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1. William Ledesma
Paramount Residential Mortgage Group. Inc
NMLS ID# 1232716
I specialize in first time home buyers and primary residence . FHA.VA, or Conventional loans
2. Julian Chavez
Universal Mortgage
NMLS ID# 2139745
Julian is a native of South Florida and has been involved in the lending business since early in his career. As an active real estate investor, he knows and understands the market from both sides of the table. Julian graduated from Florida International University and is bilingual. He enjoys assisting clients build generational wealth through real estate ownership.
3. Jeff Lieberman
Expert Mortgage Group, Inc.
NMLS ID# 306597
22 Yrs of Experience Experience: 22 Years
Expert Mortgage Group, Inc., a full-service mortgage company located in Doral, Florida, was founded in February 2003. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals, and builders throughout the State of Florida. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and real estate professionals are, after all, what delivers the majority of our business. As such, we are committed to providing our customers with top-of-the-line service, giving each applicant the attention he or she deserves and helping them find the best loan to meet their individual financing needs. It is their happiness that drives our success, and we will continue to work hard so they don't have to.
4. Carlos Zambrano
Alpha Capital Financial LLC
NMLS ID# 370214
13 Yrs of Experience Experience: 13 Years
Carlos has been a highly experienced and certified professional in the fields of mortgages and real estate for over 15 years. With a degree in Finance and additional training and qualifications, Carlos is uniquely positioned to skillfully assist you through the loan process, find terms that best suit your financial situation and guarantee that all necessary legal formalities are correctly managed to ensure a seamless and timely closing process.
5. Angeles Garcia
Nexa Mortgage LLC
NMLS ID# LO115022
24 Yrs of Experience Experience: 24 Years
When it comes to buying a home in the current market, having a bilingual mortgage professional at your side that knows the local real estate market gives you the upper hand. With years of experience & an expansive network, my knowledge of the local market enables me to match our clients up with the best loan programs to meet their needs. I'll guide you through every step of the way, satisfaction guaranteed!
6. Mirian Padin
The Lending Firm
NMLS ID# 2156530
20 Yrs of Experience Experience: 20 Years
My belief system is to always streamline the process for clients from inception until completion. Providing high quality level of performance, excellent customer service and cultivating long lasting relationships with families.
7. Julian Avila
Guaranteed Rate
NMLS ID# 1723719
6 Yrs of Experience Experience: 6 Years
My name is Julian Avila and I'm a loan officer with Guaranteed Rate , I specialize in helping people secure financing for their home purchases and refinances. I know that as a real estate professional, you have a lot of demands on your time and resources. That's why I'm here today - to make the financing process as smooth and stress-free as possible for you and your clients. I offer a range of loan options, including conventional, FHA, VA, Conventional, Non QM loans (Bank Statement Program, 1099, DSCR, Foreign Nationals, Hometown Heroes Program....) I also have programs for first-time homebuyers and homeowners looking to refinance their current mortgage. If you or anyone you know is in need of a mortgage, please don't hesitate to reach out to me. I'd be happy to answer any questions and provide you with a personalized loan recommendation. If you or anyone you know is in need of a mortgage, please don't hesitate to reach out to me. I'd be happy to answer any questions and provide you with a personalized loan recommendation. o Programs we offer: o Conventional o FHA o VA If you have any loan that does not fit conventional guidelines, please always give me a call or email.--our goal is to help you turn tricky scenarios into successful purchase transactions. o 12-month bank statement program or 24-month program for self-employed borrowers o Two years 1099 program o DSCR Program allows your investors to qualify for the loan based on the "rental income" of the subject property (No income documents are required) o ITIN programs are back (please inquire for specifics) o Non-warrantable condos allowed up to 75% LTV o Hometown HEROES Program o Foreign nationals o HELOCS o 2nd Mortgages o Commercial o Asset depletion or asset qualifier program for asset-rich borrowers: we qualify the borrower on their liquid assets and not income o Jumbo o One Year full doc program (borrower must have 5yrs experience on the same industry to qualify) o Bankruptcy and foreclosure seasoning as little as 24 months o Condotels: case by case o If the borrower wants to close in name of LLC for investment properties, we can do that! If you have any clients who are in need of financing, please don't hesitate to refer them to me. I'd be happy to answer any questions and provide them with a personalized loan recommendation. Thanks for considering Guaranteed Rate for your clients' financing needs. I look forward to working with you.
8. Sherdrick Doss
Southwest Funding
NMLS ID# 269595
18 Yrs of Experience Experience: 18 Years
I'm Sherdrick Doss, a senior loan officer with over 16 years of experience. I truly feel that everyone wants to be a homeowner, should. I have made my career fighting for my clients and brings me so much joy doing so. I specialize in FHA, VA, USDA, Conventional, first time home buyers, ITIN and self employed loans.
9. Katrina Lane
Fusion Mortgage Inc
NMLS ID# 2183454
6 Yrs of Experience Experience: 6 Years
Hi, My Name is Katrina Lane. I been a licensed loan officer since 2019. I started my own Lending Firm in March 2021. We operate in Georgia, Florida and Colorado. We have a partner company that we do business with in North Carolina. We been in the real estate and mortgage business servicing loans since 2003. We believe in customer relationships and creating long term wealth for our clients. We have programs desgined perfectly for first time home buyers, up to Jumbo Loans servicing the Multi Millionaire Clients and we offer the same top tier customer satisfaction. We offer all Loan Programs.
10. Gonzalo Chaves
City National Bank
NMLS ID# 410215
22 Yrs of Experience Experience: 22 Years
Hello there! I'm Gonzalo Chaves, a knowledgeable Loan Officer with 66 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
11. Christine Mendez
Mor Lending
NMLS ID# 2061945
7 Yrs of Experience Experience: 7 Years
Hi there! I'm Christine, a Mortgage loan officer. Every client has different financial needs and I am here to help you find the best route that works for you. It would be my pleasure to assist you on your new home or investment journey!
12. Raymond Fundora
America's Family Finance, LLC
NMLS ID# 1531939
5 Yrs of Experience Experience: 5 Years
"At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication, products/rates, and integrity. Our platform empowers borrowers to question and learn all while enjoying the process of becoming a homeowner and/or acquiring a new mortgage through a refinance. We work with top rated lenders in the nation and offer competitive rates. Give us a call to embark on your real estate journey with a great guide!"
13. Philip Bennett
Bennett Capital Partners Mortgage Brokers
NMLS ID# 1098318
25 Yrs of Experience Experience: 25 Years
Hello there! I'm Philip Bennett, a knowledgeable Loan Officer with 23 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
14. Osmani Garcia
NEXA Morgage LLC
NMLS ID# 2015847
6 Yrs of Experience Experience: 6 Years
Hello there! I'm Osmani Garcia, a knowledgeable Loan Officer with 4 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
15. Bola Mories
E Mortgage Capital, Inc
NMLS ID# 2437072
2 Yrs of Experience Experience: 2 Years
I came to recognize the significance of homeownership and investment in real estate. It is this realization that fueled my passion for assisting clients in their quest for a home or investment property. As part of E Mortgage Capital, we take pride in providing top-notch and prompt service to our clients. As your personal advisor, I will work closely with you to explore the diverse options available to you and guide you towards making an informed decision. Let's work together to turn your dream of owning a home or finding a great investing opportunity into reality.
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When buying a home you want to be sure you are working with the best home loan lenders in Miami, FL. Working with a knowledgeable home loan broker in Miami, FL will ensure you the best rate and experience.
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