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1. Carlos Zambrano
Alpha Capital Financial LLC
NMLS370214
12 Yrs of Exp Experience: 12 Years
Carlos has been a highly experienced and certified professional in the fields of mortgages and real estate for over 15 years. With a degree in Finance and additional training and qualifications, Carlos is uniquely positioned to skillfully assist you through the loan process, find terms that best suit your financial situation and guarantee that all necessary legal formalities are correctly managed to ensure a seamless and timely closing process.
2. Angeles Garcia
Nexa Mortgage LLC
NMLSLO115022
23 Yrs of Exp Experience: 23 Years
When it comes to buying a home in the current market, having a bilingual mortgage professional at your side that knows the local real estate market gives you the upper hand. With years of experience & an expansive network, my knowledge of the local market enables me to match our clients up with the best loan programs to meet their needs. I'll guide you through every step of the way, satisfaction guaranteed!
3. Mirian Padin
The Lending Firm
NMLS2156530
19 Yrs of Exp Experience: 19 Years
My belief system is to always streamline the process for clients from inception until completion. Providing high quality level of performance, excellent customer service and cultivating long lasting relationships with families.
4. Julian Avila
Guaranteed Rate
NMLS1723719
5 Yrs of Exp Experience: 5 Years
My name is Julian Avila and I'm a loan officer with Guaranteed Rate , I specialize in helping people secure financing for their home purchases and refinances. I know that as a real estate professional, you have a lot of demands on your time and resources. That's why I'm here today - to make the financing process as smooth and stress-free as possible for you and your clients. I offer a range of loan options, including conventional, FHA, VA, Conventional, Non QM loans (Bank Statement Program, 1099, DSCR, Foreign Nationals, Hometown Heroes Program....) I also have programs for first-time homebuyers and homeowners looking to refinance their current mortgage. If you or anyone you know is in need of a mortgage, please don't hesitate to reach out to me. I'd be happy to answer any questions and provide you with a personalized loan recommendation. If you or anyone you know is in need of a mortgage, please don't hesitate to reach out to me. I'd be happy to answer any questions and provide you with a personalized loan recommendation. o Programs we offer: o Conventional o FHA o VA If you have any loan that does not fit conventional guidelines, please always give me a call or email.--our goal is to help you turn tricky scenarios into successful purchase transactions. o 12-month bank statement program or 24-month program for self-employed borrowers o Two years 1099 program o DSCR Program allows your investors to qualify for the loan based on the "rental income" of the subject property (No income documents are required) o ITIN programs are back (please inquire for specifics) o Non-warrantable condos allowed up to 75% LTV o Hometown HEROES Program o Foreign nationals o HELOCS o 2nd Mortgages o Commercial o Asset depletion or asset qualifier program for asset-rich borrowers: we qualify the borrower on their liquid assets and not income o Jumbo o One Year full doc program (borrower must have 5yrs experience on the same industry to qualify) o Bankruptcy and foreclosure seasoning as little as 24 months o Condotels: case by case o If the borrower wants to close in name of LLC for investment properties, we can do that! If you have any clients who are in need of financing, please don't hesitate to refer them to me. I'd be happy to answer any questions and provide them with a personalized loan recommendation. Thanks for considering Guaranteed Rate for your clients' financing needs. I look forward to working with you.
5. Sherdrick Doss
Southwest Funding
NMLS269595
17 Yrs of Exp Experience: 17 Years
I'm Sherdrick Doss, a senior loan officer with over 16 years of experience. I truly feel that everyone wants to be a homeowner, should. I have made my career fighting for my clients and brings me so much joy doing so. I specialize in FHA, VA, USDA, Conventional, first time home buyers, ITIN and self employed loans.
6. Katrina Lane
Fusion Mortgage Inc
NMLS2183454
5 Yrs of Exp Experience: 5 Years
Hi, My Name is Katrina Lane. I been a licensed loan officer since 2019. I started my own Lending Firm in March 2021. We operate in Georgia, Florida and Colorado. We have a partner company that we do business with in North Carolina. We been in the real estate and mortgage business servicing loans since 2003. We believe in customer relationships and creating long term wealth for our clients. We have programs desgined perfectly for first time home buyers, up to Jumbo Loans servicing the Multi Millionaire Clients and we offer the same top tier customer satisfaction. We offer all Loan Programs.
7. Christine Mendez
Mor Lending
NMLS2061945
6 Yrs of Exp Experience: 6 Years
Hi there! I'm Christine, a Mortgage loan officer. Every client has different financial needs and I am here to help you find the best route that works for you. It would be my pleasure to assist you on your new home or investment journey!
8. Raymond Fundora
America's Family Finance, LLC
NMLS1531939
4 Yrs of Exp Experience: 4 Years
"At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication, products/rates, and integrity. Our platform empowers borrowers to question and learn all while enjoying the process of becoming a homeowner and/or acquiring a new mortgage through a refinance. We work with top rated lenders in the nation and offer competitive rates. Give us a call to embark on your real estate journey with a great guide!"
9. Philip Bennett
Bennett Capital Partners Mortgage Brokers
NMLS1098318
24 Yrs of Exp Experience: 24 Years
Hello there! I'm Philip Bennett, a knowledgeable Loan Officer with 23 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
10. Osmani Garcia
NEXA Morgage LLC
NMLS2015847
5 Yrs of Exp Experience: 5 Years
Hello there! I'm Osmani Garcia, a knowledgeable Loan Officer with 4 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
11. Bola Mories
E Mortgage Capital, Inc
NMLS2437072
1 Yrs of Exp Experience: 1 Years
I came to recognize the significance of homeownership and investment in real estate. It is this realization that fueled my passion for assisting clients in their quest for a home or investment property. As part of E Mortgage Capital, we take pride in providing top-notch and prompt service to our clients. As your personal advisor, I will work closely with you to explore the diverse options available to you and guide you towards making an informed decision. Let's work together to turn your dream of owning a home or finding a great investing opportunity into reality.
12. Cristina Acosta
Your Better Mortgage
NMLS929626
11 Yrs of Exp Experience: 11 Years
Hello there! I'm Cristina Acosta, a knowledgeable Loan Officer with over 11 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
13. George Gonzalez
Meadowbrook Financial Mortgage Bankers
NMLS1851138
5 Yrs of Exp Experience: 5 Years
As a seasoned Mortgage Loan Officer with over 5+ years expertise, my commitment is simple: putting clients first. I specialize in guiding a diverse clientele, from first time home buyers to avid real estate investors. With a vast knowledge of the industry, I'm here to make your homeownership journey seamless and rewarding. Let's turn your dreams into reality together!
14. Julie Mancuso
First Choice Financial
NMLS815955
22 Yrs of Exp Experience: 22 Years
Hey there, I'm Julie a seasoned licensed mortgage professional with over 22yrs experience in the mortgage industry. My Team and I at First Choice Financial commit to making the home buying or refinancing experience a seamless, educational, and most important stress free one for all of our clients. My staff of licensed mortgage professionals and I provide communication around the clock when it's convenient for you. We not only make the process hassle free, but we also love to educate you along the way as well. Homeownership is one of the largest milestones in a person or Family's life. That's why our commitment to you is to make sure you are completely comfortable from start to finish, with open and transparent communication, education, and always staying ahead of scheduled deadlines.
15. Bobby Fountain
CrossCountry
NMLS349805
21 Yrs of Exp Experience: 21 Years
Since 2002, I've been in the mortgage business with one goal: making homeownership dreams a reality. There's nothing I enjoy more than helping people find the right loan for their dream home. That starts by understanding your unique situation to form a plan that meets your needs and maximizes your financial well-being. I offer a wide range of home loans, from conventional and jumbo to FHA and VA. Together, we'll develop a mortgage plan just for you. From application to closing, I'll be there to support you. You'll receive continuous updates on your loan, and I'll be available to answer your questions, too. Communication promotes confidence, and I want you to feel confident every step of the way. Whether you're buying, refinancing, or renovating, I look forward to giving you an outstanding mortgage experience. On a personal note, I have a wonderful wife, two boys, and two Great Danes. I love tennis, golf, basketball, and volunteering with my church.
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