Advice Topics
- Buying (153)
- Selling (179)
- Renting (38)
- Market News & Trends (11)
- Finance & Legal Info (79)
- Tips & Advice (85)
- Working With an Agent (51)
- Marketing (4)
- Investing (16)
- Affordable Housing (13)
- Green Housing (2)
- Schools (1)
- Remodeling (29)
- International Real Estate (8)
- Terms & Definitions (23)
- Home Loans (10)
Top Contributors (View All)
Find a Top Real Estate Agent Near You
Is applying for a mortgage loan through email normal?
First time buying a home, and doing all paperwork through email. Is that normal?
Asked By Eric R. | 30230, GA | 301 views | Home Loans | 1 year ago
Answer(5)
Chris Yochum
Dickson Realty
It is very normal to do most everything through email. Many great lenders will pick up the phone and make a personal connection at different stages of the process. I prefer to connect with someone over the phone to address questions and have some personal interaction. If you feel the same, you should hopefully have a phone number to connect with someone.
- 1 year ago
Helpful (0)
Unhelpful (0)
Lisa and Greg Harris
eXp Realty, LLC
It is very normal. Many lenders have a secure online option to upload sensitive documents. Of course, I always recommend a good local lender because they are more aware of the local taxes and items that are most important to the process. But please pick up the phone and connect with them to get questions answered and make sure you are getting all the answers you need each step of the way!
- 1 year ago
- Helpful (0)
- Unhelpful (0)
Are you ready to find a top agent near you?
Browse profiles of the highest ranked agents in your area and find one that meets your specific needs.
Lynne Pruell
Realty 100 LLC
Working with a reputable lender is always advised. It is common practice to receive a pre approval and loan applications through email. The lender will provide you a link to their website/portal for uploading documents which is safe and secure.
- 1 year ago
- Helpful (0)
- Unhelpful (0)
Tania Gardere MacLeod
EXP REALTY LLC
Hey Eric,
If you mean online by saying “email” then yes. Almost all applications are done online. But you will always or should always talk with the lender first and then again once your application is complete to review, ask questions, share about you situation and desires, so that the lender can offer the proper loan options for you and your situation.
- 1 year ago
- Helpful (0)
- Unhelpful (0)
Email is normal. But you should also be able to get the loan officer you are working with on the phone as some questions are answered easier by talking on phone.
- 9 months ago
- Helpful (0)
- Unhelpful (0)
Related Questions
-
How long does mortgage pre-approval last?
We're pre-approved for a mortgage. We looked for houses in the Fall, but nothing worked out. We want to search again in the spring. Do we need to get pre-approved again?
- Asked by Jenny
- Dayton, OH
- 1163 views
- Home Loans
- 1 year ago
-
Can I buy a house and have someone else pay the mortgage?
I'm thinking of buying a house for an aging parent. If I put the loan in my name, could my parent pay the monthly mortgage or a portion of the income? I want to help my parent, but I don't want it to appear as income on my taxes or be penalized for trying to help.
- Asked by Dion
- Alexandria, LA
- 466 views
- Home Loans
- 1 year ago