Ryan Walmsley

APPLY ONLINE HERE : www.MyWayHomeLoan.com About Me: The most important factor in working with my team is trust as this is the crucial factor in building any relationship. We will advise, direct, and protect you on your journey to owning a home. We want to be your lender for life growing with you. We understand owning a home with the right mortgage is the foundation of helping you to purchase an asset (home). Our goal is to meet your deadlines, present you with all options available, and get you the best deal. Our Advantages Over Other Lenders | KEYS ON TIME GUARANTEED!!! TBD Underwrite- Underwriting the buyer with a To Be Determined (TBD) property. This will allow buyers to make stronger offers with an underwriting approval instead of a pre-qualification form. Keys-On-Time program allowing buyers to close in as little as 12 days or we will waive the $1095 underwriting fee. *The "Keys on Time" program is a limited guarantee that APMC will provide a credit to the borrower of $1095 after the close of escrow if, due to some fault on the part of APMC, its originators or other APMC staff, a purchase transaction does not close until a date after the originally stated close of escrow date. The "Keys on Time" limited guarantee does not apply if the purchase transaction fails to close on or before the anticipated close of escrow date due to events/circumstances beyond APMC's control, including but not limited to, delays caused by: an unacceptable or unexpectedly low appraisal value on the subject property, acts or omissions by the escrow or title company, second lien holder approvals, short sale approval, or loan conditions imposed by the lender that, despite reasonable diligence by APMC, are not met by any party in a timely manner. The "Keys on Time" limited guarantee trigger begins when the initial loan package is received by APMC's Fulfillment center. The complete loan package must be received in the APMC Fulfillment center a minimum of 18 days prior to the COE date. Exclusions: The limited guarantee does not apply to the HARP program, reverse mortgages, FHA 203k, non-delegated jumbo products or any loans that require prior approval from an investor. The limited guarantee applies to purchase transactions only. All programs are subject to borrower and property qualifications. Rates, terms, and conditions are subject to change without notice* Bankruptcy 1 year- Financing 1 year out of BK and 1 year out of a short sale, deed-in-lieu, or pre-foreclosure sale. Bank Statements Only- We don't need tax returns and will only use bank statements for qualifying income. A true bank statement program for the self-employed buyer For more information please don't hesitate to call or e-mail us with any further questions or concerns. We look forward in the possibility of working with you. Ryan Walmsley is a graduate of the University of Southern California with a BA in Economics. Mr. Walmsley's forte is customer service and is available 7 days a week to support his clients. He specifically councils and educates each and every valuable client on all appropriate loan options, as well as navigate the loan approval process from start to finish. His goal is to ensure his clients understand all aspects of the loan selected and to deliver the right loan at the best value. Walmsley's notable lending career includes being a member of the 2014 Circle of Excellence as well as a member of Scotsman Guide's Top Originating teams for 2013 and 2012. Ryan Walmsley is a native Arizonan, residing in Peoria, Arizona. Specialties: NEW CONSTRUCTION PURCHASES, RESALE PURCHASES, FHA / VA / USDA financing, CONVENTIONAL LOANS - PRIVATE MORTGAGE INSURANCE, CONVENTIONAL LOANS - LENDER PAID MORTGAGE INSURANCE Direct Cell: 602.799.8625 NMLS # 382258 NMLS# 1850 Equal Housing Opportunity AZ BK 0906702 Licensed by the Dept of Financial Protection and Innovation under the CRMLA Licensed to work in: Arizona (0917100), California (CA-DBO382258), Illinois (031.0083660), Indiana (63264), South Carolina (MLO - 382258), Tennessee (382258), Washington (MLO-382258)