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Tommy Gainer loan officer

Tommy Gainer

Union Home Mortgage
  • Loan Officer
  • 54 Years of Experience
  • Lutz, FL

About Tommy Gainer

With over 30 years of experience starting in 1992, I specialize in simplifying the complex world of home financing. As a loan officer, I focus on guiding clients through the process, drawing from my own experience from when I was a first-time homebuyer. My expertise covers various loan programs including Conventional, FHA, VA, USDA, and down payment assistance. Additionally, I handle Bank statement loans, DSCR loans, Bridge loans, and HELOCs. My goal is to provide personalized support and make the mortgage journey smooth and stress-free for every client. Let's work together to achieve your homeownership goals.
Learn More About Tommy Gainer

Languages

  • English

Credentials

LICENSE
NMLS - Florida - #208419

Type of Properties Serviced

  • Multi-family home
  • Manufactured or mobile home
  • Condominium
  • Townhome
  • Single family home

Type of Loans Offered

  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Fixed rate loan

Location

Lutz, FL 33548

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