Valencia Gibson

Questions Asked Before Starting The Home Buying Process Should I talk with a bank before looking at homes? The answer to the question is YES! There are tons of reasons why you should talk with a bank and get pre-approved before looking at homes. First and foremost, talking with a bank before looking at homes can help you understand exactly how much you can afford. There is no reason to look at homes that are listed for $250,000 if you can only afford up to $200,000. If you’re a first time home buyer, talking with a bank before looking at homes is strongly suggested, as there are many first time home buyer programs available. These programs can vary from state to state and county to county, so knowing exactly what’s available to you, is critical. Another important reason to talk with a bank before looking at homes is so you understand exactly what costs are associated with buying a home. There are many home buyers who don’t understand the difference between a down payment, pre-paid items, and escrows, which can be thoroughly explained by a mortgage professional. A mortgage professional can give you advice on the type of financing you should be looking to obtain and also whether or not you should request the seller to contribute towards your closing costs, also known as a seller’s concession. Should I buy or continue to rent? Buying a home can be a very solid investment. This being said, renting can also be a better option for some, depending on the circumstances. The current interest rates are incredible. A 30-year FHA mortgage can be locked in at a rate of around 3.5%. Since the interest rates are so low, it actually can be cheaper to pay a mortgage right now than paying rent. There are questions that you should ask yourself before deciding to buy a home. One of the most important things to consider is the length you plan on staying in a home, if you were to purchase. If the answer is only a few years, it’s likely the better decision is to continue renting. Another question to ask yourself is whether you are ready to take on the additional “responsibilities” of owning a home. When owning a home there will be general home maintenance that should be done, are you ready for that? Buying a home is a great option in many cases, but not always. Can I find a rent-to-own property? Can you find a needle in a haystack? Of course you can, but the probability isn’t very high. The same can be said about a rent-to-own property. A common question from home buyers is whether rent-to-owns exist or whether an owner would consider that option. They are out there, but there are somethings that you need to know before agreeing to a rent-to-own. When an owner is offering “rent-to-own” as a possible financing option, they are taking on a high risk since in most cases, a rent-to-own buyer has a credit score that is not impeccable. Since an owner is taking a higher risk the terms for a rent-to-own must be considerably favorable for the owner. This often leads to less than favorable terms for a buyer. When looking at a rent-to-own as an option you can expect to provide a considerable amount of money down and a higher interest rate than what a lender is currently offering. If you’re able to purchase a home by financing through a bank or lender, you will be better off because the terms will be more favorable. I own a home, should I buy another before selling my current home? There is truly no concrete “correct” answer to this question. There are pro’s and con’s to buying a home before selling your current home and the same can be said about selling your current home before buying another. Buying a home before selling your current home The biggest benefit to buying a home before selling your current home is the fact that you have a suitable property lined up. This can reduce the stress and pressure of having to find a home once your current home is sold. This however also can create disappointment and heartbreak. If you are unable to purchase a new home without having to sell your current home, you’re purchase offer is going to be contingent upon sale and transfer of title of your current home. If your current home does not sell in a timely manner, this can lead to you getting “bumped” by a non-contingent buyer and you losing out on the home you’re looking to purchase, which can be devastating. Selling your current home before buying a new home The time it takes to sell your current home is unpredictable. There is no crystal ball that exists that can tell you exactly how many days it will take. Selling your current home before buying a new home will put you in an ideal position to negotiate on the new home you’re purchasing due to the fact you are purchasing without the sale contingency of your current home. One risk of selling your current home without buying a new home first is the chance of not being able to have a place to live. There are options if your current home sellers before buying another though. A “rent-back” can sometimes be negotiated with the buyer of your current home. A “rent-back” would allow you to retain possession of your current home for a certain number of days after closing at the expense of paying the buyers mortgage. A “rent-back” allows for additional time to find a new home. When Buying a Home Hire a Realtor When Buying a Home Hire a Realtor® Do I really need a Realtor when buying a home? When buying a home, it’s strongly recommended you have a Realtor. There are many reasons why you should have a Realtor represent your best interests when buying a home. Keep in mind, all Realtors are not the same! When choosing a buyers agent, make sure you know how to properly interview prospective Realtors when buying a home. Attempting to buy a home without a Realtor can really make the home buying process more difficult. Having a Realtor is always recommended when buying a home. One thing not to do when buying a home is calling the listing agent because you don’t want to “bother” your Realtor. This is one thing that real estate agents hate. Who pays the Realtor fees when buying a home? One reasons why buyers ask the question about the need of having a Realtor when buying a home is because they don’t understand who pays the Realtor fees when buying a home. There are no guarantees, however, in most cases the seller pays the Realtor fees. Questions Asked While “House Hunting” What is a short sale? Before getting involved with a short-sale, it’s important you understand exactly what it is and what to expect from a short sale. The easiest way to understand a short sale is the sale of a home in which the proceeds from the sale are less than the balance of debts secured by liens against the property and the home owner cannot afford to pay the liens in full. Before purchasing a short sale, you should consider things such as the time it can take for a short sale response, the fact that a foreclosure is still possible, and that many short sale properties are in disarray. Short sales are not impossible to buy but you must be patient and be in no immediate rush to move. What is a foreclosure? Believe it or not, foreclosures can actually be a smoother transaction than a short sale. A foreclosure, sometimes referred to as a REO, is a property that is owned by a lender. If you’re considering the purchase of a foreclosure, it’s important to understand that most are sold “as-is.” Foreclosures, if not purchased by an owner occupant, are often purchased by investors, fixed up, “flipped,” and sold to a owner occupant. How is the neighborhood/area? When buying a home, a common question home buyers have is regarding the neighborhood/area. As a real estate professional, there are rules against steering and providing personal insight into specific areas and neighborhoods. This doesn’t mean that your Realtor cannot provide you with tips to help you choose the right neighborhood when buying a home. Many buyers wonder about the growth of the local economy, crime statistics, taxes, and local amenities. If you have a top Realtor when buying a home, you should be able to receive all of the pertinent information to allow you to make an educated decision on areas and neighborhoods. How are the schools? This is another question that Realtors should tread very lightly with. There is no doubt that schools impact property values. Just like tips for selecting a neighborhoods, a top Realtor should be able to provide you with names or websites where you can find information on the local schools so that you can determine whether or not the schools are acceptable to you or not. What are the average utility bills? When buying a home, it’s important to know what additional costs will be in addition to the monthly mortgage payment. Utility bills are just one of the additional costs to consider when buying a home. Utility bills can be obtained from the home owner and in some cases, from the local utility company, who can provide averages over the past 12 months. Keep in mind, everyone prefers to have their home temperature different, so the average bill could be different if you were to purchase the home. How many homes should you look at before buying one How many homes should you look at before buying one? What’s the age of the _? When looking at homes, many buyers want to know the ages of specific items in a home. The most popular items in a home that buyers want to know about are the major mechanical items, such as the roof, furnace, water heater, and air conditioning (if applicable). An experienced Realtor should be able to find the dates of a furnace, water heater, and air conditioning unit by looking at the serial numbers. The roof age is often known by the home owner. If not, the age usually can be approximately determined by looking at the roof characteristics, such as the sagging areas and the way the shingles are laying. How many homes should I look at before putting in a purchase offer? This question is often asked and is a simple answer. The answer is, there is no specific number of homes you should look at before buying a home. Don’t feel that if you were to purchase the first home you look at that you’re making a mistake. Same can be said if it takes you looking at 25 homes. Questions Asked While Placing A Purchase Offer How much should I offer the sellers? When buying a home, you are the only one who can determine how much you should offer a seller. Certainly it’s suggested you ask for your Realtors advice and thoughts, but ultimately you are the only person who can determine how much you should offer. What is an earnest money deposit? An earnest money deposit is also frequently referred to as a good faith deposit. When a buyer purchases a home, they provide the seller’s real estate company a deposit to hold in their escrow account. The primary purpose of this deposit is to show a seller you are serious about purchasing their home. The amount that is deposited is subtracted from the final figure that a buyer pays at the closing table. In most cases, the larger the deposit, the stronger a purchase offer looks to a seller. How long does the seller have to respond to my offer? There is not a standard answer to this question. A purchase offer will have a “life.” The “life of the offer” can vary from 12 hours to 3 or 4 days. There are many circumstances that can effect the length of the “life of the offer.” Your Realtor should know how long of a “life” to give to your offer. If you’re looking to purchase a home that is newly listed and the possibility of multiple offers exists, a shorter life is recommended. If the home you’re looking to purchase has been on the market for 3 months and the seller is located out of town, a 2 day “life” maybe necessary and/or recommended. What if my offer is rejected? When a purchase offer is submitted to the seller there are generally four possible responses. The first is an accepted offer, the second is a counter offer, the third is a rejected offer, and the final is an offer that is not responded to. If your offer is rejected, meaning the seller says no and doesn’t counter, you have the right to place another offer. It’s not very common an offer is rejected or not responded to, unless a seller is offended by a low-ball offer. Do I have the option to have any inspections? When buying a home, you have the option to perform several types of inspections. The purchase offer you write can be contingent upon a satisfactory home inspection, pest inspection, chimney inspection, radon test, and many other inspections. In most cases, it’s recommended that when buying a home, you at the bare minimum have a home inspection. There are home inspection findings that are more common than others, however, no two homes are the same so it’s a great idea to get the home inspected. Questions Asked After A Purchase Offer Is Accepted Home Buying FAQ - When is the closing date Home Buying FAQ – When is the closing date? What’s the next step? Congratulations! Your offer was accepted, now what? Between contract acceptance and the closing date, there are many things that need to be completed. In a nutshell, after an offer is accepted, generally any inspections will be completed. After the inspections, you complete a formal mortgage application and last but not least, the title, abstract, survey, and any miscellaneous paperwork is completed. When buying a home, finding the perfect home is only one part of actually becoming a homeowner. Throughout the mortgage process, you should expect the bank to require documentation, letters, and other items from you to satisfy the bank conditions, so don’t be upset or surprised when this happens. Do I need to do a final walk-through? As a buyer, you have the option to perform a final walk-through. Is a final walk through a requirement? NO. Is a final walk through necessary? YES. Generally when buying a home several weeks go by between when you last walked through your home. Lots of things can change during that time. When doing a final walk through a few things you should check is that furnace is working, the toilets are flushing properly, and there is hot water. When is the closing date? When buying a home, the excitement level is extremely high. It’s important to understand that the closing date in the purchase offer is a target and not a guarantee. Before you hire the movers and take time off from work, know that the closing date in the contract isn’t necessarily the date you will own your new home. Many buyers will ask their Realtor this question, however, it isn’t up to the Realtors when a closing will be. The attorney’s are the ones who have to set the closing date and time. Final Thoughts When buying a home, being prepared and well educated can really make a huge difference. Again, “no question is a dumb question” and if you are unsure of something, ask! The home buying process begins before you ever look at one home and the process continues all the way up to the final walk-through. When buying a home, it’s critical you’re on your game, stay organized, and remain focused throughout the entire process. After reading these frequently asked questions, you should now have a stronger understanding of what to expect throughout the process.

Seller FAQ—Frequently Asked Questions from Home Sellers 1. How does the market look right now? Without a doubt, one of the most popular questions among consumers is how is the real estate market doing. Even if you are not going to be selling a house anytime soon, people that know you are a real estate agent will ask this question. It’s the kind of thing most homeowners are curious about. After all, for most people, their home is their most tremendous asset. Unless you are a professional agent—which if you were, you wouldn’t have these questions—you are unlikely to have your finger fully on the pulse of the local real estate market. There are simply too many factors to be aware of and too many shifting variables to keep track of. Market knowledge is one of the biggest reasons to hire a reputable Realtor. An excellent real estate agent can give you lots of valuable information about the local market. Not only that, he or she can help you understand what all that information means to you and your sale. Your agent should be able to tell you about the current days on the market of homes for sale, market absorption rates, average sale price and more. Knowledge is power. In real estate, market knowledge is essential, so be sure to do your homework. 2. When should I sell my home? This is one of my favorite questions from home sellers. Why? I will answer honestly while most agents will always say “right now.” It is still easy to spot an agent that gives advice based on what’s best for them. Of course, you want to sell when you are likely to get the best possible results. But when is that? The answer is complicated. Generally speaking, the best time to sell is when you are ready. There are advantages to selling in every season, in spite of what some agents may try to tell you. Spring is undoubtedly considered most ideal in a lot of circles, but that does not mean you can’t get great results in summer, winter, and fall. You just need an agent who knows how to sell year-round. They are out there, so if you want and need to sell in a season that isn’t’ spring, know that you can do so and be happy with the results. You can learn the tips for selling a house in each of the seasons of the year. Whether you are selling in the spring, summer, fall or winter, you’ll get some excellent advice for each of the time frames you might choose to sell your property. 3. How do I get my home ready to sell? Questions to Ask a Realtor When Selling Your HouseAn excellent question for any seller to ask a Realtor is “what should I do to get my house ready for the market?” There is a lot of work to be done before you list your home. Everything must be done behind the scenes before you give buyers the opportunity to look at your home and start asking questions. That way, when you finally open the doors, you are prepared to make a sale then and there—and don’t need to do a bunch of stuff that you overlooked. Your agent is the best-qualified person to help you identify what needs to be done before you sell. Keep in mind that every home is different, so the advice you get for your home might be different than the information another seller would get. That being said, there are some things that almost every seller needs to do. These include: Clean things up. No one wants to buy a dirty house. Or, in reality, only bargain seekers are going to be highly interested in a cluttered, messy home, because they assume they can get a great deal from an as-is seller. If you want reasonable offers, you need to remove clutter and clean thoroughly. Make needed repairs. Broken door handles, missing tiles, stained carpets—there are probably several little jobs that need to be done around your house before you list it. The more of these small, cheap fixes you make, the more desirable your home will be. Proper home maintenance shows you care for your property. There may also be big jobs that need to be done. Wait to talk to your agent before you invest in any major repairs, just to be sure that doing so will benefit your sale as you expect. Doing your part before the home is listed for sale is also a side benefit for being ready for the house inspection. Take great pictures. The photos on your listing are the first thing that most buyers are going to see. You want them to be good, and it takes talent and practice to produce those kinds of pictures. Your agent should either be skilled at taking real estate pictures or know someone who is. That way your listing looks as good as possible and shows the best side of your home. See some great tips for shooting your real estate photos. 4. Can I use real estate websites to set the perfect price for my home? No, you can’t. There are several trendy real estate websites out there now that offer pricing options for sellers. They draw on massive databases to give you an idea of your home’s value currently. While they are undoubtedly useful for getting a general idea of your home’s value, they are not sufficient for pricing a home for sale. Pricing a home to sell in a reasonable time frame and for the best possible price is both an art and a science. It requires up-to-the-minute market knowledge of what is going on at a local level, and it requires a feel for how your home compares to other similar homes in your market. A website algorithm cannot substitute for a skilled real estate agent. In my daily life as a real estate agent, I find many homeowners who under the mistaken belief that what Zillow says their home is worth is the actual value. No, it is not! In fact, the amount they display on their website could be off by tens of thousands of dollars. When you are selling a home, you can’t afford to be off on your price. It is the most critical factor in selling a home. 5. How do you figure out the value of my house? How Do You Figure Out The Value of My HouseWhat real estate agents do and what appraisers do are a bit different. The result, however, is getting to what a buyer will most likely pay for a property. Both appraisers and real estate agents use what’s called comparable sales or “comps” to determine fair market value. Real Estate agents will perform what’s called a comparative market analysis. More than likely the report generated will include the following: Closest homes in similarity that have sold in close proximity to the property. Similar homes that are currently under contract but haven’t closed yet. Competing properties that are currently for sale in the general price point. The most important data is what has sold. The least important is what is currently for sale. The price for these homes can change at a moments notice. You never want to hang your hat on what someone thinks their home is worth. The analysis that your real estate agent performs will compare your house to other properties that have sold. The evaluation will include the following points of interest. The size of the home, or more commonly what’s referred to as the square footage. While size is a crucial variable, unskilled agents will use this as the end all be all in comping properties. Using square footage to value properties is a sure-fire recipe for disaster. The style of the home – for example, is it a colonial, contemporary or a raised ranch. The number of bedrooms. The number of bathrooms. The condition of the property. The amenities such as central air, central vac, alarm system, sprinkler system and a whole host of others that affect value. The age of the house. Ages of mechanical and structural components such as roof, heating and cooling systems. The desirability of the lot. The appeal of the neighborhood or school district. 6. How are list price and sale price different? The list price is the price you list the home for sale. It is the reasonable goal you set for your sale, one you hope to get close to as you make the transaction. The sale price is the price that you actually sell the home for, after negotiations. A terrific agent should be able to help you set a price that will be close to the sale price. A word of caution – many less desirable real estate agents will present their market analysis to sellers without giving a seller a list and sale price. Your real estate agent should be setting proper expectations from day one. The best agents will suggest you list at X with a probable sale price of Y. One of the most essential skills of a real estate agent is accurate pricing. Agents who are worth their salt will be on the money with the price. 7. Does assessed value have anything to do with market value? Are Assessed Value and Market Value The Same ThingNO! NO! And no! Assessed value has nothing to do with market value. The assessed value is nothing more than a figure the local municipality uses to collect the appropriate amount of taxes. Uneducated real estate agents will often confuse the public when they make statements like “come see this absolute steal that is listed below the assessed value.” Big deal! Don’t be suckered by this kind of nonsense. See what’s the difference between market value and assessed value to better understand this topic. 8. Should I price my home high, so I have wiggle room for negotiations? One of the most popular questions a seller will ask a Realtor pertains to pricing and negotiating room. Leaving room for negotiations is one of the biggest home pricing myths in real estate. There is a lot of unnecessary risks that come from pricing a home too high. While you may think that you are giving yourself room to negotiate, too high a price is more likely to drive off potential buyers. The longer you have the home on the market due to a high price, the more of a stigma that home develops. If the price is too high, you may not get any offers and be forced to relist the house for a lower price. When this happens, your home will certainly be viewed as a problem home by many buyers. Why else did you have to lower the price? Instead of pricing high, price right. Work with your agent to find the perfect price. 9. What commission do you charge? It is essential for you to find out what commission the real estate agent will be charging. You might be thinking that is would be great if you can find an agent who will charge a lower rate than everyone else. Unfortunately, the commission split really matters when you are selling a home. It is imperative that a buyer’s agent wants to sell your house! If all the homes you’re competing against have higher commission splits, guess what happens? Fewer agents will want to sell your house. The bottom line is you will NOT save money. Instead, you will probably net less. Don’t make this foolish home selling mistake. 10. How long is your contract? What is Your Commission and How Long is Your ContractReal Estate contracts can vary from agent to agent and company to company. As a general rule, most contracts fall somewhere between three to six months. You will find that homes in price points that take longer to sell usually have more extended contract periods. Some agents may offer a guarantee that if you are not satisfied, you can escape the contract. Most, however, do not let you cancel a contract just because the home hasn’t sold. 11. When will you be doing an open house? Many homeowners think that an open house is an essential marketing activity. They are not! Who can blame a seller though when a significant percentage of real estate agents promote them like they are necessary to sell a home. You see all the open house signs around town and think this must be important. WRONG! The dirty little secret in real estate is that open houses benefit real estate agents, not home sellers. Any serious buyer is going to schedule a showing with an agent. Open houses do not sell homes. What they do is bring people into your home that doesn’t belong. Why would you want to have unqualified buyers walking through your door? Worse yet why would you want to dramatically increase the odds something will be stolen from your house? Outstanding real estate agents always discuss the pros and cons of holding an open house. 12. Will you only be representing me in the transaction? When hiring a real estate agent, one of the most important questions to get an answer to is whether they will be representing you exclusively. Some real estate agents practice dual agency which has been banned in a handful of states and should be made illegal everywhere. If you allow dual agency your real estate agent will become a neutral party in the transaction. They will no longer be in your corner to get you the best terms and conditions in the sale. In fact, the only benefit in dual agency goes to the real estate agent who will be collecting double the commission. In dual agency, the real estate agent has the incentive to close the sale whether it benefits you or not. Reject dual agency! 13. What will you be doing to sell my house? Finding out precisely what your real estate agent is going to be doing to sell your house is another critical question. Every real estate agent has a broad range of services they offer. Some agents do an exceptional job at marketing and others who little to nothing but put your home in the multiple listing service (MLS). Hiring the post and pray real estate agent will usually lead to a lack of success. You want a comprehensive real estate marketing plan that is designed to sell a home quickly for the most money. Accept nothing less. 14. Do you have contractors you can recommend for work needed on the house? What Questions Should I Ask a Real Estate AgentA real estate agent wears many hats in a sale. Any agent who has been in the business for a while will have a list of contractors that can help prepare for a home sale. It is not uncommon for real estate agents to refer sellers to many different vendors including: Painters General carpenters or handyman Electricians or plumbers Home Stagers 14. What should I do to prepare for showings? One of the most crucial aspects of selling a home is the buyer’s first impression. There are some simple things you can do to ensure the buyer feels good about your house. These include: Making sure the home is clean and tidy. Removing all excess clutter is essential. You want the home to feel as spacious as possible. Make sure all of the curtains are drawn, and the home is getting good natural sunlight. Turn on lights in any areas of the home that could use a bit of additional light. Here are some additional home showing tips that are worth reading. 15. Will you be accompanying the showing? It is advisable not to have the listing agent present during a showing. Buyers and their agents want to be able to speak freely during a showing. They don’t want a seller’s agent hovering around. Keep in mind having your agent present is not going to make one bit of difference. Real Estate agents do not talk people into buying homes. Additionally, if your real estate agent has all the time in the world to be at every showing, you haven’t hired the best agent. Sellers also ask if they can be present for showings – the answer is NO. You should not be around. Let the buyer walk through unencumbered. 16. Will you be representing me at the home inspection? There is a percentage of real estate agents that try to get away with doing as little as possible during a real estate transaction. The home inspection is a milestone your real estate agent should be attending. They will be there to observe and listen. The inspection is for the buyer’s benefit. However, that doesn’t mean your agent shouldn’t be there. Home inspectors and buyer’s quite often exaggerate home inspection issues. What’s said in person by a home inspector is quite often different than what is put in the paper. The home inspection report can be a big CYA that makes every minor issue look like the house is a lemon. Proper representation means understanding how big or small the issues are. 17. How much do I have to disclose to buyers? When it comes to selling your home, honesty is generally the best policy. There are several reasons for the honest approach. First, your state likely has real estate disclosure laws that require you to report any significant issues you know about with the home—especially if you are asked about those issues. It’s important to ask your agent about disclosure in your state. In some locations, it is caveat emptor or “let the buyer beware.” What this means is you don’t have to disclose problems, but you do need to answer questions honestly. In states where disclosure is mandatory, you avoid the risk of a potential lawsuit by disclosing known issues. If you were to not reveal a problem to a buyer, that buyer could come back after the sale and sue you for failure to disclose. One thing you should keep in mind about disclosure: Disclosure laws in real estate generally require you to answer questions honestly about significant issues—not to give a laundry list of minor problems to every possible buyer. You may not like the way your garbage disposal works, but if it works, you don’t have to tell buyers about your feelings. You can go overboard with telling buyers about problems. If you have a question about an issue and disclosing that issue, ask your agent. Your Realtor can give you targeted advice to protect you and your sale. 18. How will you be communicating with me? One of the most vital things when hiring a real estate agent is proper communication. The agent you hire should ask up front how you prefer to keep in touch whether it is email, text or an old fashion phone call. The agent should be flexible enough to accommodate whatever mode of communication you prefer. One other essential question to ask is if you will be getting feedback after showings. You want to know what the buyer thought about your home right? Skilled agents have systems in place, so they provide feedback after showings. 19. How do you handle offers? The best scenario for any seller is to have multiple offers on their home. When you are in a strong seller’s market having a bidding war is not that uncommon. It is crucial to speak with your agent about how to deal with various offer scenarios. Sometimes the best offer isn’t the highest offer. Keep that in mind. For example, if the highest bidder has a home sale contingency. A home sale contingency is something you want to avoid the vast majority of the time. 20. What happens if my home doesn’t appraise? One of the things that can happen when you have multiple offers is your home sells for too much. The appraiser is unable to justify the price based on comparable sales data. Of course, there are times when an appraiser comes in low, and it isn’t justified. In cases like these, you’ll need to know how to contest the appraisal. There are usually a couple of scenarios the rectify a low appraisal including the following: You challenge the evaluation, and it’s adjusted. The buyer makes up the difference by coming up with additional deposit funds. The worst case – you lower your price. A compromise – you lower the price some, and the buyer comes up with a larger down payment satisfying the lender. Final thoughts As a home seller, it is vital to ask your real estate agent all of these types of questions. Homeowners who are educated about the selling process usually have the least amount of problems in a sale. Be sure to hire an agent who is going to go above and beyond your expectations. So many sellers make mistakes choosing an agent. Have a set of real estate agent interview questions ready. By asking the right questions, you’ll improve your odds of working with an agent you love.

When everyone told the Farrington family, that their price point wouldn't work. That the community they desired was too expensive, unattainable, and would yield nothing but fixer uppers. We were blessed to uncover a gem that had been completely and professionally renovated. Priced below market value, and being sold by motivated sellers. I was able to negotiate an incredible deal by partnering my research, with my faith and we secured a dynamic promise! My clients now own a home with nearly $60K of instant equity!