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Melinda Zuppo loan officer

Melinda Zuppo

Atlantic Coast Mortgage
  • Loan Officer
  • 15 Years of Experience
  • North Bethesda, MD

Service Areas

Allenwood, PAAlturas, FLAnnapolis Junction, MDAnnapolis, MDAntes Fort, PAApex, NCAppomattox, VAArnold, MDArrington, VAArvonia, VAAshton, MDAvis, PAAvon Park, FLBabson Park, FLBallentine, SCBarnesville, MDBartow, FLBatesburg, SCBeallsville, MDBear Creek, NCBlythewood, SCBonlee, NCBowie, MDBowling Green, FLBoyds, MDBradley, FLBrinklow, MDBroadway, NCBrookeville, MDBuckingham, VABynum, NCCabin John, MDCarrboro, NCCary, NCCastanea, PACayce, SCChapel Hill, NCChapin, SCCharleston, SCCharlotte Court House, VAClarksburg, MDCogan Station, PAColumbia, SCConcord, VACoral Gables, FLCrofton, MDCrownsville, MDCullen, VACumberland, VACumnock, NCCurtis Bay, MDDamascus, MDDavidsonville, MDDerwood, MDDewart, PADickerson, MDDillwyn, VADundee, FLDurham, NCEagle Lake, FLEdgewater, MDEvergreen, VAFarmville, VAFolly Beach, SCFort George G Meade, MDFort Meade, FLFrostproof, FLFuquay Varina, NCGadsden, SCGaithersburg, MDGambrills, MDGarrett Park, MDGaston, SCGermantown, MDGibson Island, MDGilbert, SCGladstone, VAGlen Burnie, MDGlenn Dale, MDGoldston, NCGraham, NCGreat Falls, VAGulf, NCHaines City, FLHampden Sydney, VAHanover, MDHarmans, MDHillsborough, NCHolly Springs, NCHomeland, FLHopkins, SCHowardsville, VAIjamsville, MDIndian Lake Estates, FLIrmo, SCJersey Mills, PAJersey Shore, PAJessup, MDJohns Island, SCKensington, MDKipling, NCLake Hamilton, FLLake Wales, FLLakeshore, FLLeesville, SCLewisburg, PALexington, SCLinden, PALinthicum Heights, MDLock Haven, PALoganton, PALorida, FLMackeyville, PAMadison Heights, VAMcElhattan, PAMiami Beach, FLMiami, FLMifflinburg, PAMill Hall, PAMillersville, MDMoncure, NCMonetta, SCMontgomery Village, MDMontgomery, PAMontoursville, PAMorrisville, NCMount Pleasant, SCNalcrest, FLNeeses, SCNew Columbia, PANew Hill, NCNichols, FLNorth Charleston, SCNorth, SCNorwood, VAOdenton, MDOlney, MDPamplin, VAPasadena, MDPelion, SCPhenix, VAPittsboro, NCPoolesville, MDPotomac, MDProspect, VARaleigh, NCRebersburg, PARed House, VARice, VARiva, MDRiver Ranch, FLRockville, MDSaint Matthews, SCSalley, SCSandy Spring, MDSanford, NCSavage, MDSaxapahaw, NCSebring, FLSevern, MDSeverna Park, MDShipman, VASiler City, NCSpout Spring, VASpringfield, SCState Park, SCSuburb Maryland Fac, MDSullivans Island, SCSwansea, SCSweet Briar, VATrout Run, PAWagener, SCWashington Grove, MDWaterville, PAWauchula, FLWaverly, FLWest Columbia, SCWhite Deer, PAWhite Rock, SCWilliamsport, PAWingina, VAWinter Haven, FLWoolrich, PAZolfo Springs, FL
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About Melinda Zuppo

Melinda Zuppo is a 25+ year mortgage industry veteran recognized for her advisory approach and commitment to empowering her clients with knowledge. Ranked among the nation’s top loan originators, she believes that home financing is not just a transaction—it’s a journey that deserves expert guidance, thoughtful solutions, and personalized care. Melinda works closely with her clients to understand their unique circumstances, financial goals, and long-term aspirations. She thrives on serving as a trusted advisor, providing clear, strategic options that align with her clients’ needs. Whether it’s navigating the complexities of jumbo, renovation, construction, or refinance loans, she ensures her clients make informed decisions they feel confident about. With a career that started as a receptionist and progressed through roles like loan processor, operations manager, and closer, Melinda has a comprehensive understanding of the mortgage process. This unique background allows her to simplify even the most intricate scenarios, turning what can feel overwhelming into an empowering experience. Her dedication to service and expertise has earned her recognition among the top 1% of mortgage originators nationwide, as highlighted by Mortgage Executive Magazine. Clients and real estate partners consistently praise Melinda for her proactive communication, honesty, and ability to anticipate questions before they arise. Her goal is to serve as a partner in her clients’ financial success, delivering not just loans but peace of mind. Outside of work, Melinda enjoys spending time with her two sons, cheering them on in their sports, and hosting family dinners. She’s also an advocate for Alzheimer’s awareness, participating annually in the Walk to End Alzheimer’s to honor her late mother. Contact Melinda Zuppo today to work with a seasoned mortgage professional who takes pride in serving as your trusted advisor every step of the way.
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Languages

  • English

Credentials

LICENSE
NMLS - Maryland - #349615
NMLS - District of Columbia - #349615
NMLS - Virginia - #349615
NMLS - Arizona - #349615
NMLS - Florida - #349615
NMLS - Georgia - #349615
NMLS - North Carolina - #349615
NMLS - Pennsylvania - #349615
NMLS - South Carolina - #349615
NMLS - Tennessee - #349615
NMLS - Texas - #349615
AWARDS
Repeated Recipient of Washingtonian Top Originators and Scottsman's Guide Top 1% of the Country

Type of Properties Serviced

  • Single family home
  • Condominium
  • Townhome
  • Multi-family home

Type of Loans Offered

  • Home equity
  • Reverse mortgage
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Fixed rate loan
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Location

North Bethesda, MD 20852

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