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1. Jamie Sasse
FBC Mortgage LLC
NMLS ID# 1885069
I've been in the business for 10 years with an extremely knowledgeable team to back me. I offer honest lending advice and service. My goal is to provide my clients with the best service possible, all while knowing I have their best interest at heart. I'm a problem solver with a drive to help people. If you're looking for honesty and professionalism, I'm your girl.
2. Joshua Holman
Summit Funding, Inc.
NMLS ID# 345881
I have been in the mortgage industry for over 15 years and have gained experience and knowledge to navigate through today's challenging lending environment to protect his client's best interest. My team and I are well versed in FHA, VA, Conventional and Jumbo loan products and have detailed systems in place to ensure smooth, on-time closings with no last-minute surprises. We serve our clients with a warm, kind yet professional approach so they are sure to get the highest level of care possible.
3. Greg Herman
Anchor Funding
NMLS ID# 215455
Over 35 years of Lending experience and thousands of closed transactions, I have all the tools available to be able to accurately and smoothly close your transaction. With all the difficult situations of jobs, time off, and being self employed, you have to have someone like me who knows the guidelines, nuances, and intricacies of each loan program to give you the best chance to buy or refinance a home. Most all of my business is by referral which should tell you I'm the person people look to for straight forward, honest answers. I'm the guy other lenders call when they are stuck and need someone to help them successfully close their loans. Do you want & need a home? I am your first stop in a successful process.
4. Tim Stacey
American Pacific Mortgage
NMLS ID# 2041923
As a mortgage professional with American Pacific Mortgage, I specialize in helping individuals and families purchase or refinance their home. I grew up in Solano County and now I have the pleasure of helping people in that same community and surrounding areas. I love creating a positive impact in people's lives, whether it's getting them into the home of their dreams, money to fix up their house, or pay off some debt, it's always rewarding. At the heart of everything I do is my family. As a husband and a father of triplets, I understand the importance of home ownership and financial freedom. A career in the mortgage industry provides me with the opportunity to build new relationships, share information as a real estate resource, and help people achieve their financial goals. People have different situations and as your mortgage professional, I provide clear and concise updates customized to fit your needs. That's also one of the of the reasons I partnered with American Pacific Mortgage; because of their game-changing loan programs, specialty products and award-winning tools to serve the diverse needs of my clients. In addition, I continually strive to stay up to date on the latest mortgage and real estate trends so that you are provided with the most relevant industry information. My goal is to empower you with knowledge and expert advice so you can be confident you made the right decision for you. Allow me to be your personal mortgage guide with confidence as APM and I will "Create Experiences That Matter" for you. I look forward to becoming your mortgage advisor for life.
5. Ariadne Defreitas
NMLS ID# 1417933
Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line. My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience. Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way. I look forward to working with you!
7. Sondra Yates
NMLS ID# 249413
I have been in the mortgage industry for 22 years. With my background including processing, underwriting and managing a mortgage office it gives me a unique perspective and foundation to fully understand the process. I use this knowledge to ensure that I am providing my clients with the most precise information that they can in turn use to make a decision that is best for them. I started with Cross Country Mortgage in 2020 and am so excited for this new chapter. While at my previous company, I was awarded the Top Loan Officer over 25 times, as well as earned the Presidents Club award over 15 times along with many other awards. In 2017,2018 and 2019 I was named Top Producer within my company. I am grateful I have the opportunity to come in every day and serve my clients.
8. JJ Mazzo
CrossCountry Mortgage, LLC. NMLS3039
NMLS ID# 186548
JJ Mazzo is a Scotsman Guide, and Mortgage Executive nationally ranked Top 200 Sr. Mortgage Banker and SVP with CrossCountry Mortgage. With two decades of experience, over 1 Billion in personal production, JJ Mazzo has expert knowledge with proven results in all facets of the home loan process. His focus on speed and a commitment to customer satisfaction have earned him a Five Star Mortgage Professional customer service award for the past four years. JJ was the first in his region to create the 10 Day escrow close, which allows borrowers to have the same advantage as cash buyers when competing for an accepted offer on a home purchase. His leadership, along with streamlined processes and experienced staff, allow him to offer you the best mortgage experience possible. Additionally, he is also a CORETM Business Coach, one of the country's top mortgage & real estate coaching firms. His obligation to share with others for success separates him from the rest. JJ has residences in San Juan Capistrano, CA, and Cornelius, NC, with his wife and two beautiful daughters and is a member of the Orange County Association of Realtors. JJ is a committed sponsor of CHOC Children's Hospital of Orange, Orange County Rescue Missing, and a member of Giveback Homes.
9. MortgageSeth Conley
Mason-McDuffie Mortgage
NMLS ID# 1595108
Seth Conley is your premiere mortgage lender and leader of the team at Empathy Mortgage. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team of mortgage experts are here to help you find the ideal financing solution. The MortgageSeth team has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among mortgage companies. Give us a call today to find out how we can help you with your home financing needs. The MortgaeSeth Team is licensed in California, Florida, and North Carolina. Mason-McDuffie Mortgage is licensed in many other states so we can help with almost any purchase or refinance mortgage transaction across the country
11. Cuong Luu
NMLS ID# 1392052
Cuong holds a Bachelor's degree in Finance at California State University, Fresno. He brings his extensive professional background of 11 years in Lending and Mortgage Financing and his vast experience serving a wide variety of clients in the fields of banking and Real Estate to assist and guide his clients through the loan process. Accomplished mortgage banking professional with comprehensive accomplishments leading loans for home buying, investing, refinancing and a passion for helping first-time home buyers, owners, and builders learn more about loan options. Known as an innovative thinker with a strong knowledge residential, FHA, Conventional, and VA loans. Skilled at educating my borrowers about home buying and refinancing solutions. Highly organized, creative problem solver who excels at guiding home buyers through complicated applications. Additional languages spoken: Vietnamese Licensed to work in: Arizona, California (CA-DFPI1392052), Colorado, Idaho, Nevada, Oregon, Texas, Washington
12. Brian Decker
NMLS ID# 319790
Brian Decker is one of the most recognizable names in the mortgage industry, closing over $3 Billion dollars in mortgage loans over the last 15 years. He has never forgotten his roots which is why he founded his company Modern Lending in the small town in which he was born Temecula, CA. His focus has been to bring financial education, low cost financing options and the highest level of service to the industry. He finished in the Top 5 in the U.S (out of over 700,000 loan officers) for closed mortgage loans nearly every year for the last decade. His constant dedication to a transparent and ethical lending process are just a few of the reasons he was named One of the Top 10 Influential Mortgage Professionals in the United States for the impact he is having on the mortgage industry. With nearly 200,000 followers on his social media accounts Brian spends nearly a dozen hours a week providing free education to underserved communities to help increase homeownership levels. Brian's team consistently offers clients the lowest mortgage rates on Jumbo, VA, USDA, FHA, Conventional and Home Equity mortgage products. Brian specializes in first time home buyers programs and is a preferred lender of choice by CalHFA (California's top down payment assistance authority). Brian is also personally licensed in Arizona, California, Idaho, Florida and Tennessee. He has been in the mortgage industry since 2005 and during this period of time has established himself as one of the hardest working individuals in the industry. Communication is essential during a purchase or refinance which is why each and every client will receive an daily update on their file. His company Modern Lending makes it a point to donate 10% of the companies profits each year to various charitable organizations. Outside of the office, Brian enjoys spending time with his beautiful wife Alison, his five year old son Slater and 7 year old daughter Kinsley Grace. In Brian's spare time, runs a Childrens Foster Charity Rose Again Foundation with his wife. Modern Lending Team is a Registered DBA under Modern Mortgage Lending, Inc. NMLS #1865339 | CA DRE #02095773
13. JoAnna Gonzales
Franklin Loan Center
NMLS ID# 501460
As a Loan Officer for Franklin Loan Center, I pride myself on delivering an unmatched level of education and customer service to current and perspective homeowners. I strive to provide the widest array of options to suit every borrower while delivering a no-nonsense assessment of their purchasing capabilities. I stay hands on and available throughout the entire transaction and leverage my in house processing and underwriting to ensure a timely closing on every transaction. I want to help you make informed decisions in this difficult, yet opportunistic housing market. Now, with an exclusive array of Portfolio Loan Programs not offered by other lenders, we truly deliver a value proposition that is unmatched in the industry.
14. Sal Abolhosseini
Streamline Home Lending Corp
NMLS ID# 149431
At Streamline Home Lending Corp we believe getting a mortgage should be no different, with one caveat, it should come hand & hand with exceptional, personalized service. Buying a home should be an exciting time & we work closely with you to ensure you have a clear understanding of the process & even better yet... enjoy it!! At Streamline Home Lending Corp, we work with over 200 Real Estate agents to meet & exceed all expectations during the loan process. Things happen FAST in Real Estate. When you are buying a home, you need a lender who can keep up. We deliver Pre Approvals in under 5 minutes. We meet deadlines! We are closing loans on a average of 17 days from start to finish.
15. Jennifer Leong
Change Home Mortgage
NMLS ID# 1678956
Offering FHA, Conventional, VA and Portfolio loans. First time home buyer specialist. Down payment assistance in California. Home of the "no income/no DTI/no employment" loan. First responder program in California. Licensed in multiple states listed below. Change Lending, LLC, dba Change Home Mortgage ("CHM"), is a state-licensed mortgage lender, NMLS ID #1839. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms and conditions may change without notice. All programs are not available in all states. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions and programs are subject to change without notice. (C) 2021. Change Lending, LLC. All rights reserved
16. Lisa Nielsen
CMG Financial
NMLS ID# 1721615
I love working with first time homebuyers throughout California, Florida and Texas and would consider this to be my specialty. I possess the knowledge, patience and loan programs to help my clients achieve their goals of homeownership. From statewide grants to bond programs, we have a down payment assistance program that will suit your needs. In addition, I work with consumers seeking financing for investment properties, second homes or refinances. I'm ranked on social survey as a 5-star lender by my clients and real estate agents and can close loans in 21 days or less. I'm known for quickly responding to calls and texts, which is an important quality in a fast-paced real estate market. Having a good lender by your side makes ALL the difference in getting your offer accepted and having an amazing lending experience, which is my number one goal! When I have free time, I enjoy spending it with my family, friends and dog, Bella. CMG Financial(TM) is a registered trade name of CMG Mortgage, Inc., NMLS# 1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender, licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.
17. Melissa Carson
American Pacific Mortgage
NMLS ID# 278308
As a mortgage advisor and branch manager with nearly 20 years banking and brokering experience, I enjoy helping people achieve their financial and homeownership goals. From counseling and walking first-time homebuyers through the unfamiliar home loan process to working with the seasoned investor, my customer service and attention to detail is unparalleled. While a majority of my business is based in the tri-county area, I am licensed to originate loans in the entire state of California and Connecticut. My branch is licensed in Nevada, South Carolina, and Florida as well. Serving others is a passion of mine and I am dedicated to serving the needs of my clients. I am a native of Sacramento, currently living in El Dorado Hills and working in Fair Oaks. I love the area I work in, and I am familiar with the surrounding neighborhoods. I look forward to serving you, your family, and your friends!
18. Noam Bitton
NMLS ID# 2310821
We are a mortgage banker and broker specializing in solutions-based lending, currently doing business in California, Georgia, and Florida. For more than a decade, we have enabled homeowners to successfully navigate the complexities and challenges of the mortgage-lending process and purchase a home at the most competitive rate available. We pride ourselves on finding solutions where others could not, offering a personalized approach that focuses on the needs and circumstances of each individual client. We work harder, think outside-the-box, and deliver results to distinguish ourselves from other brokers - and earn our clients' trust and repeat business.
19. Richard Zuk
NMLS ID# 507209
When I work with my clients, I seek to apply my experience gained over 26 years in the industry to help guide them through the most important financial decision of their life. I cherish the relationships I build with my clients and always strive to earn their trust as their lifetime loan advisor. This has earned me a number of awards for service and production, including qualification for the "President's Club" for the last 10 years. While I always appreciate the recognition, the best part is helping my clients achieve their dream of homeownership. Outside of mortgage lending, I have been a Rotary member for over 15 years. I believe it is vital to give back to the community and love being involved in service to the Valley where I was born and raised and have lived my entire life. I also enjoy golf, traveling, and going to a variety of concerts. But where I'm truly at home is when I can spend time with my wife, Lupe, my 3 children, and our dog, Lucy.
20. Tony Tatad
NMLS ID# 2047384
Home Purchase Loan specialist. I have a passion for matching up the best home loan product that aligns with my client's needs. Let me earn your trust and confidence to become your mortgage advisor for life. I have a Bachelor's Degree in Finance and constantly look for creative ways to make your purchase offer stand out to assist you and your real estate agent win homes in this competitive market.
21. AJ Martinez
Movement Mortgage
NMLS ID# 2314600
I work directly with one of the Top 1% Loan Originator in 2021. We work day and night to get your clients into their house faster.
22. Tom Lanen
NMLS ID# 1536828
My name is Tom Lanen and I've been involved in mortgage lending for over 5 years and my passion is helping people find the right mortgage for their specific situations and needs. I've worked with all types of clients and as your Loan Officer, I will take the time to explain the different loan programs and options that are available to you. I will work diligently to find you the absolute best product that serves your needs, and then guide you through the entire loan process. One of the things that people always appreciate is my constant communication. You will be kept in the loop from the start of the application to the funding of your loan! At Allied First Bank, we have all the latest programs available to you from Conventional to FHA, VA, and Jumbo. Not only are our rates extremely competitive, but our approval process is also quick and easy. I look forward to working with you to accomplish your financial goals, so give me a call today!
23. Rich Strasser, CDLP
Guild Mortgage
NMLS ID# 1568586
As a retired law enforcement officer, I feel fortunate to have had a rewarding career of more than 20 years serving the citizens of the greater Sacramento region. My training and experience have taught me the importance of putting others' needs first and how to work through challenging situations. Whether you are looking to purchase your first home, an investment property, or refinance your existing mortgage, I commit to providing you the same level of honesty, dedication, and integrity I would expect to receive. As a mortgage advisor, I love being able to help people achieve their personal and financial goals through home ownership. I feel it is important to take time to learn about your personal and financial goals as they relate to homeownership to find the best loan program that meets your needs. I am committed to clear and continuous communication so that you will always know where we are in the loan process. Should any questions arise, you will be able to reach me through email, cell phone, text, or in person. My goal is that by the end of your loan process, you will feel more than confident to refer me to your friends and family.
24. Emmanuel Duran
Level One Financial
NMLS ID# 2125158
We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates and many different loan programs to tailor your specific needs. Whether you are buying your first home, adding another bedroom, or settling into retirement, we have a loan program that helps achieve your financial goals. Equally as important, we are a company that instills three core values into our everyday routine: Integrity, Knowledge, and Communication.?
25. Monica Jones
NMLS ID# 290779
You only think about home financing a few times during your life. My team and I think about it every single day. It's your home and your future. Its our profession and our passion. We're ready to work for your best interest.
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When buying a home you want to be sure you are working with the best home loan lenders in California. Working with a knowledgeable home loan broker in California will ensure you the best rate and experience.
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