1. Brian Decker
NMLS ID# 319790
Brian Decker is one of the most recognizable names in the mortgage industry, closing over $3 Billion dollars in mortgage loans over the last 15 years. He has never forgotten his roots which is why he founded his company Modern Lending in the small town in which he was born Temecula, CA. His focus has been to bring financial education, low cost financing options and the highest level of service to the industry. He finished in the Top 5 in the U.S (out of over 700,000 loan officers) for closed mortgage loans nearly every year for the last decade. His constant dedication to a transparent and ethical lending process are just a few of the reasons he was named One of the Top 10 Influential Mortgage Professionals in the United States for the impact he is having on the mortgage industry. With nearly 200,000 followers on his social media accounts Brian spends nearly a dozen hours a week providing free education to underserved communities to help increase homeownership levels. Brian's team consistently offers clients the lowest mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products. Brian specializes in first time home buyers programs and is a preferred lender of choice by CalHFA (California's top down payment assistance authority). Brian is also personally licensed in Arizona, California, Idaho, Florida and Tennessee. He has been in the mortgage industry since 2005 and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance which is why each and every client will receive an daily update on their file. His company Modern Lending makes it a point to donate 10% of the companies profits each year to various charitable organizations. Outside of the office, Brian enjoys spending time with his beautiful wife Alison, his five year old son Slater and 7 year old daughter Kinsley Grace. In Brian's spare time, runs a Childrens Foster Charity Rose Again Foundation with his wife. Modern Lending Team is a Registered DBA under Modern Mortgage Lending, Inc. NMLS #1865339 | CA DRE #02095773
2. Jennifer Mule
MobileHomeLoans.com
NMLS ID# 2021023
5 Yrs of Experience Experience: 5 Years
I help clients finance and insure mobile and manufactured homes in parks and on private land throughout California & Arizona.
3. Cody Olson
secure choice lending
NMLS ID# 1628566
6 Yrs of Experience Experience: 6 Years
Cody Olson is a dedicated Loanofficer. Friendly and dependable, Cody ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
4. Jorge Estrada
American Bankers Mortgage
NMLS ID# 1878000
22 Yrs of Experience Experience: 22 Years
Here at AMERICAN BANKERS MORTGAGE, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it! With over 60 Years of Combined Experience, we have the knowledge and experience to make sure your Experience is The Best. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.
5. Charlie Rutherford
C2 Financial
NMLS ID# 226472
23 Yrs of Experience Experience: 23 Years
Our team provides one-on-one service. We are not looking to handle a "record-breaking" number of transactions, we are looking to enhance the lives of those we help along the way. "Through my experiences with clients, I have learned that success is built on lasting relationships and these relationships are built on trust." - Charlie Rutherford
6. Kelli Holbrook
Miller Financial, Inc
NMLS ID# 785836
13 Yrs of Experience Experience: 13 Years
A little bit about myself, prior to joining Miller Financial in May 2014, my work history had been working at Nordstrom for just over 18 years (1982-2000) as salesperson, manager, buyer and then finished my time as a divisional branch manager. I then stayed home to raise 3 kids from 2000-2009. As the kids got older, I decided it was time to assist my husband, Jim Holbrook at Performance Realty Estates & Homes, where he has been the owner/broker since December 2008. In 2012, I got my loan license and worked at another local broker before coming to Miller Financial, Inc as a mortgage broker. The advantage of going with a mortgage broker, is I can shop 50+ lending institutions to insure you are getting the best interest rate and turn times to get the loan closed within the contract timeframe. I pride myself in giving great customer service, as an empty nester, I'm available to my clients 7 days a week, working nights and weekends. I truly enjoy the part I have in assisting my clients achieve their goals of homeownership, refinance and/or invest as well as building lasting relationships along the way. Take the 1st and most CRUCIAL step in purchasing a home...find out exactly what you qualify for and what would be your best option. Please call me today to get pre-approved and then be ready to shop for your dream home!
7. Aaron Christoffersen
Choice Lending Corp
NMLS ID# 254029
20 Yrs of Experience Experience: 20 Years
I have over 25 years experience in the mortgage business. I'm highly skilled in analyzing financial data, credit reports and other relevant information to determine the best loan options for my clients. I posses a deep understanding of the lending industry and use that knowledge to provide a smooth process for the clients I work with. I explain complex financial concepts in a clear and concise manner, ensuring clients fully understand their options. In addition to my technical skills I'm committed to providing exceptional customer service and building long-lasting relationships.
8. Natalie Fernandez
Cross country
NMLS ID# 448288
16 Yrs of Experience Experience: 16 Years
With over 20 years of experience team Fernandez is a spanish speaking presidents club award winning team that will take your home buying or refinancing to the next level in customer service. We are 5 star rated on Zillow and social survey and our service is our number one priority. We run our own branch so it's a small feel back by a huge company to offer a broad range of products to fit everyone's home buying or refinancing needs.
9. Andy Sabo
Loan Factory
NMLS ID# 2248266
3 Yrs of Experience Experience: 3 Years
Working with a broker has advantages over traditional retail lenders. Andy will shop the loan for you to find the best possible rates. This means you don't have to have multiple lenders running your credit and getting prequalified over and over. NEXA Mortgage is the largest mortgage broker in the country. We work with over 200 lenders and can get deals done that traditional banks and mortgage companies cannot. With over 2200 loan officers we get preferred pricing with the big wholesale lenders. Andy has 8 years commercial lending experience prior to working in the residential lending industry. He provides investors with training and creative financing options, including DSCR loans, Hard Money, Fix-n-Flip, construction, and non-QM financing. Andy is also a license real estate agent with Coldwell Banker Realty in Carmel Valley, San Diego, CA. License # 02108830. Andy's background includes teaching, software engineering, database development, and IT services for over 27 years.
10. Andrew Madrigal
C2 Financial - Newport Beach
NMLS ID# 1833965
6 Yrs of Experience Experience: 6 Years
At C2 Financial - Newport Beach, we are proud to offer something truly unique: a dynamic duo of top-producing loan originators that go above and beyond to ensure precision with each and every loan process. Our team is renowned for their tenacity when it comes to tackling even the most challenging cases, giving you peace of mind that you're in the right hands. Your financial goals are our number one priority and we strive to provide the best possible customer service with an unmatched level of knowledge and expertise. When it comes time to make your mortgage decisions, let us be your choice!
11. Miguel Avalos
Innovation Mortgage Group
NMLS ID# 896128
9 Yrs of Experience Experience: 9 Years
I've been part of the mortgage industry for over a decade. I started off my career by servicing mortgage loans as a Negotiator Specialist and then spent time as an Account Executive for a private money lender, before deciding to become a licensed loan officer. my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients and focus on bringing you peace of mind throughout the home financing process. I am always here to answer your questions! Ultimately a successful loan closing is my main goal. My team and I use our collective skills and expertise to make that happen for you. We are 100% committed to total client satisfaction. From the first phone call to the closing, we are here for you. I can assist first time homebuyers, investors, self-employed borrowers or high net worth clients with the same smooth efficiency. Regardless of your situation, I will direct you through the process and continue to be a resource well after your loan has closed.
12. Yolanda Philips
Epiq Lending
NMLS ID# 280723
30 Yrs of Experience Experience: 30 Years
I know there is many options for lenders but choosing the right one is probably the most important part of your entire transaction. Integrity first! I can promise you that you will always be informed, you will never be pressured and that I will do my very best to put you in the right path and program that best suits your lifestyle. I come with 28 years experience and with that comes knowledge and commitment. Commitment to a career that has allowed me to have such rewarding opportunities. Commitment to my clients that are loyal and trust in me. Nothing is more important than knowing I did my very best and that you and your family are in a much better financial situation because of it. I have responsibility to my clients to make sure I offer the best mortgage advise
13. Raffi Sarkis
Fast Action Mortgage
NMLS ID# 1902367
4 Yrs of Experience Experience: 4 Years
My name is Raffi Sarkis I have been in the mortgage industry since 2003, I got out of the industry before the market crash. I am a husband, a father and a hard worker. I will do whatever it takes to help, I am very persistent and very knowledgeble about the industry. I communicate very well and I'm very reachable. I will answer the phone any day and any time. I am fortunate to work for a company that has a loan program for every scenario.
14. Heidi Lawler
C2 Financial
NMLS ID# 229167
29 Yrs of Experience Experience: 29 Years
Hello there! I'm Heidi Lawler, a knowledgeable Loan Officer with 27 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
15. Hayley Shams
Groves Capital
NMLS ID# 2307978
3 Yrs of Experience Experience: 3 Years
Hi there, I am a born and raised San Diegan with a passion for helping my clients not only qualify for their home loan, but also truly feel comfortable and understand their payment. I believe every client brings unique scenarios to the table, and we can find the perfect program for your needs. With a background in dental hygiene, I value an educational and encouraging approach. If you're looking for a loan officer who is knowledgeable, honest, patient, and exceeds in communication, then I'm your girl! Let's chat and see you we can achieve your financial goals together!