1. Chuck Klumb
Southern Bancorp
NMLS ID# 62676
31 Yrs of Experience Experience: 31 Years
Hi I'm Chuck with Southen Bancorp. We are a community Lender who specializes in 100% loans and DPAs
2. Chris Haynes
Preferred Rate - The Haynes Team
NMLS ID# 170397
21 Yrs of Experience Experience: 21 Years
I'm Chris, Branch Manager and Founder of The Chris Haynes Team. I am a follower of Christ, husband, father of 3 boys, fisherman, hunter of deer. My passion is to help my clients fulfill their dream of homeownership. I love to coach people and help them build their wealth though wise financial decisions. What truly matters to me is making a positive impact on the world, in whatever way I'm able to; whether that looks like being active in my church, or helping first time home buyers make good financial investments. I've been in the mortgage lending business for over 18 years, having launched my lending career in 2004. Partnered with Peoples Home Equity and with the support of just one processor, I opened my own branch in 2008 with my brother Clint, and have been established in Mt. Juliet, serving the clients and community of the Middle Tennessee area for over 13 years. We make the complex mortgage process simple, fun, and friendly so our clients are smiling at the closing table. Typically the clients I work with are... ??HOMEBUYERS looking to purchase a home for the first time. ??HOMEOWNERS looking to sell and purchase another home or to refinance their current home. ??REAL ESTATE PROFESSIONALS looking to build a relationship with an expert mortgage advisor that will take great care of their clients and have them smiling at the closing table. ??LOAN OFFICERS ready to take their business to the next level by attracting more leads and closing more loans. If you are interested in working with a highly qualified team that values communication, relationship, accuracy, and on time closings email [email protected] ?Mortgage ? Home Buying ? Lender ? Real Estate ? Finance TENNESSEE AREAS I SPECIALIZE IN: ? Mount Juliet ? Hermitage ? Lebanon Awards & Recognitions: ? 5 Star Google Reviews ? Best of Mt. Juliet Winner (5 years running) ? Voted Mortgage Executive 2021 Top 100 Mortgage Companies ? Names 2021 Best Mortgage Company to Work For ? 2021 President's Club Winner Looking for an experienced Mortgage Lender in Mt. Juliet, Tennessee? Specializing in Mt. Juliet and surrounding areas, I can assist you in the purchasing or refinancing of your home. To find out more about my lending services, email me at [email protected], or give me a call at 615-288-4452. I look forward to hearing from you! Chris Haynes - Mortgage Lender - Mount Juliet, TN Preferred Rate TN https://www.ourloanteam.com/contact-us/ [email protected] 615-288-4452 License #2118991 NMLS 170397
3. Kathy Sullivan
Movement Mortgage
NMLS ID# 218031
12 Yrs of Experience Experience: 12 Years
Ive been in the business for 30 years and have worked from the bottom up, processer, assistant, closer and Conv underwriter before coming a loan officer. Having the background of multiple roles helps me guide the client thru the process much more smoothly and help eliminate some of the stress purchasing /refinancing a property can provide. I love to work with 1st time homebuyers especially because I want to make sure they understand the process as it goes along. My ultimate goal for any of my clients is that when they get to the closing table, they have NO questions about the loan and can sign on the dotted line with full understanding of their purchase.
4. Glenn McDonald
Integrated Assets Realty
19 Yrs of Experience Experience: 19 Years
Rocket Mortgage charges fewer servicing fees than most other services. Flexible term lengths, from 8 to 30 years Works with unqualified borrowers to improve credit (Free service) Cash-out ReFi up to $2 million with a jumbo or VA loan Rocket Mortgage's minimum credit score requirements are: 620 for a conventional loan 580 for an FHA loan 580 for a VA loan 680 for a jumbo loan Minimum Down Payment Down payment requirements: 0% for VA loans, as little as 3% for certain conventional loans, and 3.5% for FHA loans. Maximum Debt-to-Income (DTI) Ratio Loan type =Max DTI Jumbo = 45% Conventional = 50% VA= 60% FHA = Determined by the automated underwriting system Current Programs: Grants up to $7,500 and if accepted we could offer a 2-1 Buy down and pay 1% of your interest rate for 1 year. No matter what type of mortgage you apply for, you can expect to get preapproved (or declined) in as little as 8 minutes, and usually within 24 hours of submitting your request. Once you apply, we can underwrite your loan in as little as one hour, but more commonly within two days, not including weekends. We can close a loan in eight days in a best-case scenario. On average, a conventional refinance/purchase is 21 days. You can sign your loan disclosures and closing documents electronically which can help speed up the process. Accepts co-signers Apply At www.TennMortgage.com Discuss your options: Calendly.com/IntegratedAssets
5. Dean Marshall
First Trust Home Loans
NMLS ID# 157743
15 Yrs of Experience Experience: 15 Years
Dean Marshall is a dedicated and experienced loan officer with a strong track record in the finance & lending industry. With over 27 years of expertise in lending and a deep understanding of the loan process, Dean is committed to helping individuals achieve their financial goals. Dean started his career at HFC, a division of HSBC Bank, where he developed a solid foundation in financial analysis, risk management, and investment strategies. He consistently pursued professional development opportunities to stay up to date with industry trends and regulations. Dean has a comprehensive understanding of the loan market, interest rates, and lending policies, allowing him to guide clients through the loan process with confidence. Dean is adept at explaining complex financial concepts in a clear and concise manner, ensuring that clients have a thorough understanding of the loan terms and conditions. Dean is known for his exceptional customer service skills and dedication to client satisfaction. He believes in establishing long-term relationships with clients, realtor partners & strives to provide them with the highest level of service throughout the loan application and approval process. Dean's proactive communication style ensures that clients and realtor partners are informed at every step, fostering transparency and trust. Dean takes a personalized approach to each client's financial situation, carefully considering their unique circumstances and goals. He understands that every client is different and tailors his recommendations and loan solutions accordingly. Dean's empathetic nature and attention to detail contribute to his ability to find the best financial options for his clients. Dean's dedication to helping others extends beyond his work as a loan officer, and he is passionate about empowering individuals to achieve financial stability. Outside of his professional life, Dean enjoys time spent with his family & friends. His children Tatum & Cade keep him busy too, but he enjoys every minute of it. With his extensive experience, in-depth industry knowledge, and commitment to exceptional customer service, Dean Marshall is a highly skilled loan officer who can guide clients through the loan process with confidence. His ability to understand individual needs, provide tailored solutions, and maintain strong client relationships sets him apart as a trusted financial professional in the lending industry.
6. Jane Ann Pryor
First National Bank of Middle TN
NMLS ID# 610899
27 Yrs of Experience Experience: 27 Years
I am born and raised in McMinnville, TN a rural community. I have been in lending for the past 25 yrs. I am employed with First National Bank of Middle Tn. My passion and desire is to understand my clients needs assisting and guiding the client through a seamless home buying process. Communication and Timely Closing are priority.
7. Sherdrick Doss
Southwest Funding
NMLS ID# 269595
18 Yrs of Experience Experience: 18 Years
I'm Sherdrick Doss, a senior loan officer with over 16 years of experience. I truly feel that everyone wants to be a homeowner, should. I have made my career fighting for my clients and brings me so much joy doing so. I specialize in FHA, VA, USDA, Conventional, first time home buyers, ITIN and self employed loans.
8. Lorie Jaynes
Mortgage Investors Group
NMLS ID# 659309
36 Yrs of Experience Experience: 36 Years
As you navigate the journey of home ownership, I offer to you my 31+ years of experience in the finance industry as a guiding light. Whether you are considering buying a new home or refinancing your own, I am committed to making this process as simple as possible. It is absolutely crucial to have the finest advice from the very start and, as a Senior Loan Officer with Mortgage Investors Group, you can be certain that I am always looking out for your best interests. Allow me to be your trusted advisor as you make one of life's biggest decisions. My career as a mortgage loan officer began in 1992 after earning a degree in finance from the University of Tennessee. Since then, I have gone on to earn the position of President of the Knoxville Mortgage Bankers Association, serve as a lender advisory board member for the Tennessee Housing Development Agency, and have received a Raving Fans Award for delivering top-notch service to my clients. I look forward to assisting you with your mortgage loan needs and I encourage you to reach out to me with any questions you may have.
9. Josh Jones
Motto Mortgage First Down
NMLS ID# 1892207
13 Yrs of Experience Experience: 13 Years
When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that's right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. We offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances. Communication is key, and sharing information is as important as listening. I will make sure you know what's happening with your mortgage as it progresses through the process and will be available to answer your questions. I'll be with you every step of the way, from application to closing and beyond. Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.
10. Steffen Cushing
OnPoint Mortgage, LLC
NMLS ID# 938017
13 Yrs of Experience Experience: 13 Years
Our mission at OnPoint Mortgage is always to put our clients' needs first. Customer service is and will always be our top priority. Our company was founded by mortgage experts coming from both a Direct Lending and Bank background, carrying a wealth of knowledge with them. We strive to exceed our clients' expectations daily by providing them competitive options, top-notch service, and expertise
11. April Barnes
Highlands Residential Mortgage
NMLS ID# 186029
23 Yrs of Experience Experience: 23 Years
I have over 20 years of experience as a mortgage loan officer. My number one goal is to provide clear communication, low stress, and a positive experience on every mortgage lending transaction! I have lived in Tennessee my entire life. I am a wife, and proud mother of three children: 25, 20, and 14. I am passionate about volunteering in my community and helping those who are less fortunate. I actively volunteer for the following local charities: Franktown Open Hearts and Shower Up Nashville. In 2013, I made the tough decision to close my branch so I could spend more time with my family. I still wanted to originate loans and help individuals and families become homeowners. I just needed to find a company that I could trust to take care of my clients. In early 2014, I chose Highlands Residential Mortgage and have not regretted it one single day. Highlands allows me and my team the ability to constantly deliver a highly professional and low-stress lending experience for all of my clients.
12. Tammy Lyons
Security National Mortgage Company
NMLS ID# 2425501
32 Yrs of Experience Experience: 32 Years
I am a loan officer licensed in Tennessee, Virginia and North Carolina with experience in real estate and lending. I am passionate about helping clients build wealth and invest in their futures through home ownership. I am a U.S. Navy veteran who has lived all over the United States and overseas. Serving in the military, broadened my horizons and introduced me to all types of people. I recognize that everyone is different and tailor every loan to suit each client's unique needs and circumstances. I work with clients as long as it takes to achieve their goal of home ownership. I enjoy getting to know my clients and building lifelong relationships! SecurityNational Mortgage Company offers competitive interest rates and a wide range of loan products from fixed-rate conventional mortgages to FHA, VA, USDA, construction and jumbo loans as well as in-house down payment assistance programs. Co. NMLS# 3116
13. Christian Sancho
Churchill Mortgage
NMLS ID# 2385643
33 Yrs of Experience Experience: 33 Years
Hello there! I'm Christian Sancho, a knowledgeable Loan Officer and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
14. JR Eastman
First Community Mortgage
NMLS ID# 157576
26 Yrs of Experience Experience: 26 Years
Experienced Mortgage Banker & Real Estate Advocate! With over 24 years of dedicated service in the mortgage banking industry, JR is renowned for his expertise in guiding clients through the complexities of securing optimal financing for their real estate ventures. Firmly believing in the transformative power of homeownership, he is committed to assisting individuals in building a secure future and leaving a lasting legacy. Throughout his extensive career, JR has established himself as a trusted advisor, providing meticulous attention to detail and comprehensive information tailored to each client's unique situation. His passion for empowering others with knowledge has earned him the respect and loyalty of a diverse clientele. In addition to his professional pursuits, JR finds fulfillment in his personal life. Celebrating 25 years of marriage with his best friend, Michelle, they are devoted to raising their teenage son, Lincoln, and their furbaby, Flash.
15. Ben Sweeney
First Cumberland Mortgage LLC
NMLS ID# 155579
28 Yrs of Experience Experience: 28 Years
Hey, Ben Sweeney, With over 25 years in the mortgage business with the same company, I've navigated market booms, recessions, and regulatory shifts. From mastering lending basics to adapting to technological advancements, I've specialized in several loan types, guiding clients through the complexities of financing. Through economic fluctuations, risk assessments, and client relationships, I've honed expertise in helping individuals achieve homeownership goals. Let me help you with your homeownership journey!