Stephanie Caruthers, CMPS

Mrs. Stephanie M. Caruthers has been working within the financial services industry since 1993 in an array of financial disciplines, including banking, real estate, and mortgage financing. Her financial expertise expanded in banking, where she specialized in financial and retirement planning, consumer lending, home equity and prime lending. During her banking career, she earned her Series 6 and 63 securities license, life & health insurance license including variable annuities. Getting a title insurance, real estate & mortgage license seemed to be the next logical step. Mrs. Caruthers initially obtained her real estate license in 2001 to do personal real estate investing, but fell in love with real estate and decided to make real estate and financing it her career. She furthered her career by obtaining real estate designations such as Graduate of the Real Estate Institute (GRI), Accredited Luxury Home Specialist (ALHS), Accredited Staging Professional (ASP), Property Residential Manager (PRM) and Certification for Internet Professionals (E-Pro) and recently obtained her Certified Mortgage Planning Specialist, CMPS® designation. After several years in the real estate and mortgage business, Stephanie saw a need in the mortgage industry and left the real estate business to focus on her mortgage career. Her trusted relationships with local real estate agents and her extensive knowledge of the real estate business set her apart in the mortgage industry. Mrs. Caruthers has a passion for the mortgage business and enjoys helping families achieve their dream of homeownership. Some mortgage programs offered are FHA, VA, Conventional, USDA, as well as FHA/VA Streamline, and Reverse Mortgages for refinancing your current home and Reverse Purchase Mortgages. Stephanie is now licensed in Florida & North Carolina.