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I have bad credit. Can I buy a house?

As of recently, I have bad credit. But my family and I would like to buy a house. My mom has good credit but she has no income. Only her retirement income.
Asked By Sophia | Los Angeles, CA | 136 views | Buying | 4 months ago
Answer(2)
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Semi-Pro
72 Answers
Julianne Clark / Your Lowcountry Realtor

Charter One Realty

(45)

This question need to be directed to a mortgage Lender. There have been situations in the past that I have part of that one buyer had the income and the other buyer had the good credit and they were able to get financing. Most times they have been married couples -- direct family members may be acceptable. Ask around to friends, co-workers and do some online research for a great local lender. Another idea is sometimes credit unions have programs for members that may help you if you bank there. If neither are an option -- try a credit rebuilding program. This is not an overnight fix. Within a year or so -- you should be on your way to credit health and buying a home!
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Novice
1 Answer
Michel Bron

Beverly and Company Inc.

(53)

I would try to fix your credit but more importantly you need to be pre-approved for a loan. Talking to a loan officer to see how to become qualified to buy a home is the best first step.

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