Carlos Smith

As a Senior Mortgage Consultant. The financial aspects of home buying can be stressful and overwhelming—but it doesn’t have to be, not with a trained and caring professional. I have the knowledge and extensive experience in dealing with first-time homebuyers, jumbo financing, bank statement loans, down payment assistance, conventional financing, reverse mortgages, Federal Housing and Veterans Administration (FHA), USDA financing, Construction to Permanent Financing and investor financing (DSCR Loans). I've helped hundreds of families and investors through the home buying process. I'm a Sacramento State University graduate, with a degree in Criminal Justice with additional training and certifications in Life Insurance, Accident and Health Insurance and Home Improvement Sales / Solar Contractor. Contact Carlos today and let’s get started making your homeownership dream a reality.