Julie Nichols

There are many types of loans available and understanding mortgage options can be complicated. I have been originating loans for over 20 years and my job is to ensure all clients received the best possible mortgage configuration. At Hillcrest Bank Mortgage, we use common sense lending and in-house flexible underwriting which gives clients a large advantage over traditional mortgage brokers and banks. Our specialty is working with Heroes (Military, Law Enforcement, Firefighters/EMS, Healthcare and Teachers) as well asclients who have unique loan scenarios or self-employed business owners but our low mortgage rates and low lender fees make us a great fit for anyone needing a home mortgage. No two scenarios are the same and we will listen to your needs and goals to identify the best options. My commitment to you is to make the home loan process as painless and smooth as possible. - Equal Housing Lender. The material provided is for informational purposes only, is subject to change without notice and should not be construed as investment and/or mortgage advice. This is not an offer for an extension of credit or a commitment to lend.