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Newest Questions

  • Will refinancing help lower my mortgage payment?

    Our financial situation has changed and we're now struggling to make our mortgage payment. We're about 10 years into a 30 year loan. Interest rate is something like 4.7% If we refinance, will that lower our mortage payment?

  • What to do about a sick real estate agent?

    I'm selling my house and my real estate agent has been sick for the past week. While I definitely understand sickness, I'm frustrated that showings have been rescheduled and delayed. This is a key time and having my house sit on the market while pushing away buyers is not okay. What can I do about this? I want to have compassion, but this is possibly affecting my house sale and profit.

    • Asked by Edward
    • Raleigh, NC
    • 226 views
    • Selling
    • Created 3 months ago
  • What to do-- agent's poor hygiene is turning me off?

    I didn't meet my real estate agent in person initially, we only talked on the phone. I liked his responses and approach, so I chose to work with him to buy a home. It's been a few weeks of touring homes together, and his poor hygiene is really getting to me and grossing me out. It's to a point where I don't even want to view homes with him. At first I thought it was a blip, but it's pretty much constant. The worst part is his terrible breath, and he loves to talk about all the details of the house. Meanwhile, I'm trying not to puke. He has a lot of experience and I like his thoughtfulness and work ethic. But I just don't know if I can handle the smells and habits. What do I do???

    • Asked by Beth
    • Knoxville, TN
    • 186 views
    • Buying
    • Created 3 months ago
  • How can I find a real lender that will help me apply for go?

    I've been trying to search for a lender that will actually for real help me with applying for government first time by our programs and grants

    • Asked by Laura Swift
    • Taunton Massachusetts, FL
    • 207 views
    • Buying
    • Created 3 months ago
  • Should I walk around with the appraiser?

    We have our home appraisal coming up. I'm wondering what my role is. Should I walk around with them? Or do I just try to avoid them? Or is it like a home showing where I should leave?

    • Asked by Ben
    • La Puente, CA
    • 281 views
    • Selling
    • Created 3 months ago
  • How clean should my house be for appraisal?

    Should I have my house sparkling clean for the appraisal? I feel like I should have it deep cleaned and looking its best. But I also have small kids and it's hard to keep the home so clean! Will a sparkling clean house impact my home appraisal value? What's best practices?

    • Asked by Sam
    • Charlotte, NC
    • 358 views
    • Selling
    • Created 3 months ago
  • Best way to get a financial gift when buying a home?

    We have family that want to help us buy our first home. We were pre-approved and the lender said something about financial gifts and kind of seemed like we can't get them?? We're confused on the rules. It would be a big help to have this money towards our downpayment. So, what's the best way for us to receive this money when buying a home?

  • Can a family member pay my mortgage buydown?

    We're trying to buy our first house. A family member offered to pay for a temporary mortgage buydown. It would be about $17K for the buydown. Are we allowed to have them pay the mortgage buydown? They're not on the mortgage and I know there's weird rules about getting financial gifts and buying a hosue.

  • How do I buy a home sight unseen?

    We live in Tucson and want to relocate to the Huntley, IL (or surrounding) area next spring. We want to purchase a home sight unseen and move to arrive after closing on it, and are looking for a relocation specialist who can help us navigate this process.

    • Asked by Karen A R.
    • Huntley, IL
    • 347 views
    • Buying
    • Created 4 months ago
  • How do I cancel a buyer's agreement?

    We signed a buyer's agreement to look at homes in our desired area. We thought we were going to work with a specific agent, but then another agent was assigned to us. That agent is not a good fit and we want to cancel the buyer's agreement immediately and work with a new company. How do we cancel a buyer's agreement quickly? We are on a tight timeline and don't have time to let the agreement run out. There's also no way we want to continue with the current agency.

    • Asked by Drew
    • Naperville, IL
    • 428 views
    • Buying
    • Created 4 months ago
  • What is right of first refusal?

    What exactaly is right of first refusal? If it was written into a lease does that give them the power to buy the house? What if the owner passed away, do the children have priority to inherit the house? If the children have authority to inherit the house, how does this work?

  • How often can I refinance?

    How often can I refinance? I want to refinance now, but I'm wondering if mortgage rates will go down more and should I wait?? Or can I refinance now and then again when the rates drop?

    • Asked by Ivan
    • Raleigh, NC
    • 547 views
    • Home Loans
    • Created 4 months ago
  • Land value?

    I have 1.9 acres I want to sell in rural Yazoo County. MS. How do I find a reasonable asking price? The property is located on Highway 16.

    • Asked by Patricia Strong
    • Yazoo City, MS
    • 689 views
    • Selling
    • Created 4 months ago
  • I have two adjoining parcels of land, and I deed them as one?

    My deed says one full parcel yeah I am still getting taxes for the two separate parcels, which is cheaper?

    • Asked by Deborah Costanzo
    • Addison, FL
    • 603 views
    • Tips & Advice
    • Created 4 months ago
  • How can i buy a simple home by paying the back taxes??

    Looking to buy a home by paying back taxes. Open to various locations. Open to North Georgia, Tennessee, Murphy, NC as

  • Is it rude to go to an open house to browse?

    We've always enjoyed looking at houses. We browse model homes and open houses to get ideas for our own house and to know what's selling around us. There's a lot of lovely homes near us and we enjoy seeing them. We're not obnoxious about anything and don't lie about our intentions. But sometimes we feel bad or feel like the agent is upset that we're in the home. While I understand their disappointment that we're not going buy the house, we also don't take away any time or energy from them. The house is open and the agent has to be there anyway, so why do some agents seem upset by us viewing the home? Is browsing at an open house an unspoken no-no?

    • Asked by Beth
    • Charlotte, NC
    • 622 views
    • Buying
    • Created 5 months ago
  • Will private listing hurt my sale?

    I'd like to test the waters with a private listing to gauge interest in my home. However, will a private listing hurt my sale? If someone is interested in the home, will I get less money from a private listing?

    • Asked by Harper
    • Nashville, TN
    • 432 views
    • Selling
    • Created 5 months ago
  • Should I convert the loft to a bedroom?

    We have a loft that could also be a bedroom. We're thinking of closing it up and making it a bedroom. Would this increase the value of our home to have the additional bedroom vs the loft?

    • Asked by Serenity
    • Memphis, TN
    • 1515 views
    • Remodeling
    • Created 5 months ago
  • What if I disagree with my home valuation?

    I talked to an agent about selling my home, and I don't agree with what they said. I get that they're the professional, but it feels like they just want to significantly underprice my home so that they can sell it quickly. I get that overpricing will just turn people away, but I want to reach a happy medium between what they said and what I want. Or should I just talk to a different agent about this? We haven't signed anything yet.

    • Asked by Gerry
    • Dallas, TX
    • 600 views
    • Selling
    • Created 6 months ago
  • Can we get approved for a mortgage with low credit?

    We have a large down payment of $110,000. But low cr scores of 486, & 543. How can we get approval to buy a home for $239,000

    • Asked by Chris Richard
    • New Iberia, LA
    • 1424 views
    • Home Loans
    • Created 6 months ago
  • Merge land plots or keep separate?

    If I bought my neighbors property, can I merge that plot of land with my own? Or is it better to keep it as 2 separate plots? If I tear down the house currently on the property and keep it as open land or land with a pool, would that change the property taxes that I pay?

    • Asked by Kyle
    • Manhattan, IL
    • 1196 views
    • Buying
    • Created 6 months ago
  • I want to buy 1/2 of duplex with full ownership ?

    Do you have have any listings in Reno or Sparks Nevada where I can buy 1/2 of duplex with each person having their own title?

    • Asked by Nancy Hinds
    • Reno, FL
    • 587 views
    • Buying
    • Created 6 months ago
  • Can I raffle my house?

    I read a story about someone raffling off their house. They sold $1 raffle tickets, and 2 million people bought them! The home was worth $1 million. I'm wondering if this is even allowed?! It seems like a crazy idea, but maybe I'd try it if it was legal/possible.

    • Asked by Jeremiah
    • Sacramento, CA
    • 1333 views
    • Selling
    • Created 6 months ago
  • Eligibility for Buying ?

    Hello, 1 am 60 Y old looking for small house (under 300K /mortgage PM around $1500) to buy in San Jose/ Santa Clara county. What are the restrictions and affordability? Thank you

    • Asked by Anupama V.
    • SAN JOSE, FL
    • 511 views
    • Buying
    • Created 6 months ago
  • How common is it for a buyer to seek a re-valuation ?

    I’m the buyer, my agent says “I’m in shock” when the appraisal came back 50K lower on a manufactured home asking $290,000. Appraisal was $242,000.00. Not “Hey good news your payments might be lower…” I’m in shock at her behavior. Who actively seeks out ways to pay more each month?

    • Asked by Scott
    • Klamath Falls, OR
    • 509 views
    • Buying
    • Created 6 months ago
  • Should I replace the garage ceiling before selling my home?

    The drywall ceiling in my attached garage is falling down due to improper installation, so it will need to be replaced (including insulation). I am planning to sell my house soon and was wondering if I can expect to recover this expense in the sale, or if I should just remove the old drywall and not bother to replace it. Thanks!

    • Asked by Ted
    • i don\'t know, FL
    • 499 views
    • Remodeling
    • Created 6 months ago
  • Moving because of neighbors, do I tell my agent?

    I'm moving because of my neighbors. They're loud and disrespectful. There have been a lot of issue living next to them. Do I have to tell my agent why I'm moving? I think I would prefer to not reveal this because I'm afraid it will hurt the sale of my house.

    • Asked by Chris
    • Columbus, OH
    • 531 views
    • Selling
    • Created 7 months ago
  • Selling within 5 yrs. Vote Yes or no to transfer fee ?

    Selling within 5 years does

    Building is proposing a vote on an amendment

    For new owners to pay 3,000 1 time transfer fee

    It is supposed to offset future work costs, maintenance etc.

    I won’t receive the long term benefits.

    We could get a big unexpected assessment and perhaps this is how they plan to deal with it.

    Would this affect sale ability and potential value of my unit in the future?

    • Asked by Todd
    • Long Beach, NY
    • 362 views
    • Tips & Advice
    • Created 7 months ago
  • Need to disclose issues with the home from 15 years ago?

    We had an issue with our basement flooding 15 years ago. We've fixed the issues and also installed a second sump pump. Haven't had a problem since then. Since the issue is fixed and it's been 15 years of a dry basement, do we need to disclose this? And in general, is there a timeframe for the seller disclosure? For example, does the seller only disclosure issues that have occurred within the past 10 years?

    • Asked by Beckett
    • Davenport, IA
    • 438 views
    • Selling
    • Created 7 months ago
  • Does the home seller need to disclose water issues?

    Hi,

    Does the home seller need to disclose water issues, flooding, or leaking? Our first home had water issues, and we don't want to ever deal with that again. What can we do to ensure that we buy a dry house?

    • Asked by Crystal
    • Destin, FL
    • 1547 views
    • Buying
    • Created 7 months ago
  • how do i return a key and sign for an expired contract?

    My contract expires thursday .i would like to return keys sign ,I am being referred to another realtor who is a family friend and just passed realty test.

    • Asked by Renee Caraballo
    • port charlotte florida, FL
    • 407 views
    • Tips & Advice
    • Created 7 months ago
  • I am retiring in two years. Should I buy now?

    I will retire in two years and want to buy a home in Texas to be closer to family; currently in Pennsylvania. My thought process - I still would have a job (credit score is in the exceptional range) and I would have a couple to years to make any improvements to the home while still employed. Inventory is high right now and I may be able to get a good deal. Is this a wise idea? (note - Cedar Hill or Duncanville TX is where I am currently looking)

    • Asked by Biddy Brooks
    • Cedar Hill, TX
    • 554 views
    • Buying
    • Created 7 months ago
  • Is it my realtor's job to actively find me a home?

    To add clarity:

    Any house I get is contingent on sale of home I am now in. I don't have money in bank and wouldn't qualify for loan.

    Daughter's name is on this house also. She lives with me and turns 22 next month.



    Realtor found one home. She pulled me aside beforehand saying my daughter shouldn't participate in finding the home as she will probably be leaving me soon anyway, And daughter should definitely have no say so.



    I explained I needed a place that would work whether my daughter stayed with me, or whether I was by myself.



    She took great effort to exclude my daughter from seeing the home. My daughter came along anyway, and the home was too far from my daughter's work so we had no interest in it.



    Since then have no contact with realtor, unless I contact about seeing a particular home I see online.

    Even then, she tells me she has an open house, or she has other clients that day, so I feel rushed and like I'm imposing.



    Am I out of line for thinking realtor should be finding a home for us? I've bought two other homes and agent always located the home.



    At realtor's suggestion I've driven to different cities to see if I like them since I've never been there before.

    Also at realtor suggestion, I searched through the listings on Zillow realtor.com homes.com and everywhere trying to find a place. And then I drive by to see if it would even work, and I'm just really tired. Is there an easier way? Is there somebody that sells you a home and finds a home for you?



    She's also asking me to pinpoint specific subdivisions that she can put on her radar, but subdivisions change every few streets.



    When I have found houses in nearby subdivisions I am interested in, I've been surprised realtor hasn't contacted to let me know they were for sale... often they're closing before I see them.

    • Asked by Jerome
    • Chattanooga, TN
    • 429 views
    • Buying
    • Created 7 months ago
  • How to renovate a house with bad credit?

    I got my mother's estate,needs renovations, owe 10,000 and I have bad credit. What can I do to fix it?

    • Asked by Laura White
    • Talladega, AL
    • 1452 views
    • Remodeling
    • Created 7 months ago
  • Is Emberhome a legit homebuying company?

    I would like to sell my home three bedroom two bath manufactured home. The bathroom has been upgraded. It has tile floors, up-to-date vanity.

    • Asked by Shanieka Revely
    • Ludowici, FL
    • 458 views
    • Selling
    • Created 7 months ago
  • How do I cancel a list in agreement correctly?

    I'd like to cancel my listing agreement with my agent. I want to make sure that it's done correctly. How do I cancel a listing agreement?

  • agent didn’t have me sign an agreement prior to showing ?

    My agent did not have us sign an agreement prior to showing us houses. We found a house and verbally made an offer. When he wrote up the offer he didn’t tell us that the selling agent had agreed to a 4% commission. He sent us the contract electronically with 1% of closing over the price we verbally agreed on and told us we would get the money back at closing. Not true. Are we stuck paying his fee now ?

    • Asked by Robert Nichols
    • Pass Christian, MS
    • 1400 views
    • Buying
    • Created 7 months ago
  • How to go about a quick sale on my house?

    Want to sell my house fast in a forclosure and need to find out my best options and I think that a quick sell is going to be my best bet

    • Asked by Kris Brower
    • White river junction Vermont,
    • 1041 views
    • Selling
    • Created 7 months ago
  • What do i need to do for home puchase between friends?

    We have signed a joint tenancy agreement. I want to now include a prenup but for friends. The language would be regarding splitting equity buildup, what to do for upon selling home and other additions. I will be closing in the next 3 to 4 ddays.can you advise the steps to take. Can you advise the form needed and lastly please add any additional thoughts. Thank you



    The property is a single story residence which we both will live in.

    • Asked by Angela Ward
    • LANCASTER, FL
    • 1282 views
    • Buying
    • Created 8 months ago
  • Problem with neighbors preventing sale of lot?

    I have an unimproved lot that was for sale. Had an offer, but the day before closing the neighbors got into an altercation with the buyer and the buyer withdrew his contract. My agent said I have to disclose this and it is preventing any potential buyers. Is there a timeframe on disclosing problems with neighbors? I really need to sale this lot.

    • Asked by Connie
    • Havelock, NC
    • 542 views
    • Tips & Advice
    • Created 8 months ago
  • Can I sign a buyer agreement to see 2 houses?

    I want to get a feel for the agent and the area before I commit to either. Can I sign a buyer agreement that allows me to see 2-4 houses with the agent and that's it? If I like the agent and area, then I'm fine committing for a longer time period. So, are there short term buyer agreements?

    • Asked by Sarah
    • St John, IN
    • 628 views
    • Buying
    • Created 8 months ago
  • I got 5 acres w 2 houses, can I split the lot/houses in FL?

    I bought a home on 5 acres, and later built a better house on the lot. Now I am selling but no one wants to buy land with 2 houses - price too high!

    So I am thinking that dividing the lot in half so each house can be sold seperately.

    But I do not know how to do that!

    Advice?

    • Asked by Michele Davis
    • Venice, FL
    • 1461 views
    • Tips & Advice
    • Created 8 months ago
  • Can the seller of the house make you get approved again?

    I put an offer on a house, and the selling agent countered with a lot of demands. One of the demands being to send over financial statements to make sure I have closing cost and so I did. I countered again, and selling agent said I needed to get pre-approved by her choice of lender after she had already spoken to my current lender. We reached out the their said lender and were told it would only be a soft credit check since I have already had my credit ran in February when I locked in with my current lender. I did the application with her choice of lender for a soft check and they asked for bank statements, w2's and paystubs. I do not want my credit ran again and get dinged. Is this allowed? and all before they even accept an offer?

    • Asked by Lesandra
    • Sacramento, CA
    • 673 views
    • Buying
    • Created 9 months ago
  • Do l need a lawyer to buy an as is house for 3000.00 ?

    My friend has an as is house for 3k .What legal documents should l be taking to the table?

    I am not sure of the process.

    • Asked by Kathy Ralston
    • St Louis, FL
    • 485 views
    • Buying
    • Created 9 months ago
  • Why would somebody want to purchase an extra lot?

    I live in a subdivision. When I bought the house, it was the last one in the subdivision but they have since built on. I ended up with a huge yard and extra lot. I get calls and texts several times a week of people asking to buy the extra lot. I don’t understand why anyone would want to buy it or how it would work. The land is now between houses. Can you tell me why anyone would want to buy an extra lot in the middle of a neighborhood?

    • Asked by Abby
    • Jonesborough, FL
    • 485 views
    • Selling
    • Created 9 months ago
  • How can i get out of a buyers agreement?

    I met with an agent, explained I didn't want a long term agreement, maybe till school was out, as I was only looking at size, areas, prices right now. She said standard was 6 mo. I said I preferred shorter, she said it's what we agree too ( as in she and I make our own terms). I signed the agreement, ask for a copy, she said she would scan then in and email it to me.

    10 days later, I'm requesting a copy again. She gave me an excuse for not getting it to me. When I received it, it said 6 mo. Not what I requested. I then questioned her and she said no less than 6 mo as that was what all their office's do. But it was to late to redo the time on it.

    I don't want to work with her. She will not get my listing, nor will her office. But she says I'm locked in until after the 6 mo. Which means the fall and I can't sell in the fall, it will be off season for selling a family home.

  • Should I use my friend as my realtor?

    I have a good friend that's a realtor. I really like her as a friend, but I'm worried about working with her. I think it could change our dynamic and might ruin the friendship. That said, I also think if I choose a different realtor, she could be so hurt that it ruins the friendship. What should I do?

    • Asked by Maggie
    • Madison, WI
    • 924 views
    • Buying
    • Created 9 months ago
  • Want to applyforahudhome?

    Need help finding the right place and to get it started and thank you for your time so I need help finding out how to apply

    • Asked by Angela Crowley
    • Goshen, FL
    • 734 views
    • Buying
    • Created 9 months ago
  • How do I respond to a lowball offer?

    Listed at $395,000 on the water in the northeast area of Indianapolis, Indiana, USA. and offer is $360,000.

    • Asked by Mike Keen
    • Indianapolis, FL
    • 1617 views
    • Selling
    • Created 9 months ago
  • if i signed a buyer addendum in rhode island with a realtor?

    HI if i signed a buyer addendum in rhode island with a realtor am i liable to have to stay with them? or can i just look at places on my own and go with the realtor that is showing property if i decide to purchase

    • Asked by Diane Conlon
    • Smithfield, FL
    • 516 views
    • Buying
    • Created 9 months ago