choice by CalHFA (California's top down payment assistance authority). Brian is also personally licensed in Arizona, California, Idaho, Florida and Tennessee. He has been in the mortgage industry since 2005 and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance which is why each and every client will receive an daily update on their file. His company Modern Lending makes it a point to donate 10% of the companies profits each year to various charitable organizations. Outside of the office, Brian enjoys spending time with his beautiful wife Alison, his five year old son Slater and 7 year old daughter Kinsley Grace. In Brian's spare time, runs a Childrens Foster Charity Rose Again Foundation with his wife. Modern Lending Team is a Registered DBA under Modern Mortgage Lending, Inc. NMLS #1865339 | CA DRE #02095773

2. Jennifer Mule
MobileHomeLoans.com
NMLS ID# 2021023
5 Yrs of Experience Experience: 5 Years
I help clients finance and insure mobile and manufactured homes in parks and on private land throughout California & Arizona.

3. Jorge Estrada
American Bankers Mortgage
NMLS ID# 1878000
22 Yrs of Experience Experience: 22 Years
Here at AMERICAN BANKERS MORTGAGE, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it! With over 60 Years of Combined Experience, we have the knowledge and experience to make sure your Experience is The Best. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
4. Charlie Rutherford
C2 Financial
NMLS ID# 226472
23 Yrs of Experience Experience: 23 Years
Our team provides one-on-one service. We are not looking to handle a "record-breaking" number of transactions, we are looking to enhance the lives of those we help along the way. "Through my experiences with clients, I have learned that success is built on lasting relationships and these relationships are built on trust." - Charlie Rutherford
5. Kelli Holbrook
Miller Financial, Inc
NMLS ID# 785836
13 Yrs of Experience Experience: 13 Years
A little bit about myself, prior to joining Miller Financial in May 2014, my work history had been working at Nordstrom for just over 18 years (1982-2000) as salesperson, manager, buyer and then finished my time as a divisional branch manager. I then stayed home to raise 3 kids from 2000-2009. As the kids got older, I decided it was time to assist my husband, Jim Holbrook at Performance Realty Estates & Homes, where he has been the owner/broker since December 2008. In 2012, I got my loan license and worked at another local broker before coming to Miller Financial, Inc as a mortgage broker. The advantage of going with a mortgage broker, is I can shop 50+ lending institutions to insure you are getting the best interest rate and turn times to get the loan closed within the contract timeframe. I pride myself in giving great customer service, as an empty nester, I'm available to my clients 7 days a week, working nights and weekends. I truly enjoy the part I have in assisting my clients achieve their goals of homeownership, refinance and/or invest as well as building lasting relationships along the way. Take the 1st and most CRUCIAL step in purchasing a home...find out exactly what you qualify for and what would be your best option. Please call me today to get pre-approved and then be ready to shop for your dream home!

6. Andy Sabo
Loan Factory
NMLS ID# 2248266
3 Yrs of Experience Experience: 3 Years
Working with a broker has advantages over traditional retail lenders. Andy will shop the loan for you to find the best possible rates. This means you don't have to have multiple lenders running your credit and getting prequalified over and over. NEXA Mortgage is the largest mortgage broker in the country. We work with over 200 lenders and can get deals done that traditional banks and mortgage companies cannot. With over 2200 loan officers we get preferred pricing with the big wholesale lenders. Andy has 8 years commercial lending experience prior to working in the residential lending industry. He provides investors with training and creative financing options, including DSCR loans, Hard Money, Fix-n-Flip, construction, and non-QM financing. Andy is also a license real estate agent with Coldwell Banker Realty in Carmel Valley, San Diego, CA. License # 02108830. Andy's background includes teaching, software engineering, database development, and IT services for over 27 years.

7. Yolanda Philips
Epiq Lending
NMLS ID# 280723
30 Yrs of Experience Experience: 30 Years
I know there is many options for lenders but choosing the right one is probably the most important part of your entire transaction. Integrity first! I can promise you that you will always be informed, you will never be pressured and that I will do my very best to put you in the right path and program that best suits your lifestyle. I come with 28 years experience and with that comes knowledge and commitment. Commitment to a career that has allowed me to have such rewarding opportunities. Commitment to my clients that are loyal and trust in me. Nothing is more important than knowing I did my very best and that you and your family are in a much better financial situation because of it. I have responsibility to my clients to make sure I offer the best mortgage advise

8. Heidi Lawler
C2 Financial
NMLS ID# 229167
29 Yrs of Experience Experience: 29 Years
Hello there! I'm Heidi Lawler, a knowledgeable Loan Officer with 27 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.

9. Hayley Shams
Groves Capital
NMLS ID# 2307978
3 Yrs of Experience Experience: 3 Years
Hi there, I am a born and raised San Diegan with a passion for helping my clients not only qualify for their home loan, but also truly feel comfortable and understand their payment. I believe every client brings unique scenarios to the table, and we can find the perfect program for your needs. With a background in dental hygiene, I value an educational and encouraging approach. If you're looking for a loan officer who is knowledgeable, honest, patient, and exceeds in communication, then I'm your girl! Let's chat and see you we can achieve your financial goals together!

10. Austin Dimmler
Brighter Lending
NMLS ID# 1524948
5 Yrs of Experience Experience: 5 Years
Success oriented with high energy and impact... Positive attitude with optimistic leadership approach... Strong sense of responsibility and self-motivation... Excellent communication skills... Great team builder, leader and player abilities... Over 18 years experience in coaching, leadership and customer relations. Highly skilled in analyzing and problem solving focused on performance improvement, strengthening and growth. Work well under pressure, meeting deadlines, goals while leading teams and individuals to success. Excellent associate and customer relationship skills, creating and fostering environment of motivation, determination and success. Proven ability to develop and coach individuals and teams to achieve results above expectations, performing at higher levels than competition and peer groups.

11. Logan Judah
Mortgage Core
NMLS ID# 483988
4 Yrs of Experience Experience: 4 Years
About Me: Your Dedicated Mortgage Expert Hello! I'm Logan Judah, a seasoned loan officer passionate about guiding clients through the mortgage process. With 18 years of diverse experience in the mortgage industry, including my recent role as an Executive Vice President, I bring a wealth of knowledge and a proven track record of success to every transaction. Why Choose Me? Extensive Experience: My journey through various roles in the mortgage industry has equipped me with a comprehensive understanding of the market, loan products, and the intricacies of the mortgage process. This expertise ensures that I can provide tailored solutions to meet your unique needs. Client-Centered Approach: I believe in building lasting relationships based on trust and transparency. I focus on understanding your situation and goals to offer personalized advice and support throughout your home-buying or refinancing journey. Commitment to Excellence: As an executive leader, I've honed my skills in strategy, negotiation, and problem-solving, ensuring that you receive top-tier service and the best possible outcomes. Educational Emphasis: I am dedicated to empowering my clients with knowledge. Whether you're a first-time homebuyer or an experienced investor, I ensure you have all the information you need to make informed decisions. Supportive Team: Behind me is a dynamic team at your service, a company known for its integrity, innovation, and customer satisfaction. Together, we work tirelessly to streamline your mortgage experience, making it as smooth and stress-free as possible. Your Dream Home Awaits! Let's make your homeownership dreams a reality. Contact me today to start your journey with a knowledgeable, caring, and dedicated mortgage professional by your side.

12. Grant Chelf
Barrett Financial
NMLS ID# 2322010
4 Yrs of Experience Experience: 4 Years
Hello there! I'm Grant Chelf, a knowledgeable Loan Officer with years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
13. Greg Wynn
Stone Bridge Mortgage
NMLS ID# 276890
16 Yrs of Experience Experience: 16 Years
Hi, my name is Greg Wynn and I am a Mortgage Loan Officer in CA and many other states. I personally originate every single loan to make sure that you receive the best possible financing advice & service. Although I run a team, I still take the time to personally oversee each mortgage transaction from beginning to end. Additionally, I enjoy training and building other Loan Officers so that they can be the most successful Mortgage Professional possible. For the past 5 years I have been ranked in the Top 1% Residential Mortgage Loan Originators by the Scotsman Guide and several other publications for overall volume and service! It is my goal to provide the best possible experience and I truly care about what I do. I look forward to creating an incredible working relationship with you!

14. Bola Mories
E Mortgage Capital, Inc
NMLS ID# 2437072
2 Yrs of Experience Experience: 2 Years
I came to recognize the significance of homeownership and investment in real estate. It is this realization that fueled my passion for assisting clients in their quest for a home or investment property. As part of E Mortgage Capital, we take pride in providing top-notch and prompt service to our clients. As your personal advisor, I will work closely with you to explore the diverse options available to you and guide you towards making an informed decision. Let's work together to turn your dream of owning a home or finding a great investing opportunity into reality.

15. Ken Starks
Allied First Bank
NMLS ID# 173595
23 Yrs of Experience Experience: 23 Years
Since entering the mortgage business in 2002, I have had an eye and an aptitude for helping those helping those with unique scenarios or circumstances. We make it simple for even our most complex self- employed and real estate investor clients to get the loans the deserve!! My team and are licensed in all 50 states and Puerto Rico and we broker 95% of our loans to insure the best rates and fees as well as make sure we have the right products for your scenario!