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1. Darcey Penner
NMLS329349
I have over 20 years of experience. I research every option to find the best solution for my valued clients.
2. Angie Gerhardson
Luminate Home Loans
NMLS274125
I have been in the Real Estate industry for almost 25 years now. I started out as a Realtor when I was 19 years old. I had the stars in my eyes and thought that it would be so fun to sit in a house, serve juice and cookies, and sell houses all day long. Now? I pride myself on being accessible, knowledgeable, and understanding of the needs of my clients and referral partners. There is nothing else I would rather be doing than helping as many families as I can realize the dream of homeownership and making sure that they are in the best financial position possible. I can't wait to help you, and everyone you know, make your homeownership dreams a reality.
3. John Shelley
NMLS1200006
I have been in the residential mortgage business for almost 30 years. I am also a Homes for Heroes lender for those that serve. If it's out there, I have seen it. Over my career I have closed over 5000 loans and have been in the top 1% of lenders in the US. What this experience gives me is that I can help my clients navigate the mortgage process and know what is happening every step of the way, from application to getting the keys to your home.
4. Eric Bakke
Guaranteed Rate
NMLS1549826
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
5. Kara Wolf
NMLS1814922
Customer driven experience with individually tailored strategies. Honest approach with long-term consumer relationship mindset. Quick and effective communication.
6. Michael Noone
NMLS372494
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple and straightforward by offering the latest financial tools that will enable you to make sound financial choices. Lastly, Mortgages By Noone only offers FIXED-RATE mortgages.
7. Jason Chitwood
NMLS642509
My passion is working directly with my clients to help them achieve their dreams of owning their own home! I strive to give my clients the best experience, whether it is buying a first home, dream home, second home, investment or refinancing a current home, my clients are ALWAYS my top priority! I provide a high-level of service, availability and effective communication throughout the loan process. I am committed to providing my clients with detailed options and recommendations to ensure they are fully informed and able to make a confident and sound decision. Specialties: First-time Homebuyers Conventional Financing FHA/VA/USDA financing Refinance Specialist Down Payment Assistance Programs Condo Financing (Warrantable/Non-Warrantable) New Construction Loans/Construction to Permanent Financing Renovation Financing Non-QM
8. Aaron Abed NMLS 335448
CrossCountry Mortgage NMLS 3029
NMLS335548
24 Yrs of Exp Experience: 24 Years
Whether you're buying or refinancing, the process can seem overwhelming. I'm proud to work for a top 5 retail mortgage lender as a Certified Mortgage Advisor with 24 years of experience. Think of me as your mortgage guide. I am here to help you navigate the process. I'm originally from the Chicago area but have called Buffalo, Minnesota home for 21 years. My wife Nina and I have been married for 22 wonderful years. We have three kids: Parker, a freshman at Creighton University; Jada, a Junior at Orono High School; and Gianna, a Freshman at Providence Academy. My family is the single most important part of my life; we are very close. When we are not traveling and experiencing new adventures together or at one of their sporting events, I like to spend my free time working on cars, riding my Harley, or playing guitar. With me as your Loan Officer, you'll have an expert in home purchases, refinances, new construction, and renovation financing. I have experience closing conventional, jumbo, USDA, FHA, and VA home loans. I enjoy working with first-time homebuyers; guiding them from pre-approval to move-in day. I don't shy away from helping my clients understand down payment assistance options. Over the years, I've developed a set of core values that help make every mortgage a win. I believe in: o The Golden Rule. Treating every person the way I want to be treated o Knowledge. It is the most important part of the mortgage process o Learning what is most important to my clients. What their wants, needs, and goals are so I can help them achieve homeownership and financial freedom o Giving my best and exceeding expectations o Making a difference in people's lives At the end of the day, I want to turn every client into a raving fan and friend. Whether you want to get pre-approved or discuss your financing options, connect with me today!
9. Ty Kollar
New American Funding
NMLS139996
23 Yrs of Exp Experience: 23 Years
I have successfully served the mortgage needs of home buyers for the past 20 years. Earning a reputation for personalized service, educating homebuyers, and moving them through an easy, hassle free, unique, comprehensive approval process. First-time homebuyers and returning clients choose me because of my educational approach to the lending process. I love seeing families receive what they want, building a new home, remodeling or completing an unfinished basement, or a mortgage refinance that provides financial freedom. I can help with anything. I look forward to working with you soon!!!
10. Jason Herron
Cardinal Financial
NMLS1719695
6 Yrs of Exp Experience: 6 Years
I am married to the most phenomenal woman on the planet and together we love to spend time with our 3 amazing kids. I enjoy doing anything outdoors, especially playing golf and fishing. As a family we are very active in our local church and love spreading His love and joy by serving our community. Nothing gives me more joy than when I can tell a borrower, "Yes!" when all they have heard is, "No!" It's my honor and privilege to serve you in helping you find not just a house, but a home!
11. Mike Melbostad
Cardinal Financial Company, LLP
NMLS128611
19 Yrs of Exp Experience: 19 Years
I'm a 17-year veteran of mortgage financing who loves to offer his time and experience to help those in need of guidance through the important process's of either home purchasing or refinancing a current or future home. Communication and exploring all possible options are key as there are no two clients that have the same needs or expectations. It would be a privilege to be of service as I pride myself on always being available for my clients and referral partners to rely on.
12. Aaron Mathiowetz
Minnwest Bank
NMLS1941020
3 Yrs of Exp Experience: 3 Years
I am a Mortgage Lender that assists people in southwestern Minnesota with home ownership goals and needs. I am passionate about helping people achieve their dream of being homeowner's and to always be accessible during the process to all parties involved in it. To make the mortgage process easier, people need someone who has experience in it and can handle any scenario thrown their way. I am known for my friendly personality, love of sports (especially baseball), and making sure clients don't feel like another transaction.
13. Nicole Stock
Fairway Independent Mortgage Corporation
NMLS2285676
2 Yrs of Exp Experience: 2 Years
Financing a home is a big commitment - let me guide you through the process. I keep the home loan process SIMPLE. I have an extensive background in all facets of mortgage lending and assisting my clients with different needs, whether you are a homebuyer looking to purchase a new home or a current homeowner looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. I also keep up with the latest financial and industry trends, as well as state and federal regulatory requirements, so that I can serve as an informed advocate for my clients. My focus is on not merely getting my clients a loan, but finding the best possible loan for their individual needs.
14. Steven DeMorett
SJD Mortgage Services
NMLS281331
16 Yrs of Exp Experience: 16 Years
My name is Steven DeMorett and I am the owner of SJD Mortgage Services with home office located in Red Wing, MN. I have been in the mortgage industry since 2000 so I have many years of experience which has helped me obtain knowledge to work with and through most every situation. I pride myself with taking the time to answer any and all questions customers have. I will be the one and only contact from the beginning of the process right up through the day of closing when I attend the closing with the buyers to assure them I will always be there for them to make the mortgage financing process as smooth as possible. I do try to be available for someone to contact me 7 days a week as all 100+ reviews on my website are authentic actual borrowers that have given honest reviews of the service I have and continue to provide. Look forward to hearing from you soon !
15. Chris Safe
Bell Bank Mortgage
NMLS268570
29 Yrs of Exp Experience: 29 Years
I have been proudly serving the communities of Scott County and the surrounding area for more than 30+ years. Put my mortgage banking experience to work, and I promise to deliver exceptional service to you! Referrals from satisfied customers are a very important part of my business. My goal is to earn your confidence and become your trusted mortgage consultant for life!
16. Jeremiah Rindahl
Regent Financial Group
NMLS214766
16 Yrs of Exp Experience: 16 Years
I joined Regent Financial Group as a mortgage loan officer in the Tulsa office in 2008. My wife and I moved from Minnesota to Oklahoma in 2007 to attend college, finishing the following year. Over the past sixteen years, I have been the top loan officer in the Tulsa/ Owasso office as well as our Duluth, MN office. I take pride in offering quality service and love seeing the final outcome once the job is done. I enjoy helping clients reach their financial goals and dreams in the short and long term. Please feel free to contact me at any time!
17. Emily Wismer
CrossCountry Mortgage
NMLS340531
22 Yrs of Exp Experience: 22 Years
When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that's right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what's happening with your mortgage as it progresses through the process and will be available to answer your questions. I'll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.
18. Adam Macho
Bremer Bank
NMLS640039
15 Yrs of Exp Experience: 15 Years
I have been in the mortgage industry since 2009. Throughout my career I have helped many individuals and families reach their financial goals while helping them make educated decisions to find the loan and the home that is right for them. If you're a first time home buyer or a current home owner, I can provide the experience and expertise you need throughout the home buying process. Whether you choose to meet face to face, or fill out an online mortgage application, you'll get my immediate personal attention throughout the buying process. Contact me today to start the financing process!
19. Sandra Shook
CrossCountry Mortgage
NMLS2026537
4 Yrs of Exp Experience: 4 Years
Hi There! My name is Sandy. I am a seasoned finance and real estate mortgage advisor known for my compassionate and pressure-free approach in guiding clients through the lending process for home purchasing, homeownership sustainability through debt consolidation, and property investment ventures. With over three decades of financial expertise, I remain committed to empowering homeowners by offering tailored loan solutions that align with their unique requirements.
20. Chris Carr
Union Home Mortgage
NMLS403758
27 Yrs of Exp Experience: 27 Years
Hello there! I'm Chris Carr, a knowledgeable Loan Officer with 26 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
21. John Roehrich
Homes Mortgage
NMLS300490
20 Yrs of Exp Experience: 20 Years
I have been a full time mortgage planner since 1993. Fortunately, I have had the honor of being named a Super Mortgage Professional by the Mpls/St. Paul Magazine and Twin Cities Business Monthly every year since 2014! Those listed represent less than the top 2 percent of the mortgage professionals in the Twin Cities market and are selected by surveys filled out by recent homebuyers. While honored to be acknowledged by this resource, I am most proud of the positive testimonials I receive from past clients and referral partners. My ultimate goal is to create lasting relationships with each of my clients so that I may continue providing excellent service for many years to come. Although I am located in Minnesota, I can offer unparalleled mortgage and refinance service to clients throughout the great states of Minnesota and Wisconsin. With over 25 years in business and an A+ rating with the better business bureau, there is no better place to come for your financing needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I team can help make your dreams come true.
22. Sid Larson
1Edge Home Finance
NMLS1548872
13 Yrs of Exp Experience: 13 Years
Hello there! I'm Sid Larson, a knowledgeable Loan Officer with 8 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
24. Mike Ouverson
Luminate Home Loans, Inc.
NMLS ID 309068MN
As a mortgage consultant, my number one priority is simple: to put my clients in the best position to be successful. Whether the goal is short term or long term investing or if you are a first time home buyer, I strive to educate each client so they can make the decision that is going to be the best for them. I was once told that the only difference between the wealthy and the poor is their access to information. Those who are wealthy surround themselves with only those people who have the most knowledge in their respective field. As I reflect on this statement, I find myself seeking more and more knowledge in my field so I can better service my clients. If I don't learn something new each day, I must not have been paying attention. Knowledge is the center of the transaction, but trust is the center of the relationship. Nobody is going to do business with someone they don't trust, no matter how much information they have access to. I want each and every client's experience with me and my team to be unmatched by any. I want your experience with me to be the best!
25. Paul Miller
Business by Design
31 Yrs of Exp Experience: 31 Years
Our clients often struggle with how to be tax efficient with their businesses. That is where we come in. Our passion is to provide simple, effective, and proven tax efficient solutions to small business entrepreneurs.
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When buying a home you want to be sure you are working with the best home loan lenders in Minnesota. Working with a knowledgeable home loan broker in Minnesota will ensure you the best rate and experience.
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