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Hayley Shams loan officer

Hayley Shams

Groves Capital
  • Loan Officer
  • 2 Years of Experience
  • San Marcos, CA

Service Areas

Acton, CAAguanga, CAAliso Viejo, CAAltadena, CAAnaheim, CAArcadia, CAArdenvoir, WAAtwood, CAAzusa, CABainbridge Island, WABard, CABaring, WABellevue, WABeverly Hills, CABonsall, CABothell, WABremerton, WABurbank, CACamp Pendleton, CACapistrano Beach, CACardiff By The Sea, CACarlsbad, CACashmere, WAChelan Falls, WAChelan, WACle Elum, WACorona Del Mar, CACosta Mesa, CADana Point, CADel Mar, CADryden, WADuarte, CAEast Irvine, CAEast Olympia, WAEast Wenatchee, WAEl Toro, CAEncinitas, CAEntiat, WAEscondido, CAFallbrook, CAFoothill Ranch, CAFountain Valley, CAGarden Grove, CAGlendale, CAGold Bar, WAHuntington Beach, CAIndex, WAIrvine, CAKeyport, WAKirkland, WALa Canada Flintridge, CALa Crescenta, CALacey, WALadera Ranch, CALaguna Beach, CALaguna Woods, CALake Elsinore, CALake Forest, CALeavenworth, WALemon Grove, CALittlerock, CALos Angeles, CAManchester, WAManson, WAMedina, WAMenifee, CAMesa, AZMethow, WAMidway City, CAMission Viejo, CAMonitor, WAMonrovia, CAMonterey Park, CAMontrose, CAMount Wilson, CAMurrieta, CANewport Beach, CANewport Coast, CAOceanside, CAOlalla, WAOlympia, WAOrange, CAOrondo, WAPala, CAPalmdale, CAPalomar Mountain, CAPasadena, CAPateros, WAPauma Valley, CAPearblossom, CAPeshastin, WAPhoenix, AZPlacentia, CAPort Orchard, WARancho Santa Fe, CARancho Santa Margarita, CARedmond, WARetsil, WARollingbay, WARonald, WARoslyn, WASammamish, WASan Clemente, CASan Diego, CASan Gabriel, CASan Juan Capistrano, CASan Luis Rey, CASan Marcos, CASan Marino, CASanta Ana, CAScottsdale, AZSeattle, WASierra Madre, CASilverdale, WASkykomish, WASnoqualmie Pass, WASolana Beach, CASouth Colby, WASouth Pasadena, CASouthworth, WASpring Valley, CAStanton, CAStehekin, WASun Valley, CASunland, CASylmar, CATemecula, CATempe, AZTracyton, WATujunga, CATumwater, WATustin, CAValley Center, CAVerdugo City, CAVilla Park, CAVista, CAWaterville, WAWenatchee, WAWestminster, CAWildomar, CAWinchester, CAWoodinville, WAYuma, AZ
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About Hayley Shams

Hi there, I am a born and raised San Diegan with a passion for helping my clients not only qualify for their home loan, but also truly feel comfortable and understand their payment. I believe every client brings unique scenarios to the table, and we can find the perfect program for your needs. With a background in dental hygiene, I value an educational and encouraging approach. If you’re looking for a loan officer who is knowledgeable, honest, patient, and exceeds in communication, then I’m your girl! Let’s chat and see you we can achieve your financial goals together!
Learn More About Hayley Shams

Languages

  • English

Credentials

LICENSE
NMLS - California - #2307978

Type of Properties Serviced

  • Commercial Property
  • Manufactured or mobile home
  • Multi-family home
  • Condominium
  • Townhome
  • Single family home

Type of Loans Offered

  • Reverse mortgage
  • Home equity
  • Property refinance
  • Property purchase

Loan Options Offered

  • Construction to permanent financing
  • Bridge loan / Gap financing
  • USDA loan
  • FHA loan
  • Adjustable rate loan
  • Renovation Loans
  • Jumbo loan
  • VA loan
  • Interest only mortgage
  • Fixed rate loan
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Location

San Marcos, CA 92078

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