I have bad credit. Can I buy a house?

This question need to be directed to a mortgage Lender. There have been situations in the past that I have part of that one buyer had the income and the other buyer had the good credit and they were able to get financing. Most times they have been married couples -- direct family members may be acceptable. Ask around to friends, co-workers and do some online research for a great local lender. Another idea is sometimes credit unions have programs for members that may help you if you bank there. If neither are an option -- try a credit rebuilding program. This is not an overnight fix. Within a year or so -- you should be on your way to credit health and buying a home!

I would try to fix your credit but more importantly you need to be pre-approved for a loan. Talking to a loan officer to see how to become qualified to buy a home is the best first step.