Closing costs can vary, depending on the cost of the property itself; different escrow companies charge different amounts. In your state. If you use title companies, it would depend on what that particular title company charges. I’m in California, and you do have to watch out for any additional HOA fees. And it has to be clear in your purchase agreement as to who will be paying for the HOA docs. There can also be additional transfer fees. In California, property tax is prorated. For example., If you purchase your home after the property taxes have been paid, those taxes will be prorated.