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1. Steve McMichael
NMLS616056
I have worked in the mortgage finance industry since 2004. I take a lot of pride in what I do and enjoy helping all types of clients, weather it is purchasing your first home or your 10th home. Regardless of your situation, we can review and taylor the best product and structure it to best suit what you are looking to do. Communication is key when it comes to a smooth process so you will never be left in the dark and we will help make the process smooth from start to finish.
2. Scott Winterton
NMLS63273
I own Platinum Mortgage and I am a mortgage broker the primarily uses Rocket Wholesale. This means you get the same technology and fast closings at a lower rate without the processing fee the Retail (TV ADS side of the business) charges. This saves my clients thousands.
3. Tim Hahn
German American Bank
NMLS179923
15 Yrs of Exp Experience: 15 Years
I have been in the real estate industry since 2001 and more specifically the home lending side since 2009. My experience traverses everything from correspondent lending to new construction to bank affiliated lending. With German American I have a plethora of loan options available for home buying clients and current homeowners. We offer the typical Conventional and Jumbo loan options, as well as all government loan types, including FHA, VA and USDA/RHS. We are also affiliated with Kentucky Housing Corporation and Indiana HOP. Furthermore, German American also has in-house/portfolio lending that offers some specialized loan types not readily available on the open market. The two most popular of these are our Physicians Home Loan and our Community Home Loan, both of which offer little-to-no down payment with no mortgage insurance, amongst other benefits. Portfolio lending is also an option for those home buyers and clients that may not fit perfectly in the box that conventional lending or government lending offers. German American also offers Construction-to-Permanent Loans and Renovation Loans for those looking to build from the ground up or to renovate a property that may need work. Home Equity Lines-of-Credit and Bridge Loans are also options for our clients, which can greatly assist in moving from one home to another, or to have equity readily available for future emergencies or household needs.
4. Tracy Holtsclaw
Motto Mortgage Home Group
NMLS470791
25 Yrs of Exp Experience: 25 Years
We understand the value of being local and hands-on when buying or refinancing your home.
5. Ray Childs
Northpointe Bank
NMLS859241
13 Yrs of Exp Experience: 13 Years
Hello there! I'm Ray Childs, a knowledgeable Loan Officer with 12 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
6. Mike Mateja
Empire Mortgage Corp
NMLS1158783
10 Yrs of Exp Experience: 10 Years
Hello. I am a independent mortgage broker which allows me to shop for you to get you the best rate and fees. I specialize in closing deals in 8-20 which is a competitive advantage to you and your offers. Found out how easy the mortgage process can be for you.
7. Eric Kemerer
Milestone Lending LLC
NMLS603905
19 Yrs of Exp Experience: 19 Years
Hello there! I'm Eric Kemerer, a knowledgeable Loan Officer with 17 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
8. Quin Bernhardt
Draper and Kramer Mortgage
NMLS201178
28 Yrs of Exp Experience: 28 Years
With over two decades of mortgage industry and a broad financial background, Quin Bernhardt is an ideal partner in the home financing process. Quin has originated or consulted on thousands of mortgage loans for clients while delivering an award-winning level of customer care. Originally a financial advisor for an international firm, Quin offers a wider range of financial expertise. He prides himself on assessing your needs and wants, educating you on the available options and recommending the optimally tailored products and programs for you. He offers access to a wealth of home financing options, including conventional, jumbo, FHA, VA, USDA/rural housing, renovation, construction and reverse mortgages. Whether you or someone you know has a goal to refinance a current home or to purchase a new one, Quin is eager to assist. Before joining Draper and Kramer Mortgage Corp., Quin served as Branch Manager for one of the country's largest mortgage lenders. Prior to that, he was a Regional Sales Manager at the largest "private label" lender in the country, servicing a 4-state region comprising 224 real estate offices and 21 loan officers with their co-branded in house financing programs. Quin has served as a board member and president of the Mortgage Bankers Association and is recognized as a perennial top producer.
9. Andrew Dow
Motto Mortgage Premier Partners
NMLS42199
20 Yrs of Exp Experience: 20 Years
I'm Andrew Dow, a knowledgeable Loan Officer with 20 years of experience, and I'm here to help you with your financial needs. My job is to help you evaluate the loan options to make sure your financing options are clearly outlined out so you can pursue the home that suits your needs. I'll help you understand the options available and find a tailored solution that suits your specific requirements. We'll navigate the lending landscape together and I'll help guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
10. Leigh Hughes
Ruoff Mortgage
NMLS193659
40 Yrs of Exp Experience: 40 Years
"Hello, I'm Leigh Hughes, and I bring over two decades of dedicated lending experience to the table. Throughout my career, I've been committed to providing exceptional customer service and guiding clients through their financial journeys with expertise and care. As a seasoned loan officer, I understand the importance of listening to your unique needs and crafting tailored solutions that set you up for success. Whether you're a first-time homebuyer or a seasoned investor, I'm here to help you navigate the lending process with confidence and ease. Let's work together to achieve your financial goals."
11. Ann Ford
New American Funding
NMLS2550406
21 Yrs of Exp Experience: 21 Years
Hello there! I'm Ann Ford, a knowledgeable Loan Officer with experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
12. Allison Juliot
Statewide mortgage
NMLS1511824
8 Yrs of Exp Experience: 8 Years
As a seasoned mortgage profession since 2016, I am driven by a genuine passion for finding solutions for each of my clients. My extensive knowledge and experience in the mortgage industry enable me to offer comprehensive and tailored advice to meet individual financial needs. My philosophy revolves around assessing every client on an individual basis, recognizing that each person's circumstances are unique. From first time home buyers seeing their dream home to young families searching for a larger space to accommodate their growing needs, and even retiring couples looking to finances their retirement plans through their home equity - I am dedicated to guiding them through their mortgage journey with care and precision. I also specialize in working with individuals in need of credit assistance, helping them develop a strategic plan for a brighter future. My goal is to build lasting relationships and provide the best possible experience throughout the mortgage process. With a bachelor's degree from Indiana University and licensing in both Indiana and Kentucky, I have honed my skills to serve clients in both states. As an Ambassador for One Southern Indiana and a committee member for both Leadership Southern Indiana and Hosparus Southern Indiana, I actively contribute to my community and strive to make a positive impact on those around me. Beyond my professional life, I am the parent to two wonderful sons, a dog and a cat. In my free time, I enjoy traveling and cheering for Indiana Basketball. My commitment is to be the go-to person for all of your mortgage needs. Whether it is for yourself or someone you know, count on me to deliver exceptional service and sound financial guidance. Let's embark on this mortgage journey together and make your dreams a reality.
13. Angie Cheatham
Loan Fox Inc
NMLS16184
24 Yrs of Exp Experience: 24 Years
Angie Cheatham is a dedicated Loanofficer. Friendly and dependable, Angie ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
14. Connie Gilbert
Stockton Mortgage Corp
NMLS42080
23 Yrs of Exp Experience: 23 Years
Connie Gilbert is a dedicated Loanofficer. Friendly and dependable, Connie ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
16. Tracy Holtsclaw
Commonwealth Bank & Trust
I have been a mortgage lending professional for over two decades. Because the mortgage industry is ever-changing, I understand the importance of staying current and poised in the marketplace. With my knowledge and experience, I guide my clients through the mortgage lending process every step of the way. Whether youre a first-time homebuyer or a seasoned buyer, I make every client a priority.
17. Darrell Sparks
Prime Mortgage
19206KY
26 Yrs of Exp Experience: 26 Years
Loan Officer and Manager for Prime Mortgage, over 20 years of experience
18. Susan Morgan
American Mortgage
16 Yrs of Exp Experience: 16 Years
Susan Morgan is a 31 year veteran of the mortgage industry. She manages a branch for American Mortgage Service Co located in Ft. Mitchell, KY. Her office walls are decorated with numerous industry production and "top producer" awards she has earned over the years. Susan prides herself on her list of thousands of happy customers and the ongoing relationship she has established with those customers. Her business is generated by "word of mouth" referrals from previous clients and realtors. HER #1 GOAL IS 100% CUSTOMER SATISFACTION. She continues to work with new clients daily as well as previous clients whom she has had a working relationship with for years. She provides the type of service that "keeps them coming back". She is well known in the industry for her high level of knowledge and expertise. She has personally closed over $600 million in mortgage loans in her career, helping thousands of families purchase or refinance their homes. Each transaction is highly personalized. Susan's experience and knowledge enable her to guide her clients through the home buying or refinancing process and design the program and terms to best suit the client's needs. Her affiliation with American Mortgage provide her the tools and products to provide the most competitive rates, programs, and service. From no down payment programs to JUMBO loans, Susan is equipped to accommodate the needs of virtually anyone seeking the best in home loan financing.
19. David Moody
1st Class Mortgage Group, LLC
1789100/1580128KY
7 Yrs of Exp Experience: 7 Years
We provide all types of mortgages for clients: FHA, VA, USDA, Conventional, Jumbo, Reverse Mortgages, & Non-Prime loans as well. We are licensed in the following States: Kentucky, Indiana, Georgia, Florida, Virginia, & Colorado. As the Owner & Founder of 1st Class Mortgage Group, LLC I take pride in putting my customers first at all costs. With more than 15 years of proven expertise and integrity in the mortgage lending arena, my mission is simply this; "To deliver an honest and accurate, well communicated, knowledge based lending experience to my clients." And, helping families across the country to achieve their dreams of home ownership in that process, is something I take great pride and find true joy in doing. Whether you want to refinance for a lower mortgage rate, cash out on your existing home or pre-qualify for a new purchase my goal is to accomplish your goals and be your lender for life.
20. Martin OBrien
Mortgage56034
I specialize in the origination of residential mortgage loans throughout Kentucky and Ohio. These loans include conforming conventional loans, jumbo loans, loans guaranteed by the Veterans Administration(VA) loans insured by the FHA, and loans backed by Rural Housing Department / USDA. We pride ourselves on delivering the highest level of service in order to bring the best in residential lending experiences to our customers.
21. Stockton Mortgage
Stockton Mortgage
23 Yrs of Exp Experience: 23 Years
As a leading mortgage company in the United States, Stockton Mortgage is highly committed to helping you buy a home with a sound mortgage plan or refinance your mortgage that helps you cope with your house loan in the best way possible. When it comes to buying your dream home, our experienced mortgage bankers make the process easy. For mortgage refinancing, we will help you to move forward in a way where you can pay down debt and put more back into your pockets. Talk to us today to see what Stockton Mortgage can do for you. NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org We specialize in loans for home buyers and refinancing for homeowners. Visit our website to learn more about our loan programs and how a loan process works.
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