Can a realtor help me repair my credit to get mortgage?

Hi Julie, yes. First step for any potential buyer is to get pre-approved with a local lender. Many buyers do not understand here in Arizona we need a signed pre-qualification form from lender when ready to make an offer (line 69 of the 11 page Arizona Purchase contract). There really are no "wrong" answers, if your credit is not high enough, a good local lender will let you know what you can do to improve it. That way, in time home ownership can be a part of your future. The best part? It is free to get approved and usually only takes about 20 minutes online. Next step? Find a good dedicated buyers agent to work with. Spirit Messingham, Tierra Antigua Realty (520) 471-6900

The best way a Realtor can help repair your credit is to connect you with a trusted Loan Officer. Mortgage Broker's and Loan Officers can do credit analyzation, and have programs that can provide consumers a road map for credit repair.

Realtor cant advise of tips and tricks to improve credit score but can help connect you with a credit repair company or a mortgage lender who might be able to dig deeper and advise appropriately. Hope this helps! if you have any other questions, I can be reached at 773-516-1111. I run a 25 broker team selling well over $150 million annually and do over 400+ transactions so extremely savvy when it comes to different scenarios. Good luck with your journey!

They can advise you but you would be best at a credit repair company or a mortgage professioanl