Shane Keyes

I would recommend you get your Pre-Approval started and out of the way. A good source for a reputable and fast-moving lender will be a good local Realtor. Once this is out of the way your lender can help you with local Bonds and possibly Federal grants, etc in your area. USDA areas could be one source. Step one is a good Realtor in your market.

Selling a Property As-Is can be done. It is usually a bit more difficult since the buyer pool has been reduced since a majority of buyers do not want to make major repairs. With that being said a good Realtor can market the property to investors or DIY home buyers.

Mobile home sales can vary from state to state but there is a used mobile home price book similar to cars. Usually, a lender will have to submit the info to get them a price. With that being said, a good local Realtor should be able to do a CMA (Comparative Market Analysis) for you. This will give you comps on recent sales in your area of similar-type properties. A good Agent will have no issues in presenting you a CMA at no cost to you in return for being allowed to list your property. The Realtor can recommend what updates you should consider doing or advise you if they may be able to sell it as is.

Robert, A good local Realtor will be your best option to assist you with this. Two home properties are typically rarer than a single-family home. Your Agent will probably recommend you get and keep a pre-approval active in case the perfect property hits the market. Most lenders typically keep pre-approvals good for 90 days and will update them quickly if you have not changed anything as far as credit or income without re-pulling your credit. You may need to consider purchasing a property and having another home built or moved there depending on your time frame and the local market.

Speak with your Lender. They are going to be your key to all answers all your question like this and can help you choose the Program or Loan that is right for you based on both Federal and Local guidelines.