It starts with finding a local lender or one on the internet. Have a conversation and see if you feel confortable with that person before you do an application. Was their call back time good. Do they offer you some options and do they know about any benefits a disabled person may have or other financial assistance. Can properies be modified and paid through lender?
Hello, I am very proud of you for wanting to take the next step to ownership. Your first step; if you are not paying cash for the home, then you would need to contact a loan officer to get pre-approved for a home. Once you are approved now contact a real estate agent of your choice to represent you in buying the home.