

1. Austin Behic
Countywide Mortgage Lending
NMLS ID# 1593925
5 Yrs of Experience Experience: 5 Years
It starts with a conversation. The Austin Behic Team is a professional mortgage practice. Our mission statement is to treat clients, partners, employees and our community so well that they can't wait to share their positive thoughts & experiences. Our team understands the mortgage process can be intimidating, that' s why our entire team is trained to guide & teach clients through the process like they're your family instead of "another number". Were your local direct lender offering residential mortgages.

2. Stephen Testa II
Countywide Mortgage Lending Inc.
NMLS ID# 1301792
9 Yrs of Experience Experience: 9 Years
When working with Stephen Testa II, you will not just find a professional Mortgage Advisor with almost a decade of experience, but you will feel like a friend with his ability to make the process smooth and comfortable. Couple his years of practice, with the most cutting edge technology, you will feel confident that you are making the best choice possible for you and your family.

3. Steven Shaffer
Shaffer Realty And Mortgage
NMLS ID# 352448
30 Yrs of Experience Experience: 30 Years
I have a law degree and MBA and have been a full time mortgage broker and realtor since 1995. Having been a member of the Better Business Bureau since 2002 with an A+ Rating demonstrates my integrity and ethics. My education and experience demonstrates my knowledge of the mortgage industry. I am creative, aggressive and always seek solutions. I have successfully closed thousands of mortgages in my career including all types of mortgages in the marketplace. We would be honored to assist you with your mortgage questions and needs.

4. Jennifer Mule
MobileHomeLoans.com
NMLS ID# 2021023
5 Yrs of Experience Experience: 5 Years
I help clients finance and insure mobile and manufactured homes in parks and on private land throughout California & Arizona.
5. Charlie Rutherford
C2 Financial
NMLS ID# 226472
23 Yrs of Experience Experience: 23 Years
Our team provides one-on-one service. We are not looking to handle a "record-breaking" number of transactions, we are looking to enhance the lives of those we help along the way. "Through my experiences with clients, I have learned that success is built on lasting relationships and these relationships are built on trust." - Charlie Rutherford
6. Kelli Holbrook
Miller Financial, Inc
NMLS ID# 785836
13 Yrs of Experience Experience: 13 Years
A little bit about myself, prior to joining Miller Financial in May 2014, my work history had been working at Nordstrom for just over 18 years (1982-2000) as salesperson, manager, buyer and then finished my time as a divisional branch manager. I then stayed home to raise 3 kids from 2000-2009. As the kids got older, I decided it was time to assist my husband, Jim Holbrook at Performance Realty Estates & Homes, where he has been the owner/broker since December 2008. In 2012, I got my loan license and worked at another local broker before coming to Miller Financial, Inc as a mortgage broker. The advantage of going with a mortgage broker, is I can shop 50+ lending institutions to insure you are getting the best interest rate and turn times to get the loan closed within the contract timeframe. I pride myself in giving great customer service, as an empty nester, I'm available to my clients 7 days a week, working nights and weekends. I truly enjoy the part I have in assisting my clients achieve their goals of homeownership, refinance and/or invest as well as building lasting relationships along the way. Take the 1st and most CRUCIAL step in purchasing a home...find out exactly what you qualify for and what would be your best option. Please call me today to get pre-approved and then be ready to shop for your dream home!

7. George Tsemberlis
Crosscountry LLC
NMLS ID# 1760286
6 Yrs of Experience Experience: 6 Years
Meet George Tsemberlis, a seasoned mortgage loan officer with over 10 years of experience in the industry. George specializes in FHA, jumbo, and non-conventional loans, and has a deep understanding of the nuances and complexities of these types of loans. George has helped hundreds of clients navigate the mortgage process and achieve their dream of homeownership. He is known for his attention to detail, his ability to think outside the box, and his unwavering commitment to his clients. With his extensive knowledge of FHA, jumbo, and non-conventional loans, George is able to provide his clients with customized solutions that meet their unique needs. He is also well-versed in the latest industry trends and regulations, and is able to stay ahead of the curve when it comes to new loan products and programs. In addition to his expertise in FHA, jumbo, and non-conventional loans, George is also a skilled communicator and negotiator. He is able to effectively communicate with his clients, as well as with underwriters and other industry professionals, in order to ensure that his clients receive the best possible terms and rates.

8. Angelina Sciarrino
Rocket Mortgage
NMLS ID# 202635
3 Yrs of Experience Experience: 3 Years
Licensed Real Estate Broker and Loan Originator with over 20 years experience in the industry. I specialize in evaluating my client's situation and helping them put together a strategic plan to buy, sell or refinance a home. Being well versed in both real estate and home mortgages, I am able to provide full service and guidance throughout the process.

9. Andy Sabo
Loan Factory
NMLS ID# 2248266
3 Yrs of Experience Experience: 3 Years
Working with a broker has advantages over traditional retail lenders. Andy will shop the loan for you to find the best possible rates. This means you don't have to have multiple lenders running your credit and getting prequalified over and over. NEXA Mortgage is the largest mortgage broker in the country. We work with over 200 lenders and can get deals done that traditional banks and mortgage companies cannot. With over 2200 loan officers we get preferred pricing with the big wholesale lenders. Andy has 8 years commercial lending experience prior to working in the residential lending industry. He provides investors with training and creative financing options, including DSCR loans, Hard Money, Fix-n-Flip, construction, and non-QM financing. Andy is also a license real estate agent with Coldwell Banker Realty in Carmel Valley, San Diego, CA. License # 02108830. Andy's background includes teaching, software engineering, database development, and IT services for over 27 years.

10. Yolanda Philips
Epiq Lending
NMLS ID# 280723
30 Yrs of Experience Experience: 30 Years
I know there is many options for lenders but choosing the right one is probably the most important part of your entire transaction. Integrity first! I can promise you that you will always be informed, you will never be pressured and that I will do my very best to put you in the right path and program that best suits your lifestyle. I come with 28 years experience and with that comes knowledge and commitment. Commitment to a career that has allowed me to have such rewarding opportunities. Commitment to my clients that are loyal and trust in me. Nothing is more important than knowing I did my very best and that you and your family are in a much better financial situation because of it. I have responsibility to my clients to make sure I offer the best mortgage advise

11. Heidi Lawler
C2 Financial
NMLS ID# 229167
29 Yrs of Experience Experience: 29 Years
Hello there! I'm Heidi Lawler, a knowledgeable Loan Officer with 27 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.

12. Hayley Shams
Groves Capital
NMLS ID# 2307978
3 Yrs of Experience Experience: 3 Years
Hi there, I am a born and raised San Diegan with a passion for helping my clients not only qualify for their home loan, but also truly feel comfortable and understand their payment. I believe every client brings unique scenarios to the table, and we can find the perfect program for your needs. With a background in dental hygiene, I value an educational and encouraging approach. If you're looking for a loan officer who is knowledgeable, honest, patient, and exceeds in communication, then I'm your girl! Let's chat and see you we can achieve your financial goals together!

13. Austin Dimmler
Brighter Lending
NMLS ID# 1524948
5 Yrs of Experience Experience: 5 Years
Success oriented with high energy and impact... Positive attitude with optimistic leadership approach... Strong sense of responsibility and self-motivation... Excellent communication skills... Great team builder, leader and player abilities... Over 18 years experience in coaching, leadership and customer relations. Highly skilled in analyzing and problem solving focused on performance improvement, strengthening and growth. Work well under pressure, meeting deadlines, goals while leading teams and individuals to success. Excellent associate and customer relationship skills, creating and fostering environment of motivation, determination and success. Proven ability to develop and coach individuals and teams to achieve results above expectations, performing at higher levels than competition and peer groups.

14. Logan Judah
Mortgage Core
NMLS ID# 483988
4 Yrs of Experience Experience: 4 Years
About Me: Your Dedicated Mortgage Expert Hello! I'm Logan Judah, a seasoned loan officer passionate about guiding clients through the mortgage process. With 18 years of diverse experience in the mortgage industry, including my recent role as an Executive Vice President, I bring a wealth of knowledge and a proven track record of success to every transaction. Why Choose Me? Extensive Experience: My journey through various roles in the mortgage industry has equipped me with a comprehensive understanding of the market, loan products, and the intricacies of the mortgage process. This expertise ensures that I can provide tailored solutions to meet your unique needs. Client-Centered Approach: I believe in building lasting relationships based on trust and transparency. I focus on understanding your situation and goals to offer personalized advice and support throughout your home-buying or refinancing journey. Commitment to Excellence: As an executive leader, I've honed my skills in strategy, negotiation, and problem-solving, ensuring that you receive top-tier service and the best possible outcomes. Educational Emphasis: I am dedicated to empowering my clients with knowledge. Whether you're a first-time homebuyer or an experienced investor, I ensure you have all the information you need to make informed decisions. Supportive Team: Behind me is a dynamic team at your service, a company known for its integrity, innovation, and customer satisfaction. Together, we work tirelessly to streamline your mortgage experience, making it as smooth and stress-free as possible. Your Dream Home Awaits! Let's make your homeownership dreams a reality. Contact me today to start your journey with a knowledgeable, caring, and dedicated mortgage professional by your side.

15. Jeremy Stump
Cardinal Financial Company, Limited Partnership
NMLS ID# 193265
38 Yrs of Experience Experience: 38 Years
Hello! I'm Jeremy, a 23 year mortgage professional and military veteran. I believe in the value of homeownership, which makes me a great choice to represent you in your loan process. I have a deep knowledge of VA, Conventional, FHA, USDA, Jumbo, Construction and Renovation Loans. My company, Cardinal Financial has been in business since 1987! We are a direct lender and we have the loan products to fit your situation, whether you're a first time buyer or a seasoned investor. We lend our own money, so decisions are made by us with no need for a "middle man". We know that every situation is different so our solutions are tailored to you!