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What Documents Do I Need To Buy A House In California?
What documents do I need to buy a house in California ? Are there any documents that can help me to get a home or show I'm a strong buyer?
Asked By Kristin | Sunnyvale, CA | 1104 views | Buying | Updated 1 year ago
Answer(2)
Chris Cervantes
RE/MAX GOLD
Hi Kristin,
Here’s a simple step-by-step way to get ready to buy a home in California:
Get pre-approved – meet with a lender to see how much you can borrow.
Gather your documents – have proof of income, savings, and a photo ID ready.
Find a home – look for homes that fit your budget and needs.
Make an offer – show the seller you’re serious with your pre-approval and documents.
Close the sale – complete inspections, finalize your loan, and get your keys!
Being organized with your documents and pre-approval makes you a stronger buyer and helps the process go smoothly. If you’re ready to start your home search or have questions, reach out to me or my team today — we’d love to help you find your dream home.
Here’s a simple step-by-step way to get ready to buy a home in California:
Get pre-approved – meet with a lender to see how much you can borrow.
Gather your documents – have proof of income, savings, and a photo ID ready.
Find a home – look for homes that fit your budget and needs.
Make an offer – show the seller you’re serious with your pre-approval and documents.
Close the sale – complete inspections, finalize your loan, and get your keys!
Being organized with your documents and pre-approval makes you a stronger buyer and helps the process go smoothly. If you’re ready to start your home search or have questions, reach out to me or my team today — we’d love to help you find your dream home.
- 3 weeks ago
Helpful (0)
Unhelpful (0)
Debbie Sagorin
Coldwell Banker Realty
Carlos, the main documents/information needed for a buyer are:
Two years residence and employment history.
Current paystubs, current W2s
Two years tax returns if self employed or show other types of income (rental income, interest/dividends, etc.). Personal and corporate if applicable.
Two months asset statements for all accounts where funds for closing and reserves are coming from
Credit will also be run
Some lenders, (like the one that helps many of my buyer clients), have alternative documentation programs where tax returns may not be required, e.g., bank statement programs for self employed if income from returns don’t substantiate qualifying income.
Two years residence and employment history.
Current paystubs, current W2s
Two years tax returns if self employed or show other types of income (rental income, interest/dividends, etc.). Personal and corporate if applicable.
Two months asset statements for all accounts where funds for closing and reserves are coming from
Credit will also be run
Some lenders, (like the one that helps many of my buyer clients), have alternative documentation programs where tax returns may not be required, e.g., bank statement programs for self employed if income from returns don’t substantiate qualifying income.
- 1 year ago
- Helpful (0)
- Unhelpful (0)
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