Service Areas
Aripeka, FLBelleair Beach, FLBrandon, FLBrooksville, FLBushnell, FLCenter Hill, FLClearwater Beach, FLClearwater, FLColeman, FLDade City, FLDunedin, FLFloral City, FLGroveland, FLHomosassa Springs, FLHomosassa, FLHudson, FLIndian Rocks Beach, FLInverness, FLIstachatta, FLLacoochee, FLLake Panasoffkee, FLLand O'Lakes, FLLargo, FLLutz, FLMango, FLMascotte, FLNobleton, FLOdessa, FLOkahumpka, FLOldsmar, FLSafety Harbor, FLSaint Leo, FLSan Antonio, FLSpring Hill, FLSumterville, FLTampa, FLTrilby, FLWebster, FLWesley Chapel, FLWildwood, FL
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About Tommy Gainer
With over 30 years of experience starting in 1992, I specialize in simplifying the complex world of home financing. As a loan officer, I focus on guiding clients through the process, drawing from my own experience from when I was a first-time homebuyer. My expertise covers various loan programs including Conventional, FHA, VA, USDA, and down payment assistance. Additionally, I handle Bank statement loans, DSCR loans, Bridge loans, and HELOCs. My goal is to provide personalized support and make the mortgage journey smooth and stress-free for every client. Let's work together to achieve your homeownership goals.
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Gainer
Languages
- English
Credentials
LICENSE
NMLS - Florida - #208419
Type of Properties Serviced
- Multi-family home
- Manufactured or mobile home
- Condominium
- Townhome
- Single family home
Type of Loans Offered
- Home equity
- Property refinance
- Property purchase
Loan Options Offered
- Construction to permanent financing
- Bridge loan / Gap financing
- USDA loan
- FHA loan
- Adjustable rate loan
- Renovation Loans
- Jumbo loan
- VA loan
- Fixed rate loan
Location
Lutz, FL 33548
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