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What Documents Do I Need To Buy A House In California?
What documents do I need to buy a house in California ? Are there any documents that can help me to get a home or show I'm a strong buyer?
Asked By Kristin | Sunnyvale, CA | 238 views | Buying | 9 months ago
Answer(1)
Debbie Sagorin
Coldwell Banker Realty
Carlos, the main documents/information needed for a buyer are:
Two years residence and employment history.
Current paystubs, current W2s
Two years tax returns if self employed or show other types of income (rental income, interest/dividends, etc.). Personal and corporate if applicable.
Two months asset statements for all accounts where funds for closing and reserves are coming from
Credit will also be run
Some lenders, (like the one that helps many of my buyer clients), have alternative documentation programs where tax returns may not be required, e.g., bank statement programs for self employed if income from returns don’t substantiate qualifying income.
- 9 months ago
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