Francisco Orozco

As a mortgage loan originator (MLO) it is my duty and responsibility for helping borrowers obtain mortgage loans. Additional duties include: Taking loan applications: Responsible for taking loan applications from borrowers and gathering all necessary information to process the loan. Advising borrowers: Advise borrowers on loan programs, interest rates, and other loan-related matters. Qualifying borrowers: Determine whether borrowers meet the lender's requirements for loan approval, including income, credit score, and debt-to-income ratio. Processing loans: Collect all required documents, verify information, and submit the loan application to the lender for underwriting. Communicating with borrowers: Keep borrowers informed throughout the loan process and answer any questions they may have. Compliance with regulations: Comply with all state and federal regulations related to mortgage lending, including the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act. Building relationships: Build relationships with real estate agents, builders, and other professionals in the industry to generate new business. Continuing education: Complete continuing education courses to maintain license and stay up-to-date with industry changes. Overall, the MLO plays a critical role in the mortgage lending process and must ensure that all loan applications are handled ethically and in compliance with applicable regulations.